The NEW waiting to exchange thread...

zv13424

FtbDreaming said:

zv13424 said:

withaspritz said:

zv13424 said:

Currently waiting on my solicitor to reply regarding searches, these were ordered 4 weeks ago and I’ve not heard from my solicitor in 2 weeks. Very frustrating!

I can only imagine. Which local authority area are you in? 1 week in, and our LA (Manchester City Council) state 2 day turnaround on their website!

I’m in Flintshire, it’s supposed to be a 2 week turnaround.
I’m mostly annoyed at lack of correspondence from solicitor! When he eventually gets back to me I get a reason about being busy over weekend or something. 

I’m busy with work too.. chasing him weekly isn’t ideal 🙈

This is what I don’t get! I’m a nurse in a&e... I have to assess, investigate, treat, document, communicate with patients and relatives, arrange follow up and handover of a patient and do referrals as well as handle a million other enquiries. This can be 12 or even 24 different patients in a shift and equals more physical work than any of the solicitors have had to do for my transaction that has been with them for 6 months upto now. 

If we worked at their pace we’d be lucky to get one patient through the department a day never mind 200+ yet they are the ones that earn silly money! I definitely chose the wrong career!  

Exactly that! 

I’m an ECC veterinary surgeon. I do 15 hour shifts with multiple patients and paperwork etc. 

Also in the process of changing jobs in next few months so he knows I have a bit of a deadline to not screw with my mortgage. 

I get chance to answer his emails.. apparently he doesn’t think it’s worth answering mine 🙄

asherzly92

29/06 viewed house

29/06 offer made and accepted

30/06 conveyancer instructed

2/07 mortgage application made

14/07 surveyor booked valuation

16/07 valuation took place

05/08 - mortgage offer given - building survey arranged

So excited to be joining! I have no idea on an exchange date as of yet, we really hope to be completed by the start of September, there’s no chain on either side so hopefully not unrealistic. 

wazza07

We had our mortgage offer accepted on Monday, subject to valuation. I thought I'd check the progress of the valuation today and turns out the surveying company is stating they're waiting for a call-back from our agents. However, the estate agents haven't received any calls/voicemails from them. Good job we checked sooner rather than later otherwise god knows how long we'd have been at stalemate for. Nothing is ever simple when it comes to buying a house!

fackers_2

fackers_2 said:

Self employed here and applied with Halifax via Broker.

20th June - MIP

21st June - Viewing & Offer Accepted

22nd June - Income documents submitted along with Mortgage APP

26th June - Underwriters rejected PDF SA302 and requested scanned copies of the printed version (no difference at all).

27th June - Submitted newly requested versions

9th July - Valuation Instructed

16th July - Valuation and survey

16th July - Mortgage approved

20th July - New Conveyancer assigned (same biz, not sure why) 

20th July - Further enquiries made

23rd July - Electrical test carried out as no previous certificates included.

24th July - Deposit sent / received

27th July - Enquires all responded to and satisfied

28th July - Mortgage deed signed and hand delivered

5th August - EXCHANGED 💪🏼🍾

14th August - New Completion date - Hopefully this one sticks

Only went and exchanged today didn’t we?! - Woo! Such a bloomin’ relief! Roll on moving in a week on Friday.

eidand

I guess it's my turn to join the list.
8th July - viewing 
10th July - offer accepted
20th July - solicitors instructed
21st July - searches submitted
28th July - mortgage application submitted, Homebuyer survey requested
04th August - Homebuyer survey done
05th August - mortgage approved, valuation performed and everything came back fine

waiting for the rest now

boldaslove

boldaslove said:

2/7 - viewed house, offered asking price. 
3/7 - offer accepted.
6/7 - mortgage application submitted via broker.
10/7 - DIP received. Solicitors instructed.
27/7 - lender's valuation instructed

31/7 - Local lockdown. Mortgage valuation 15K below offer. Stress  
4/8 - Building survey reveals lots of major problems with the house. Surveyor advises extreme caution if we decide to proceed. Uses phrases like "disaster" and "cowboy job". We sit up till 2am stress eating cheese on toast and debating if we want to live on a building site.
5/8 - Environmental Searches back - house is in a coal mining risk area. Survey report received. All the red flags.
6/8 - pull out of house sale. Start booking more viewings.

Sigh. 

Gonzo44

Received a load of documents from the solicitor yesterday.  After a bit of back and forth to understand what they all meant - instructed solicitor to send a letter to the sellers solicitor, which should complete the Missives (Scotland).  I asked our solicitor to email me to confirm when this is definitely the case.  Not heard anything yet today...starting to worry again!

purple_ck

Gonzo44 said:

Received a load of documents from the solicitor yesterday.  After a bit of back and forth to understand what they all meant - instructed solicitor to send a letter to the sellers solicitor, which should complete the Missives (Scotland).  I asked our solicitor to email me to confirm when this is definitely the case.  Not heard anything yet today...starting to worry again!

I'm in Scotland as well and I'm finding solicitor communication awful. I am worried about the sale falling through  now ☹

FtbDreaming

Aww gutted for you @boldaslove bit at least you have made the right decision rather than sat in a dump in 6 months severely regretting it! 

I got an email off the mortgage broker to say funds have been requested today for later in the month. 

I’m a bit gutted with myself that I was looking for a home insurance quote and direct line have done a credit search 😭😭😭😭 i dont know if it’s soft or hard I cant face looking but just gonna hope for the best because there’s nothing else I can do. Its not like I was after actual credit it’s buildings insurance which I need for the purchase. 

motherofcats

FtbDreaming said:

Aww gutted for you @boldaslove bit at least you have made the right decision rather than sat in a dump in 6 months severely regretting it! 

I got an email off the mortgage broker to say funds have been requested today for later in the month. 

I’m a bit gutted with myself that I was looking for a home insurance quote and direct line have done a credit search 😭😭😭😭 i dont know if it’s soft or hard I cant face looking but just gonna hope for the best because there’s nothing else I can do. Its not like I was after actual credit it’s buildings insurance which I need for the purchase. 

Will more than likely be a soft search