Rights of adult kids in family home

moneyistooshorttomention

DoaM wrote: »

I know you've posted that in jest, but I wouldn't be entirely surprised if there's an element of truth to it. :rotfl:

I was saying it somewhat tongue in cheek - but with a thought in my mind of "I ain't so sure I am joking:cool:".

enthusiasticsaver

You don't have any legal rights as you are not named on the tenancy agreement and yes at 26/27 you should be looking to living independently. I understand though that some areas are expensive so you may need to move somewhere cheaper. Similarly your mum should be charged full market rent for her council house particularly as she has no dependant children. Ideally she would move out and give the house to a family which needs it.

moneyistooshorttomention

Suffolksteve1 wrote: »

I don't think the financial support of parents is a necessity, I'm in my mid thirties bought with a fairly large deposit that I saved for over the years, most of my friends have their own places that they also saved up for, I don't know anyone who asked or expected their parents to pay for them to buy a house, maybe people ten years younger than me expect that now but I don't consider myself or anyone else disadvantaged by not having it, if you want a nice house, or a car, or a holiday work for it and save your money, don't expect your parents or the council to provide it for you. I really don't understand the sense of entitlement.

I tend to think financial support probably is necessary for most first-time buyers these days. I think it's only really if one has a very good income that it's possible to do it on your own basically.

I have only ever had poor income level (ie in today's figures I would say it's pretty much alternated between £15,000 and £20,000) and therefore there wasnt a hope in heck of my having bought on my own without help - and that was back in my generation. In my generation (in the pretty dear area I am from) I had to have one of 3 things-
- a decent income level (nope)
- be married - ie there'd be two of us to pay for it (nope)
- have help of some description

Mine was option 3 - I had "help of some description" and that's with me coming from a more "fortunate" generation.

My first house was a first-time buyer house (ie Victorian 2 bed terrace) and the person who bought it off me had "help of some description". They had a socking great amount of that "help":eek: - and I was astonished to be told just how much the family had given them to be able to buy that house off me.:eek: I was wondering how on earth a FTB was going to be able to buy my FTB house from me and had assumed that, in this day and age, FTB houses are now regarded as Step 2 on the "ladder".

enthusiasticsaver

Our daughters left home for university at 18 and after they finished they each lived at home for one year (not at the same time) while they saved for a deposit for a property which we helped them with. By age 23 they were both living independently. I personally think they would have hated living at home in their mid 20s and the natural order of things is that as they get to adulthood children get more difficult to live with full time unless you have a big house and are both very tolerant.

amateur_house

Elijah_Bailey wrote: »

Of course there is always a flip-side to this.

My mother is 76 and still talks about how she misses having me at home taking care of everything for her. I am now a 43 year old married man.

My parents had a paying lodger (me) who did the household chores, all the DIY, the gardening and the grocery shopping.

I know they spent a lot of years bring me up but I also think they knew they had a good thing going once I reached sixteen and became useful.

It is a good thing to learn to do household chores before you leave home, though it does sound that maybe you did a bit too much. My 3 at home do very little, one won't even vacuum their own room as they don't like the noise the vacuum cleaner makes. As for shopping they think the cupboards magically fill themselves, and gardening and DIY get done by themselves. I know, I made a rod for my own back

None of which helps the OP with their question. I would think citizens advice might be the best place to ask.

steampowered

Suffolksteve1 wrote: »

if you want a nice house, or a car, or a holiday work for it and save your money, don't expect your parents or the council to provide it for you. I really don't understand the sense of entitlement.

The issue for me is not about entitlement, it is about outcomes.

The kind of income which would in the past have enabled you to buy a nice house, car and holiday; will now only rent you a bedroom in a flatshare.

aneary

Suffolksteve1 wrote: »

I don't think the financial support of parents is a necessity, I'm in my mid thirties bought with a fairly large deposit that I saved for over the years, most of my friends have their own places that they also saved up for, I don't know anyone who asked or expected their parents to pay for them to buy a house, maybe people ten years younger than me expect that now but I don't consider myself or anyone else disadvantaged by not having it, if you want a nice house, or a car, or a holiday work for it and save your money, don't expect your parents or the council to provide it for you. I really don't understand the sense of entitlement.

Can I ask where abouts you live.

I'm a similar age and although I have a decent deposit of my own I still need help from my parents to have any hope of buying.

All my friends are in the same position it's due to the cost of houses in the area I live in, prior to moving I was living in London and then my only hope was 25% buy and 75% rent (no I haven't got that the wrong way round) the property was a 1 bedroom flat in hammersmith (zone 2) and was £500k.

Red-Squirrel_2

Suffolksteve1 wrote: »

I don't think the financial support of parents is a necessity, I'm in my mid thirties bought with a fairly large deposit that I saved for over the years, most of my friends have their own places that they also saved up for, I don't know anyone who asked or expected their parents to pay for them to buy a house, maybe people ten years younger than me expect that now but I don't consider myself or anyone else disadvantaged by not having it, if you want a nice house, or a car, or a holiday work for it and save your money, don't expect your parents or the council to provide it for you. I really don't understand the sense of entitlement.

I'm in my mid thirties too, but if I were in the 20-25 age bracket today, with stagnant wages but ever increasing house prices there's no way I'd be able to manage it. My last place nearly doubled in value in 5 years. Wages didn't!

moneyistooshorttomention

Quite a few of us in my agegroup have said to each other "I couldnt buy what I have even if I had to 'start again' - courtesy of house price rises".

I honestly think I'd probably have to be living in some surt of "yurt in a commune" set-up if I had to start again on the same sort of money.

It would boil down to either that or marry Mr Someone/Mr Anyone (blow waiting for Mr Right) after we'd got some joint savings together as best we could and then moved to a very cheap area of the country. Hmmm...there is a slight snag to that one - where would we get jobs from to keep up the mortgage payments? Second slight snag being I would always ever have divorced Mr Someone/Mr Anyone if ever I then ended up meeting Mr Right....

volare11512

I never had that opportunity to save as I have been supporting myself on low paid unsecure work.

What is going to happen with those such as myself who have not been able to get a helping hand?