The NEW waiting to exchange thread...

FairyPrincessk

We have had a reply to us asking for a status update from the solicitor. She worked on the case this morning (I hope this isn't such a rare occurrence that she felt the need to remark on the occasion, but I fear it is). She has had 'some' enquiries back from the vendor. There are 'some' enquiries still outstanding and she has let the vendor know. Once she has answers to all of them we can discuss completion.

Bossypants

Just popping back to say that Wednesday was a very, very long day, with the buyers' conveyancer played silly !!!!!!s until the very end, but we made it!

Thank you all for your support along the way, and good luck everyone still waiting! I hope this is one more story to help you keep the faith that it does happen eventually (usually).

babyblade41

Bossypants wrote: »

Just popping back to say that Wednesday was a very, very long day, with the buyers' conveyancer played silly !!!!!!s until the very end, but we made it!

Thank you all for your support along the way, and good luck everyone still waiting! I hope this is one more story to help you keep the faith that it does happen eventually (usually).

So pleased for you and good luck in your new home

chunkytfg

21/10 - AIP
7/11 - Offer accepted on House/ Landlord notified that our plans have changed and asking to be let off the lease(he agreed providing someone can be found)
20/11 - Mortgage application submitted
26/11 - House valuation survey completed
27/11 - Mortgage approved!
28/11 - Solicitor requesting Proof of deposit by way of bank statements.
4/12 - Solicitor sent more info including Fixtures and fittings form and Property info form.
- First round of enquiries letter also sent to sellers solicitor
- Informed searches have been done and awaiting responses plus do we want any of a selection of further searches done.
21/12- more searches back with no response from sellers Sol re equiries
18/01 still no response from sellers Sol regarding searches. EA being asked to chase by our SoL

22/01. Letter from Sol which included copy of title deeds with covenants which were pretty normal except that we have to keep a bush or tree in the front garden at all times!
- Aparently probate is still being applied for and not been granted yet. Once again the EA is proved wrong about the seller! We were told it's all sorted and in place
- Electrical installation survey included in lastest paperwork drop dated 15/01 as original paperwork for work done in 2017 lost. House is 'Unsatisfactory' but list of reasons why is really barely an issue and will take me an afternoon to fix so no problems there.
7/02-Another Email yesterday from our Solicitor stating they are still trying to get a response from the Sellers Solicitor in regards the Enquiries that were sent to them on the 4th December!
19/02- EA for Vendor rings to ask hows it's going. Mention we are getting 'disenchanted' with it and have started looking for alternatives.

EA states that he has spoken to the Vendor to find out whats going on as he couldnt believe probate hadn't been sorted yet. Told me he had originally valued the house 6 months prior to it going up for sale when the guy originally inherited it. Apparently there is also a property in spain he also got and because it's not in the UK he has been arguing over having to pay IHT on the estate hence no probate!

20/02 - Another update from EA. Probate should be dealt with this week and the Vendor want completion by 1st March with exchange by this friday(22nd feb!!!!) as he doesn't want to pay to renew the buildings insurance! Fat Chance of that happening!

His solicitor still hasn't responded to the first round of enquiries from 4th december, we have no contract to sign yet and it'll take a few days to send the money over!

However on the bright side it looks like things are possibly moving in the right direction! albeit slowly! :j:j

Spoke too soon.

27/2 - Solicitor emailed saying finally got a response from sellers Sol but not happy with response especially as not able to provide proof of building reg compliance for windows so wants indemnity policy.

I reckon his could become a sticking point as he 2 weeks ago wanted completion by 1st march so he doesn't have to renew his buildings insurance! :mad:

8/3 - 2 Weeks further along and EA has today got an update that the probate has finally been applied for last week and should be all done next week. No news on the indemnity policy yet.



We are now at just over 18 weeks for a no chain simple easy sale!!!

babyblade41

chunkytfg wrote: »

21/10 - AIP
7/11 - Offer accepted on House/ Landlord notified that our plans have changed and asking to be let off the lease(he agreed providing someone can be found)
20/11 - Mortgage application submitted
26/11 - House valuation survey completed
27/11 - Mortgage approved!
28/11 - Solicitor requesting Proof of deposit by way of bank statements.
4/12 - Solicitor sent more info including Fixtures and fittings form and Property info form.
- First round of enquiries letter also sent to sellers solicitor
- Informed searches have been done and awaiting responses plus do we want any of a selection of further searches done.
21/12- more searches back with no response from sellers Sol re equiries
18/01 still no response from sellers Sol regarding searches. EA being asked to chase by our SoL

