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The NEW waiting to exchange thread...

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  • badger09
    badger09 Posts: 11,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    mm1985 said:
    And we have exchanged 🎉 
    I'm almost as relieved as you are :D
  • badger09
    badger09 Posts: 11,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 18 January 2021 at 3:58PM
    We are waiting for buyers solicitors to review the last lot of enquiries today. We need to complete on 27th or it all falls apart as mortgage offer expires on 29th. Removals booked before Xmas due to how busy they are. I have gone through cupboards and loft and packed some bits. But I don't want to pack anything else yet. No room to store box's for any length of time tbh. I have taken this week off work (I work outside the house) to minimise the chance of having to isolate. 

    We are viewing the house we are hoping to buy today as it's been empty for a few months, need to check it's not missing any ceilings! And to measure up some spaces, and so the kids can we it as they are all very anxious about it all. We last saw the house in July!!!

    So waiting for solicitors to decide if we can actually manage the 27th for completion and when we can exchange. Really hoping it will be before the weekend though.

    So stressed and my to do list is ridiculously long!
    Keeping everything crossed for you.
    Hope house is as you remember it (or better) and all intact.
    Re the to do list: I have at least 4 different lists - one for the sale, one for the temp accommodation, one for the new (2nd) purchase and another for general life stuff which has been totally on hold for several months.

    After completing 8th Jan, I'm pretty almost at the end of the first list, and taking great pleasure in ticking stuff off all of them.
    You will get there!
  • katie91_2 said:
    katie91_2 said:
    katie91_2 said:
    I don’t know how much more of this I can take. We’re still no further on with our purchase after 3 1/2 months due to the chain collapsing twice. We accepted an offer on our flat this week (which we can keep, but are hoping to sell as we’d rather not be landlords) and the buyer pulled out literally AN HOUR after the memorandum was issued. It seems like nothing is going right and we’re getting nowhere. I am so fed up.
    Our sellers finally found somewhere 2 weeks ago and by some miracle the people they’re buying from already have an offer accepted on a vacant property - fingers crossed it’s third time lucky on this chain! We got responses back today on our enquiries which have been outstanding since 25th Sept, not all resolved yet but it’s nice to have some (any!) progress after the last couple of months.
    We finally seem to be getting somewhere. Had an email from our vendor on Saturday saying he’s ready and he hoped to exchange before Christmas  - not sure what planet he’s on 3 working days before with no prior warning! We still have a couple of enquiries outstanding which his solicitors are claiming they’ve answered...and ours are claiming they haven’t. Cue a flurry of activity - the joys of conveyancers.

    Still, hopefully looking like we’ll be able to exchange in the next few weeks rather than months!
    We are so close to exchanging I could scream! We’re down to 4 enquiries which our vendor’s solicitors are telling the vendor and estate agent they’ve answered, but actually haven’t (properly, at least). Estate agent rings us today complaining the vendor is getting frustrated and we had to very calmly explain it’s his solicitors that are holding it up! Everyone else is ready to go, as are we once they pull their finger out. So close, yet feels so far away! 😱
  • janoid19
    janoid19 Posts: 168 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Getting close to arranging exchange/completion dates but just realised that I haven't received an Occupier's Consent Form as my boyfriend will be living in the property but isn't on the mortgage

    Has anyone else had to have one signed and when did you receive this? Was it with the mortgage offer or closer to exchange/completion?

    Thanks x
  • Still waiting on our last enquiry/issue to be resolved, so I had hoped to be moving this week, but trying to remember it has only been 3 months and 1 weeks since the chain completed and we were able to instruct solicitors etc 
  • annetheman
    annetheman Posts: 1,042 Forumite
    Ninth Anniversary 500 Posts Photogenic Name Dropper
    Pleased to be finally joining this thread after reserving on the 4th March 2020...!

    Useful info in here about how solicitors work :D I have finally received a response to my query on whether the searches are still valid or not after asking 3 times... I guess until the offer came through they had other cases as higher priority! 

    Searches should be 28 days but the solicitor is looking into the option of using recently-done ones for the same development (last exchange was in December) as I am the last to exchange. I had no idea this was even an option but it makes sense, in theory.

    Does anyone know of any instances where reusing someone else's searches for the same development has worked?
    Current debt-free wannabe stats:
    Credit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70
    Debt-free target: 21-Feb-2027
    Debt-free diary
  • Caz_Mnaz
    Caz_Mnaz Posts: 304 Forumite
    100 Posts First Anniversary Name Dropper
    mm1985 said:
    And we have exchanged 🎉 
    yaaaay!
    pack pack pack!!!
  • Caz_Mnaz
    Caz_Mnaz Posts: 304 Forumite
    100 Posts First Anniversary Name Dropper
    janoid19 said:
    Getting close to arranging exchange/completion dates but just realised that I haven't received an Occupier's Consent Form as my boyfriend will be living in the property but isn't on the mortgage

    Has anyone else had to have one signed and when did you receive this? Was it with the mortgage offer or closer to exchange/completion?

    Thanks x
    yes we got ours v early doors, but my solicitor is pretty good at sending everything we could possibly ever need to sign in really good time!
  • janoid19
    janoid19 Posts: 168 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    yes we got ours v early doors, but my solicitor is pretty good at sending everything we could possibly ever need to sign in really good time!
    My solicitor has been very good too so I'm worried that my Mortgage Advisor has not notified the Lender during my application.

    I'm hoping it will be a quick fix but she's not the quickest in responding to emails.
  • So my initial positivity about today destroyed.
    We were meant to complete last Friday. Top of the chain then cancelled that... We are still yet to receive a new date .

    Alongside that our solicitor is still even yet to be told a reason for the delay. 
    Our solicitor keeps pushing our sellers solicitor... But our sellers are using a different conveyancer for buying and selling so no one seems to be communicating. 

    We just want to know what the hell is going on. Being left in the dark, after we have had a date set, is awful.
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