Starting over 2017

Dorastar

Busy day today, have scrubbed the kitchen clean and sorted out a load of bits and bobs that needed doing too. Checked the bank and hubby's pay and the tax refund both come in tomorrow so have squirrelled away what was left from this month. Really pleased that we still have a financial cushion moving forward and keen to stay frugal so we can carry on debt-busting when I start my new job. Just need to persuade hubby that we shouldn't rush out and splash the cash as we may still need it to tide us over me starting the new job depending when the council pay day is. If I can set some debt-busting and some fun goals written down as he finds it easier as he feels we've then got something for our money if that makes sense?

HairyHandofDartmoor

Dorastar wrote: »

OMg, omg, omg, heard post come, said out loud "please bring good news" Tax sent letter with significant rebate due to overpaying last tax year. :j:j:j:j:j:j:j:j:j:j already logged on and it should be in my account in 5 days time.

Dorastar wrote: »

Got me a shiny new job and even better news is it starts in November rather than January, with the chance of some supply work before that. Should run till summer next year as well so plenty of time to get looking for longer term posts too. Had a really good few days with that and the tax refund!

That's brilliant news, congratulations :beer:. I told you you'd get a job soon so well done for persevering :T.

Dorastar

Last day of me-time and housework while the sun is shining! Got to drop off paperwork for the new job this afternoon then supply booked in for Monday already and then planning ahead for the new job. Am still really excited and looking forward to working again. Teen's birthday tomorrow so a lazy one and then she's out for a meal with friends. Got to sort a cake later!

Dorastar

Teen's birthday so up early, pressies opened, bed stripped and washing in, on, out already. Sun is shining so might cutback the garden ready for the winter if it stays nice.

Have missed a few calls from a PPI company we're using after hitting some dead-ends when we tried. Big new scary plan is to pay off all our debts apart from the mortgage before the teen heads off to uni. We can stash quite a lot when I'm working full-time so although it is a bit scary it should be possible to slash them, but any PPI refunds would defnitely help us on our way.

Dorastar

Really long sleep last night which meant I was just in time for church this morning only to find it started at 10am so I was actually half an hour late! Menu planned for the week and stuck completely to the list so just under £55 for the week for 4 of us. Working tomorrow on supply and hoping to get more this week as every bit will mean we can stay in the black longer until the new job starts and my first pay day. Car and house insurance are both due very soon and can't decide whether to pay by instalments or in a one-off payment, currently one is lump sum one is monthly but I really object to paying extra for monthly direct debits.

HairyHandofDartmoor

All sounding good.

Dorastar

Day of supply yesterday = no spend day. Drive into car park by Hobbycraft on way home and then realised I didn't have my purse or cards so still a NSD

Dorastar

Weather is very manky today and feel like hiding under a duvet! No supply work so helped out with a church event but have slobbed a bit since then. Lots of dull housework I could be doing but not feeling the love atm, at least it's not costing us anything lol.
Bit of good news is that I put in a mileage claim with last sidehustle job and didn't get anything in my pay packet. Email just arrived apologising and I should get it this month instead, every little helps. Off to put something on Gumtree with hopes for a sale so I feel I have brought some money in as well as not spent any.

HairyHandofDartmoor

Our weather was a bit grim first thing too. It definitely affects the mood.

Dorastar

Been like it all day, as have I lol.