The NEW waiting to exchange thread...

Laurelii

So we exchanged last week and now have a set in stone date of Feb 18th for completion. What do we do prior to this day ? everything has been paid and signed, do we just wait until we get the call to get the keys now ? 
Been stressing for the past almost 5 months, it feels like I'm missing something to stress about !  

babyblade41

Your solicitor will confirm with a call to say completion has taken place & agent will tell you where to collect the keys 

Loges1966

Can’t wait aswell 🥰. My broker told that the mortgage fund was released today and is now with solicitor. Just waiting completion statement. Going to complete on 2nd of Feb

Dom25

I finally completed today and got a key. This forum is very helpful that I can find out a lot of information. 

Good lucky to everyone . I am sure you will be done at the end. 

rose_T

Finally after 1and a half years we finally completed today!!!!!! 

dizzyduch

rose_T said:

Finally after 1and a half years we finally completed today!!!!!! 

WOW!! That’s a looong time, how did you cope?!
congrats 

dunclane1980

Our solicitors enquiries raised an request for a building regs certificate on an extension which was built many years ago, before the last two owners of the property.  We've agreed to go halves with the vendor on an indemnity policy which our solicitor said they need to get agreement from Natwest for.

Does anyone know how long this usually takes and I assume it's normally ok'd by them? 

charlotteo1988

dunclane1980 said:

Our solicitors enquiries raised an request for a building regs certificate on an extension which was built many years ago, before the last two owners of the property.  We've agreed to go halves with the vendor on an indemnity policy which our solicitor said they need to get agreement from Natwest for.

Does anyone know how long this usually takes and I assume it's normally ok'd by them? 

how many years ago are we talking? We got a house who has a extension that planning permission was granted in 1978 and my solicitors said she’s not worried about that and unlikely they will have paperwork for it? And building regs weren’t introduced then so no indemnity insurance is needed. 

dunclane1980

charlotteo1988 said:

dunclane1980 said:

Our solicitors enquiries raised an request for a building regs certificate on an extension which was built many years ago, before the last two owners of the property.  We've agreed to go halves with the vendor on an indemnity policy which our solicitor said they need to get agreement from Natwest for.

Does anyone know how long this usually takes and I assume it's normally ok'd by them? 

how many years ago are we talking? We got a house who has a extension that planning permission was granted in 1978 and my solicitors said she’s not worried about that and unlikely they will have paperwork for it? And building regs weren’t introduced then.

We think it's pre 1982 as the local planning portal doesn't have record of it.

boldaslove

boldaslove said:

Hey all, thought I’d join this thread again after a few failed house purchase attempts over a couple of years   we’re FTBs and it’s a cash purchase. We started looking in 2019 and had had a few obstacles along the way - really hoping this year is our year!

9/10/21 - viewed house. Put offer in same day. No chain above or below  
11/10 - offer accepted. Solicitors instructed.
5/11 - survey completed
15/12 - searches back

We had a brief moment of excitement where we thought we could exchange before Christmas but our solicitor brought us back down to earth when they talked us through the outstanding enquiries. The main issue is an improvement grant the seller took out some years ago to adapt parts of the house - this came from the council and we don’t know how much it was or if it needs paying back. Apparently it could run up to 30K! So that made us put the brakes on pretty sharpish. We’re now waiting on the council to provide this information and I’m just hoping they’re desperate for money and will get back to the solicitors quickly!

BF and I are trying so hard to relax about it. I can’t believe how stressful it’s been. I never want to move again after this 

We exchanged and completed on Friday! After a really stressful week exchange happened just after 9am and we got the keys around 1:30. It was all very unceremonious - the EA just handed us the keys in an envelope and booted us out the office    I suppose it’s just another day for them but for us it’s taken literal YEARS so I guess we were expecting everyone else to be as excited as us!  

It still feels very surreal. I think when we’ve started work on it and it begins to take shape it’ll truly start feeling like our home. I’m hoping we can properly move in about a month.

Thanks to everyone here for your encouragement and support. It’s really helped. I’m never moving again - buying a house is brutal   

Good luck to everyone waiting!