Rights of adult kids in family home

GaleSF63

Suffolksteve1 wrote: »

It's funny how the rest of Europe are quite happy to rent for most of their lives, mostly renting through private landlords and not social housing however British people seem to believe they're entitled to be able to buy a house and private landlords are viewed as parasites by many it seems.

Only Denmark, Germany, Switzerland and Austria have a lower rate of home ownership than the UK. In some countries it's considerably higher.

moneyistooshorttomention

...and, meanwhile, do you think it's struck OP that the concept of "adult kids" is an oxymoron?

- as they've not been back again recently....

hign10pines

Red-Squirrel wrote: »

MITSTM, it must be a full moon or something, because I agree with you! I think its appalling that young adults don't get the full rights and entitlements of adulthood until 25 or even 35. If we've decided that an 18 year old is an adult who should be working and paying taxes and subject to all the same rules as adults, then 18 year olds should have all the same rights and entitlements too.

I look at it as the government trying to make them realise that they cant relying on government benefits but actually go out to work. I don't believe it should be up to 35 though.

If you can get full HB from day one, those who never want to get a job just won't they see no incentive at all.

Those that are working full time won't need to rely on HB/LHA (hopefully) - not in all areas of the country

hign10pines

moneyistooshorttomention wrote: »

Am now trying to rack my brains and think if I've ever known anyone over 30 that didnt own their own home (though often in conjunction, it has to be said, with a spouse or partner). Errrrm....errrrrm....there was one guy older than me that was renting a bedsit that I knew of back in my 20s - but he was of a distinctly "hippy" bent. There was another guy that fell into the same category that was living in his father house - ditto distinctly "hippy" bent.

I can't honestly think of anyone else I've known ever that was either renting or sharing with parents still after about the age of 30 - and my home area is a pretty dear one (not London).

Really the only other people that come to mind in an older age group that didnt have their own (bought) homes after about that age were those sharing the rented bedsit houses and rented public sector accommodation with me - but no-one at all that I "knew of myself" basically (apart from those 2 hippyish guys - with no fixed jobs).

EDIT; Just recalled another older hippyish guy I knew somewhat after I bought first house. He rented a one bedroom (Council) flat on his own.

Moral of the story - I simply can't think of anyone at all that lived in a houseshare over, say, mid-20s.

I'm 35 (partner is older) and still rent (not a house share), no where near being able to afford to buy. I could move back in with my parents to save for a deposit (my mum keeps dropping hints) but that means moving to an area I don't want to live in, living at home, and looking for a new job. All which I don't want to do.

Studio flats in my area are £70-160k, 1 bed properies £100-204k, 2 bed properties £145-600k+ new build flats are being taken up by the retired as those are the only people who can afford them as they downsize. The cheapest are generally tiny, investment properties or tenanted.

I'm aiming to buy by the time I'm 44 :eek:

moneyistooshorttomention

Whew! 44 years old + 25 year mortgage term = 69 years old and that's just you (never mind your older partner).

Better not forget to take on life insurance stuff on that mortgage - in order to ensure that the mortgage is automatically paid off in full if one you "kicks the bucket" before the mortgage term finishes.

amateur_house

moneyistooshorttomention wrote: »

...and, meanwhile, do you think it's struck OP that the concept of "adult kids" is an oxymoron?

- as they've not been back again recently....

I think the correct term is 'kidults' :rotfl:

hign10pines

moneyistooshorttomention wrote: »

Whew! 44 years old + 25 year mortgage term = 69 years old and that's just you (never mind your older partner).

Better not forget to take on life insurance stuff on that mortgage - in order to ensure that the mortgage is automatically paid off in full if one you "kicks the bucket" before the mortgage term finishes.

Going for a 20 year mortgage

caronoel

aldridge99 wrote: »

So due to our town having basically no where to live, me and my sister are still in our family council home, we both pay over half the rent and buy own food. quick background on whats been happening the last month, our mother cheated on her 17 year partner who was basically our step dad, she moved a Polish guy in 2 days later, making us both feel uncomfortable in our home and now she keeps threatening to kick us out and says she wants us out, rest of the family say its a midlife crisis but the behaviour has been totally unacceptable.

My question is do we have any rights? we both have a full rent history via our banks, but do not have a written tenancy agreement as its just always been our home and was only given to our mother as she had 2 kids under 16 at the time.

Can she just kick us out on the same day, or do we have any legal rights that gives us time and written notice that she wants us gone? We both do not want to be here anymore but in our town, getting a place could take a month or so, even getting emergency accommodation from the council could take a week or so from what they have said.

anyone with any knowledge or experience in this would be so grateful, as being threatened with homelessness is not a fun situation to be in.

Thanks

Gosh, how awful that mummy has a life of her own that isn't centred around you.

Typical snowflake generation.

Time for you to grow a spine and move out already

thorsoak

volare11512 wrote: »

I never had that opportunity to save as I have been supporting myself on low paid unsecure work.

What is going to happen with those such as myself who have not been able to get a helping hand?

Are you working full-time? Can you improve your qualifications? If not, how about taking on a second job? Or a third job? I know that things were different when we were young, but both OH and I had two jobs each and were also studying with OU when we needed to improve qualifications and both worked in the local pub at weekends when we needed to save for furniture.

thorsoak

volare11512 wrote: »

I never had that opportunity to save as I have been supporting myself on low paid unsecure work.

What is going to happen with those such as myself who have not been able to get a helping hand?

Are you working full-time? Can you improve your qualifications? If not, how about taking on a second job? Or a third job? I know that things were different to when we were young, but both OH and I had two jobs each and were also studying with OU when we needed to improve qualifications and both worked in the local pub at weekends when we needed to save for furniture.

But there again, we didn't have the expense of paying for holidays/days/nights/weekends away every couple of months - we weren't considered odd or mean with money because all of our friends were in the same boat.