The NEW waiting to exchange thread...

Caz_Mnaz

mm1985 said:

JessJ23425 said:

mm1985 said:

JessJ23425 said:

Text from natwest this morning 🤞🤞

Good news! We're delighted to let you know that your mortgage application (***) is ready to complete and funds will be sent to your solicitor on 28-JAN-21

exciting! Have you already exchanged? We’ve never had any direct communication from our mortgage provider except for the letter confirming our mortgage offer. Everything else has gone via our solicitor and possibly our broker but we haven’t asked 

Nope not yet, we're waiting on 1 simple query back from the seller but our solicitor is confident that'll come through so our Skipton Lisa and Natwest funds were requested already for a 29th Completion - we'll be exchanging as soon as that comes through though which should be any time now.

For anyone interested, our Skipton Lisa declarations were sent on Thursday and they've scheduled funds to be sent on Tuesday 19th so 2 working days!
Natwest certificate of title sent on 14th and funds ready to be released on 18th

Our funds were requested last Tuesday and we are due to exchange today. Our lender confirmed release on Friday but I’m sat here panicking that our buyers and their buyers may not have their funds released on time. I really want to exchange today so I can then pack the last of our stuff know we will actually leave 

I am literally going to be refreshing this page all day to see if you get past the line! 

I've left messages with both agents re my sale, nothing yet. If I get radio silence I may well scream....

mm1985

Caz_Mnaz said:

mm1985 said:

JessJ23425 said:

mm1985 said:

JessJ23425 said:

Text from natwest this morning 🤞🤞

Good news! We're delighted to let you know that your mortgage application (***) is ready to complete and funds will be sent to your solicitor on 28-JAN-21

exciting! Have you already exchanged? We’ve never had any direct communication from our mortgage provider except for the letter confirming our mortgage offer. Everything else has gone via our solicitor and possibly our broker but we haven’t asked 

Nope not yet, we're waiting on 1 simple query back from the seller but our solicitor is confident that'll come through so our Skipton Lisa and Natwest funds were requested already for a 29th Completion - we'll be exchanging as soon as that comes through though which should be any time now.

For anyone interested, our Skipton Lisa declarations were sent on Thursday and they've scheduled funds to be sent on Tuesday 19th so 2 working days!
Natwest certificate of title sent on 14th and funds ready to be released on 18th

Our funds were requested last Tuesday and we are due to exchange today. Our lender confirmed release on Friday but I’m sat here panicking that our buyers and their buyers may not have their funds released on time. I really want to exchange today so I can then pack the last of our stuff know we will actually leave 

I am literally going to be refreshing this page all day to see if you get past the line! 

I've left messages with both agents re my sale, nothing yet. If I get radio silence I may well scream....

The same way I’ll be refreshing my emails 😬 the one person in the whole thing I can not fault is our estate agent. She has been absolutely amazing and if I could I would visit the branch and hug her. Whether or not today goes as planned she will be getting a thank you card and a great big box of chocolates from me 

kenneth77

Seriously fed up today. Why do conveyancers make everything seem so complicated and why can't they just pick a phone up and talk to each other is beyond me! 
I'll called the solicitors, emailed solicitors as surprise surprise actual solicitor not in office 

Mineral1

kenneth77 said:

Seriously fed up today. Why do conveyancers make everything seem so complicated and why can't they just pick a phone up and talk to each other is beyond me! 
I'll called the solicitors, emailed solicitors as surprise surprise actual solicitor not in office 

Completely agree and for some reason I've been shot down every time I've mentioned it here. I think they're always extremely busy but it's just generally **** poor customer service in my opinion. It's likely the biggest purchase most people will ever make so the way we are left in the dark so much is worrying.

mm1985

Mineral1 said:

kenneth77 said:

Seriously fed up today. Why do conveyancers make everything seem so complicated and why can't they just pick a phone up and talk to each other is beyond me! 
I'll called the solicitors, emailed solicitors as surprise surprise actual solicitor not in office 

Completely agree and for some reason I've been shot down every time I've mentioned it here. I think they're always extremely busy but it's just generally **** poor customer service in my opinion. It's likely the biggest purchase most people will ever make so the way we are left in the dark so much is worrying.

We’ve used the same solicitor 3 times. While I completely agree that my solicitor has no social skills I can’t fault their speed of communication. I don’t pester them but we are in regular contact. 

Peppermint90

How often do you guys email/call your solicitor for an update? I'm trying to hold off and be patient...but it is taking every ounce of strength in me to do so. 
Soo frustrating waiting around for any update you may or may not get! 

