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Starting over 2017

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  • Good news about the half a days work. Keep going with the applications and you'll get something eventually.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Thank you, so soul destroying doing the same info over and over again but also found out I had a very lucky escape from one job that didn't happen last year, school inspection put it straight into Special Measures and all SLT 'left', I could have been on that SLT :eek:
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • beanielou
    beanielou Posts: 95,393 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the work :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Aargh boiler has died overnight so just had a very cold shower! Have a local bloke who services it so he's coming out tomorrow morning. Have spent this morning making sure that he can get to the boiler in the depths of the garage and that he can also get to every radiator without having to shift a great pile of stuff. NSD today as we have plenty of food in and then off to work (love saying that!)
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • beanielou
    beanielou Posts: 95,393 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to the boiler :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I hope the boiler is fixable. Have a good day at work.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Boiler bloke cleaned out a few teeny parts checked out the whole system and all sorted for £20, just some muck in the system clogging it up, big relief. Now job applications to get done.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    No news on the TA role but lined up interviews at two other agencies to try and get more work. More jobs coming out now so lots of applications to get done, which means a NSD as I sit at the laptop. Did splash out yesterday as Asda had a sale so 3 new tops for the boy for £1.50 and more containers so I can batch cook a few meals ready for the week ahead. Not spent much on food this week as we've been eating up lots of stuff we had in but want to keep an eye on the food spending to keep it as low as possible for the next few months.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    edited 15 September 2018 at 8:14PM
    Opticians £10 and £20 for new specs since I accidentally destroyed the last pair and my prescription has changed again. £5.50 to top up on food until I do a food shop but realised the boy is away half the week so that will cut down how much we spend!
    Applied for one job yesterday and two more to do this week. Already got plans for the week ahead if I'm not working to declutter & decorate different rooms and get started on cutting everything back in the garden. Am fed up with loafing around feeling sorry for myself too much so if I can get some useful stuff done I won't feel quite as bad about not bringing any money in. The paint has all been in the garage for ages so should be good to go without extra costs and going to borrow a weed burner from the in-laws as the front drive has more grass on it than the actual lawn!
    Am 87p off a £20 payout on PA but got three surveys done that just aren't agreed yet. As soon as it's in it's getting cashed out and put aside.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • Dorastar
    Dorastar Posts: 2,174 Forumite
    Part of the Furniture 1,000 Posts
    Busy day today and a NSD for me with hubby doing a mini food shop instead, does that count?
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
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