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Starting over 2017
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All PPIs finally in and sorted so they are sitting still as a back-up for any months between jobs. A few new jobs are coming out now and a few at a level that would make the best of my skills and experience and are permanent which would be brilliant.
Only got a week and a day off for Easter and no major plans or spending to do apart from a visit to friends and possibly staying over there.
Main aims are:
a) major spring clean
b) get job applications done - most are in for 24th April
c) get ahead of school work so I can get my weekends back!
Reality may well be:
a) read a lot
b) catch up with a few TV programmes
c) coffee and natter with a range of friends
d) craftingMortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
£12 spend on foody stuff for church outreach and tea but nothing else. Really happy with the way we're not spending at the moment.
Plans so far haven't really happened, mostly been sat around watching rugby on TV and lazing around a fair bit (both of which are free).
Really need to get some stuff done but going to start tomorrow now and enjoy relaxing today instead.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Slow start but got going on the tidying front and have more or less done two bedrooms, the kitchen and dining room, another 10 mins in each should get them finished. Returned library books and bought stuff for the rabbit just over £10 for hay, food and a treat. Cleared out the fridge and cooked three different meals so that I didn't have to go food shopping today either. Also kept laptop open and managed to get a few surveys done when they popped up so trying to do a few each day to put towards summer holiday spends. So far up to £26.76 so trying to get it a bit higher before I cash it out.
Eaten really healthily today too and going for a nice walk with an audiobook or music once my tea has settled a bit.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Bits and bobs kind of day today, got to nip into school for something I forgot to bring home on Friday which is a bit annoying but can only go today. Food shop needs doing too but Easter Sunday is at in-laws so no massive spends there either. Still trying to get through a mountain of random tins in the cupboard, none of which make an actual meal!
Much happier with the upstairs of the house after yesterday's blitz but downstairs still needs a lot of work and not started on the school stuff yet!Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Unexpected spendy day today as hubby's car smashed into a pothole late last night and shredded his tyre. RAC brought him home about 1am and tyre fitter is coming out soon but still an expense we weren't planning on. Already planned a cinema trip with the kids using meerkat movies voucher so £15 for the three of us to see Dumbo. Then helping out a church event this afternoon so no more spending after that!Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Pay day is on Monday but managed to stay within budget having done a big food shop yesterday which should see us up to the weekend after Easter (apart from bread!) Off to see friends for the day today and got to get the boy a new bus pass for school which is about £90 for the term, but at least it means he isn't carrying money every day and he hasn't managed to lose it yet. Still irks that we don't get a free one even though some people in massive multi-million houses do just because of distance - they don't even use the buses as their parents drop them off in 4x4s!
Trying to work out if we can go away in the summer for a week or so but no-one's really that bothered, be nice to have a week somewhere in UK near the sea/countryside just to read books and craft somewhere different lol.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Just a few pounds spent today on ingredients for some cookies we're baking to take to Nan's tomorrow. Went for a nice but very hot walk to take a parcel back, clothes that the teen ordered which didn't fit, managed just over 5k which isn't bad considering the heat!
Started a stitching project I'd forgotten I had and been reading a fair bit too. Going to tackle a bit of housework later and school work tomorrow.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
5k in that heat is amazingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Was only walking but gets me closer to my 500k target for the year.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Busy old week so not much time to do much other than work, eat, sleep tbh. Both got paid so stashed a bit more in the 3 month fund just so it's away and we can't waste it!
Lots more jobs out there this week and a couple that I think I've got a good chance of getting and are permanent so feel like things are looking up a bit for September. Current school would love to keep me but are broke and can't afford me (I'm expensive but I'm worth it lol). Had a great meeting with the HT discussing my class, some teachers took over 3 hours for theirs and mine was sorted in 45 mins because I do know my stuff, but it was nice to be told that.
Going to see Avengers film today so got to crack on with some housework, school work and one job application that's in tomorrow. Got to reorganise the garden again too after storm Hannah moved a lot of it around.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170
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