HoopyNJ

HoopyNJ said:

• 22/08/20 - First viewing - fell in love but we'd only seen 5 houses by that point so wanted to keep options open.
• 27/09/20 - Second viewing, which confirmed our decision that the house was the one for us.
• 28/08/20 - Offer made, a bit of back and forthing and final offer accepted.
• Then we had the bank Holiday weekend, awful timing!
• 03/09/20 - Mortgage application submitted via broker
  
• 04/09/20 - Solicitors formally instructed
• 14/09/20 - all documentation finally sent to solicitor (We had to wait for a few bits and bobs like a gift letter etc)
• 17/09/20 - Mortgage approved
• 23/09/20 - Solicitor confirmed we were happy with mortgage offer. 
•  Got a call on 01/10/20 from the estate agent of all people who advised that the sellers had forgotten to complete a piece of paperwork and the sellers solicitor was just sitting on it. 
• 02/10/20 - Homebuyers report and contract pack received, enquiries raised by our solicitor. Searches commenced.
• 19/11/20 - Searches FINALLY back
• 25/11/20 - told by estate agent that our solicitor had received the responses to the final enquiries and had them on her desk.
• 9/12/20 - Upon chasing, turned out there was in fact *still* one enquiry outstanding.
• 14/12/20 - Told all enquires were back. At this point my solicitor was on medical leave so we were dealing with her assistant who said she would try and get the report out to us before Christmas. (Spoiler...she did not.)
• 12/01/21 - Finally got our report, contracts etc to sign! Fingers crossed smooth sailing from here and not too long either.

Gahh... I spoke too soon. Our sellers are moving abroad and cannot do so currently as there are no ferries (Thanks Covid). They initially said if things had not changed by the end of March they would move out and stay with family/in a hotel as they didn't want us to miss the stamp duty holiday, but we realised our Mortgage offer expires early March. So we are pushing for them to do the same by end of Feb, it all feels like it could fall apart at any moment...

Caz_Mnaz

HoopyNJ said:

HoopyNJ said:

• 22/08/20 - First viewing - fell in love but we'd only seen 5 houses by that point so wanted to keep options open.
• 27/09/20 - Second viewing, which confirmed our decision that the house was the one for us.
• 28/08/20 - Offer made, a bit of back and forthing and final offer accepted.
• Then we had the bank Holiday weekend, awful timing!
• 03/09/20 - Mortgage application submitted via broker
  
• 04/09/20 - Solicitors formally instructed
• 14/09/20 - all documentation finally sent to solicitor (We had to wait for a few bits and bobs like a gift letter etc)
• 17/09/20 - Mortgage approved
• 23/09/20 - Solicitor confirmed we were happy with mortgage offer. 
•  Got a call on 01/10/20 from the estate agent of all people who advised that the sellers had forgotten to complete a piece of paperwork and the sellers solicitor was just sitting on it. 
• 02/10/20 - Homebuyers report and contract pack received, enquiries raised by our solicitor. Searches commenced.
• 19/11/20 - Searches FINALLY back
• 25/11/20 - told by estate agent that our solicitor had received the responses to the final enquiries and had them on her desk.
• 9/12/20 - Upon chasing, turned out there was in fact *still* one enquiry outstanding.
• 14/12/20 - Told all enquires were back. At this point my solicitor was on medical leave so we were dealing with her assistant who said she would try and get the report out to us before Christmas. (Spoiler...she did not.)
• 12/01/21 - Finally got our report, contracts etc to sign! Fingers crossed smooth sailing from here and not too long either.

Gahh... I spoke too soon. Our sellers are moving abroad and cannot do so currently as there are no ferries (Thanks Covid). They initially said if things had not changed by the end of March they would move out and stay with family/in a hotel as they didn't want us to miss the stamp duty holiday, but we realised our Mortgage offer expires early March. So we are pushing for them to do the same by end of Feb, it all feels like it could fall apart at any moment...

Oh no, (also unfortunate unintentional pun re smooth sailing!)
Fingers crossed solicitors kick into gear
I've kissed my stamp duty holiday goodbye, although they may well extend it!

Caz_Mnaz

Peppermint90 said:

How often do you guys email/call your solicitor for an update? I'm trying to hold off and be patient...but it is taking every ounce of strength in me to do so. 
Soo frustrating waiting around for any update you may or may not get! 

If I don't hear from mine in over a week I either send him a polite 'how are things going' email or pop in the office as I'm just round the corner, although I suspect/hope he's back to working from home

my sellers agent is the real star, she talks to both sets of solicitors every week for an update then updates the chain

mm1985

I couldn’t wait, I emailed solicitor. Exchange hasn’t happened yet but we are still on for exchange so I’m remaining hopeful