The NEW waiting to exchange thread...

hobnobgti

4/1 - View house, offer made that evening and accepted
9/1 - Mortgage application submitted. All done online and approved pending valuation by afternoon
11/1 - Valuation completed and satisfactory
14/1 - Homebuyer report and mortgage offer received. Solicitor instructed

...
4/2 - All searches back, fixtures&fittings etc received and satisfactory. Our solicitor has now sent through our enquiries and once those are back that should hopefully mean we are ready to head towards exchange :beer:

Didymus

MarcoM wrote: »

hello didymus,

could you tell me whst you had to provide in order
to satisfy the money laundering checks?

thanks

My deposit came in part from inheritance. My grandparents died, and my mother was handling the inheritance. We had to supply proof of the inheritance in the will, proof of the money entering my mothers account, then proof of that money entering my account. Hope that helps!

loonywitch

Chimpy9 wrote: »

No both things would take 30 seconds to resolve but the answers have to come from the vendors. I’m so done with it all now, I’m chasing their EA every day to chase their solicitor. Doesn’t help that the solicitor is absolutely useless.

I'd be so tempted to set up camp in your vendor's Solicitors or EAs....I know the former have no obligation to speak to you but they may actually do something if you're in the office? I realise that you probably don't have time for this tho!

We went in to sign everything in prep for exchange / completion yesterday. Only issue is that the freeholder is deemed absent but they asking the vendor to purchase the indemnity insurance which, from the conversations between our solicitor and their solicitor, it sounds like they will be doing. They are keen to complete before end of half term too so keeping everything crossed

mooma29

I check this thread most days it helps me keep a smidgen of my sanity and to appreciate it’s not just me who has problems getting to move house. My saga has been dragging on since early July. On Friday last week my buyers solicitor submitted enquiries and I’ve chased my solicitor today to see what we are doing to answer those. I’ve agreed with my buyer to complete on the 29th March. That suits him and I’m past caring when it is now! My vendor is agreeable with that to, but if it goes wrong on that side I’ll still move out and stay with dd1 for a bit. This is all subject of course of getting contracts exchanged which I want to do ASAP even if the time between end s up being a few weeks I just want to get this guy nailed down as he’s nearly driven me demented. Still seems to be plodding along now which is more than it’s done over the last six blinking months. Good luck to you all with similar frustrations. It will be worth it in the end. X

loonywitch

mooma29 wrote: »

I check this thread most days it helps me keep a smidgen of my sanity and to appreciate it’s not just me who has problems getting to move house. My saga has been dragging on since early July. On Friday last week my buyers solicitor submitted enquiries and I’ve chased my solicitor today to see what we are doing to answer those. I’ve agreed with my buyer to complete on the 29th March. That suits him and I’m past caring when it is now! My vendor is agreeable with that to, but if it goes wrong on that side I’ll still move out and stay with dd1 for a bit. This is all subject of course of getting contracts exchanged which I want to do ASAP even if the time between end s up being a few weeks I just want to get this guy nailed down as he’s nearly driven me demented. Still seems to be plodding along now which is more than it’s done over the last six blinking months. Good luck to you all with similar frustrations. It will be worth it in the end. X

Omg that's such a long time! Has your solicitor responded? I feel like ours is dragging even tho this was end of Oct beginning of Nov but I guess it feels like such a long time given our house has been on the market since May 2017.

You will get there! I feel like we're just around the corner from the home stretch now. Exchange cannot come quick enough

mooma29

Loonywitch- not heard from her yet, but she’s been decent so far and usually get back within 24hours. All my troubles have been with my buyer p-Ing about getting his mortgage sorted, so far all the eas and sols. have been great. He put his offer in on 10th July and didn’t get a confirmed mortgage offer till 7th jan, not entirely his fault but he could’ve done more to sort stuff out. We actually “lost” the house we want to buy as they went back to the market, but it hadn’t sold again so they reaccepted our offer a couple of weeks ago. If I can just control my current email and housebuying app checking habit I’m sure I’d feel better. I need to chill out what will be will be and all that jazz. She says before going off to check her emails again ....

Chimpy9

loonywitch wrote: »

I'd be so tempted to set up camp in your vendor's Solicitors or EAs....I know the former have no obligation to speak to you but they may actually do something if you're in the office? I realise that you probably don't have time for this tho!

We went in to sign everything in prep for exchange / completion yesterday. Only issue is that the freeholder is deemed absent but they asking the vendor to purchase the indemnity insurance which, from the conversations between our solicitor and their solicitor, it sounds like they will be doing. They are keen to complete before end of half term too so keeping everything crossed

That’s exactly what we’re waiting for too 😬

loonywitch

Aaah so similar issue?

Forgot to mention, solicitor identified mortgage offer is for £1k more so mortgage advisor sorting the amendment. He anticipated this would be sorted as off yesterday but hasn't yet. He's chasing today

woofdonkey

We heard yesterday that not only is a query outstanding but so is a payment at the top of the chain. So information is being withheld. everyone has signed and cant move because the management company wont communicate. 24 hour left. What are our chances? Slim to none, I reckon. 34 weeks pregnant and 3 grand about to disappear down the drain... thanks a lot.

Embo122

So it seems that we are due to complete today! Just spent the last few hours packing and cleaning the kitchen cupboards. Here's hoping it goes without a hitch 🤞. It has certainly been a week of highs and lows. Luckily for us our solicitor raised the funds early as she could never get hold of our seller's solicitor so we are all ready to go....