Natwest refuses deposit without 'paying in' slip

xylophone

I have a relative with accounts with Nationwide, Natwest and Barclays - occasionally I pay in cash or cheques for him - he gave me a personalised paying in book for Natwest and Barclays so no problems.

d123

Heng_Leng wrote: »

Why would HSBCs generic deposit slips be relevant to this thread?
HSBC isn't going to use NatWest's policy.

I don't have a NatWest one to hand, but I know they have had the same thing in branch which I've used.

My comment was also in reply to someone saying that banks didn't give receipts to people paying into accounts without a personalised paying in book because it would "cause loads of issues".

Perhaps read the quoted post above a reply and you won't get so confused in future?

d123

takman wrote: »

From my experience and the people i know it is very uncommon for them to pay cash in at a branch for any reason. Whenever my friends or family need to transfer money into each others accounts then it's almost always done using Bank Transfer (Some use Paypal or something like Barclays Pingit).

On the rare occasion someone has cash wants to pay someone else then they give it to them directly and don't just pay it into their account.

I know there are people who don't have internet banking (Under 40% of adults with a bank account). But considering that paying by cash or cheque directly to the person being paid is the preferred method of payment. I would say paying cash into someone else's account must only make up a small percentage of payments made.

Do you think the majority of 70+ year olds are using Paypal and Pingit?

My f-i-l won't even use his debit card in shops, he goes into the bank branch and draws cash which he then uses in shops, my m-i-l struggles to operate the slider to unlock the iPad and you think she'd be sending Pingits to her grandchildren? She, and many of her peers in the complex where they live still only use bank counter services.

Whilst there are exceptions, I think you're looking at this through a younger generations eyes...

mgdavid

d123 wrote: »

Do you think the majority of 70+ year olds are using Paypal and Pingit?

My f-i-l won't even use his debit card in shops, he goes into the bank branch and draws cash which he then uses in shops, my m-i-l struggles to operate the slider to unlock the iPad and you think she'd be sending Pingits to her grandchildren? She, and many of her peers in the complex where they live still only use bank counter services.

Whilst there are exceptions, I think you're looking at this through a younger generations eyes...

what's 70+ got to do with it? The OP have not stated their age.
Please try to stay on topic - even if it hurts your ability to pick an argument!

mgdavid

d123 wrote: »

I don't have a NatWest one to hand, but I know they have had the same thing in branch which I've used.

My comment was also in reply to someone saying that banks didn't give receipts to people paying into accounts without a personalised paying in book because it would "cause loads of issues".

Perhaps read the quoted post above a reply and you won't get so confused in future?

Resorting to rudeness is the first sign that the argument is lost...

d123

mgdavid wrote: »

what's 70+ got to do with it? The OP have not stated their age.
Please try to stay on topic - even if it hurts your ability to pick an argument!

The debate has moved on to the general use of cash deposits, so people of all ages can be involved in the process of using bank counters to deposit money to friends, family, landlords etc.

Does that make it clearer?

d123

mgdavid wrote: »

Resorting to rudeness is the first sign that the argument is lost...

Are you some sort of snowflake that sees any direct comment as rudeness?

Heng was confused as to why I mentioned HSBC, I explained that I was answering a general post which I quoted that stated allowing people to make deposits into other people's accounts "caused loads of issues".

So his confusion could be allayed by reading the quote and answer to see what was being answered, isn't it clearer when you aren't just trying to score points and getting offended on behalf of others?

Maybe just worry about yourself and not what's posted to others, no?

takman

d123 wrote: »

Do you think the majority of 70+ year olds are using Paypal and Pingit?

My f-i-l won't even use his debit card in shops, he goes into the bank branch and draws cash which he then uses in shops, my m-i-l struggles to operate the slider to unlock the iPad and you think she'd be sending Pingits to her grandchildren? She, and many of her peers in the complex where they live still only use bank counter services.

Whilst there are exceptions, I think you're looking at this through a younger generations eyes...

Do your f-i-l and m-i-l go into the branches of other peoples banks and pay cash directly into their account if they wanted to give money to someone?. This is what the previous posters are suggesting is one of the most common things people do in banks.

My grandmother doesn't use online banking but she certainly doesn't pay money into other peoples accounts. If she wants to pay someone she will pay them directly by cash or cheque. But she does use her debit card wherever she can and prefers it to carrying lots of cash.

d123

takman wrote: »

Do your f-i-l and m-i-l go into the branches of other peoples banks and pay cash directly into their account if they wanted to give money to someone?. This is what the previous posters are suggesting is one of the most common things people do in banks.

My grandmother doesn't use online banking but she certainly doesn't pay money into other peoples accounts. If she wants to pay someone she will pay them directly by cash or cheque. But she does use her debit card wherever she can and prefers it to carrying lots of cash.

M-I-l has, yes. They deposit money into grandkids accounts as they think it's safer than posting the money (it probably is) for things like birthdays.

I've been in and deposited money into other people's accounts, and had someone deposit money into my account about 2 weeks ago for something I sold on a forum and the guy didn't use internet banking or PayPal and I wouldn't take a cheque.

It's still something that happens.


Edit

And by the way, it's the official way to deposit money into a Starling Bank account. The procedure is to go into any NatWest and deposit the money into an account held by Starling Bank and add your name and ac number as reference for it to be allocated to your Starling account. NatWest even give you a receipt when you do this...

stclair

d123 wrote: »

I've often paid money to accounts not in my name and always received a receipt. It's usually the little bit on the left that gets torn off the generic paying in slip the banks have in their branches. They tear it off, squiggle a signature and stamp it before handing it to you.

I've got some generic ones from HSBC if you'd like me to upload one to show what I'm talking about.

It may vary as some branches have local procedures.

However when I was a cashier many years ago if someone came in and said I can pay X into an account we couldn't give them the till generated receipt.

Just as I know in my local branch they don't have paying slips now or deposit envelopes it all has to be done using the machines.

In the OP instance they would be better off just getting a pre printed paying in book if it's something they will need to do on a regular basis.