22/01. Letter from Sol which included copy of title deeds with covenants which were pretty normal except that we have to keep a bush or tree in the front garden at all times!
- Aparently probate is still being applied for and not been granted yet. Once again the EA is proved wrong about the seller! We were told it's all sorted and in place
- Electrical installation survey included in lastest paperwork drop dated 15/01 as original paperwork for work done in 2017 lost. House is 'Unsatisfactory' but list of reasons why is really barely an issue and will take me an afternoon to fix so no problems there.
7/02-Another Email yesterday from our Solicitor stating they are still trying to get a response from the Sellers Solicitor in regards the Enquiries that were sent to them on the 4th December!
19/02- EA for Vendor rings to ask hows it's going. Mention we are getting 'disenchanted' with it and have started looking for alternatives.

EA states that he has spoken to the Vendor to find out whats going on as he couldnt believe probate hadn't been sorted yet. Told me he had originally valued the house 6 months prior to it going up for sale when the guy originally inherited it. Apparently there is also a property in spain he also got and because it's not in the UK he has been arguing over having to pay IHT on the estate hence no probate!

20/02 - Another update from EA. Probate should be dealt with this week and the Vendor want completion by 1st March with exchange by this friday(22nd feb!!!!) as he doesn't want to pay to renew the buildings insurance! Fat Chance of that happening!

His solicitor still hasn't responded to the first round of enquiries from 4th december, we have no contract to sign yet and it'll take a few days to send the money over!

However on the bright side it looks like things are possibly moving in the right direction! albeit slowly! :j:j

Spoke too soon.

27/2 - Solicitor emailed saying finally got a response from sellers Sol but not happy with response especially as not able to provide proof of building reg compliance for windows so wants indemnity policy.

I reckon his could become a sticking point as he 2 weeks ago wanted completion by 1st march so he doesn't have to renew his buildings insurance! :mad:

8/3 - 2 Weeks further along and EA has today got an update that the probate has finally been applied for last week and should be all done next week. No news on the indemnity policy yet.



We are now at just over 18 weeks for a no chain simple easy sale!!!

Every time I've bought and sold with no chain it has been the most difficult ones for some godforsaken reason

Our last one in January was straight forward my buyer , us and Powers of attorney .
Still took just over 3 months, no lending involved from us or our buyer.

My biggest fear was the owner of the one we were buying would die as she was very elderly and in a home with Alzeimers .

The powers of attorney for her were horrid and stripped the place on completion , when asked if we could clear an old greenhouse as there was glass everywhere they said they'd do it.... well a week after moving in I went to sort something outside and near enough sliced my finger off.... they buried it under bags of old bark chippings

Next time I'll hope for a chain !!!

letitbe90

Mortgage for 425k AIP agreed
Survey booked next Thursday

Can’t believe it! A dream house, didn’t think I’d get the mortgage given I have around 30k of debt, and at a crucial 95% LTV, otherwise I could not afford deposit.

Praying this doesn’t fall through!

beckylynne

Searches have just come back so waiting for our solicitors thoughts on that. If they're all positive then I think we're ready to look at exchange and completion dates. Fingers crossed!

First viewing - 26/01/2019
Second viewing - 28/01/2019
DIP from TSB - 28/01/2019
Offer made and accepted - 28/01/2019 (it was a busy day..!)
Solicitor confirmed and details swapped with EA and broker - 31/01/2019
Official mortgage application submitted - 31/01/2019
Lender valuation booked - 01/02/2019
Lender valuation conducted - 04/02/2019
Mortgage received! - 07/02/2019
Independent survey conducted - 08/02/2019
Independent survey received - 22/02/2019
Searches requested - 22/02/2019
Searches received - 09/03/2019

hobnobgti

Finally exchanged yesterday and complete next week! Very happy and strange feeling as it always feels like you will never get there. Now to crack on with booking our removals etc!

PrettyKittyKat

Our buyers solicitor doesn't report anything to the buyer until they have everything in (our does it after each thing is reviewed). They were meant to issue the contract report and report everything on Thursday but has another couple of queries and are now off on annual leave for a couple of days. Hoping they will issue it this week so the buyer can read it and send the contract back asap, and then hopefully we can exchange. Another week of phoning for updates constantly it seems!

CarrieVS

Just replied to my solicitor's message confirming that I'm happy for him to exchange today (completion next Monday.) Now I'm equal parts excited and petrified.


... And now we've exchanged!