We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Starting over 2017

Options
1222325272859

Comments

  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Felt like we were doing ok but seem to have been bobbing to the shops quite a bit, without realising it so looking less rosy than I thought. Going away on Saturday but self catering so going to try and keep the costs down with plenty of packed lunches and taking stuff from the cupboards. Worked yesterday on a side hustle job so that's a bit more money coming in fairly soon, possibly tomorrow if the firm I worked for get their act together and hubby is doing overtime tomorrow and Saturday before we head off. Going to hunt out some free or cheaper trips out using vouchers for when we're away but the most important part is time away to be lazy!
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • beanielou
    beanielou Posts: 95,434 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your break Dora :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    edited 19 August 2018 at 3:17PM
    Lovely relaxing holiday, didn't do that much but everyone relaxed after a busy few months. Seem to have overspent quite a bit but mainly on eating which is weird because we took loads with us. Both kids are going through food like nobody's business so blaming them. Back to dull old housework and sorting stuff out for the return to school for both kids so shouldn't be much expenditure apart from uniform for the boy which is budgeted. End of August pay days for me and hubby so it seems like a ridiculously long month. £20.01 cashed out from surveys over the hols so that's going in the emergency fund too.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    School uniform bought today apart from shoes & getting paid on Friday for some training I lead recently so thats paid it back. Still sticking to the menu plan and trying not to spend much as both pay days are next week.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Feeling really angsty about not having a job to go back to in September especially as a lot of my friends are teachers so getting their rooms ready. We have enough money to see us through the bills in September and October but then we run out of funds unless I'm earning a fairly decent amount. Still not spending much but some big birthdays coming up in September too so that's hard to manage and keep as much saved as possible.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • beanielou
    beanielou Posts: 95,434 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think I have missed why you dont have a job to go back Dora?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Was a maternity cover and the teacher is coming back early. Going back on supply unless/until something more permanent turns up but not much out there at the moment.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • beanielou
    beanielou Posts: 95,434 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dorastar wrote: »
    Was a maternity cover and the teacher is coming back early. Going back on supply unless/until something more permanent turns up but not much out there at the moment.

    They must be mad!
    Hope you get something soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Thanks, her other half lost his job so she needs to be back earning. Just feels very weird and a bit scary right now. Trying to be positive but my inner Eeyore is loud today!
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    edited 28 August 2018 at 1:47PM
    Swings and roundabouts day today, the boy's bed collapsed as one of the side pieces snapped in half & can't be repaired so new bed on order £66 spent. Took a gift card from work into Next to see how much is on it, expecting £10 or £20 tops, to find there's £60 on it. So reckon I'm just £6 down today. Menu plan from last week worked well and we've still got plenty in the freezer to use up this week. Going to get the teen to bake a few treats to boost the food we have got & see how far we can go without spending anything this week!
    Edited: Just got a £5 voucher back in an email and 75p on a survey so just got 25p to find now and I've broken even today :)
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.