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The NEW waiting to exchange thread...
Comments
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Welp, just emailed the EA to find out what's going on and get some confirmation that the rest of the chain was actually ready to exchange today - got an out of office
. Have emailed someone else at the EA who can hopefully find out what's going on for us, but considering how little time we have left this is not ideal! 10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
Good luck - I hope it all goes to plan for you!Lorann_86 said:
We are hoping to exchange and complete today!Nikki361984 said:So finally I am due to exchange tomorrow for completion Tuesday. Do people do it this quickly? Solicitor's sent this email out about quick exchange/completions that have now given me anxiety! A ahhh I want it all to be done it's been soo stressful!0 -
Ugh - it's never easy. I really hope you get some news from elsewhere. Fingers crossed for you.E_D_FTB said:Welp, just emailed the EA to find out what's going on and get some confirmation that the rest of the chain was actually ready to exchange today - got an out of office. Have emailed someone else at the EA who can hopefully find out what's going on for us, but considering how little time we have left this is not ideal!1 -
Thanks, panicking at the minute as our buyers solicitors are holding things up over a gifted deposit letter that our buyer says she signed and sent back ages ago. Worried in because our buyer is now in isolation so anything needed in person will probably jepodise things. I can see me driving around picking up documents from under doors and delivering them to her solicitor 🤣birdmadgirl8 said:
Good luck - I hope it all goes to plan for you!Lorann_86 said:
We are hoping to exchange and complete today!Nikki361984 said:So finally I am due to exchange tomorrow for completion Tuesday. Do people do it this quickly? Solicitor's sent this email out about quick exchange/completions that have now given me anxiety! A ahhh I want it all to be done it's been soo stressful!0 -
Good luck to everyone this week. I will let you know how we get on later today1
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So turns out the outstanding info from the bank for the top link is still outstanding - despite being told this had been resolved on Thursday. Feeling very concerned that the top of the chain is going to ruin thisbirdmadgirl8 said:
Ugh - it's never easy. I really hope you get some news from elsewhere. Fingers crossed for you.E_D_FTB said:Welp, just emailed the EA to find out what's going on and get some confirmation that the rest of the chain was actually ready to exchange today - got an out of office. Have emailed someone else at the EA who can hopefully find out what's going on for us, but considering how little time we have left this is not ideal! 10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
How many people are in your chain if you don't mind me asking?E_D_FTB said:So turns out the outstanding info from the bank for the top link is still outstanding - despite being told this had been resolved on Thursday. Feeling very concerned that the top of the chain is going to ruin this0 -
5 parties, 3 links - so us and our sellers, them and their sellers, then their sellers and a "commercial property purchase". Honestly, there have been so many issues with the top of the chain, and they've been really pushy about completing before the deadline, despite apparently still not being in a position to exchange.justcat01 said:
How many people are in your chain if you don't mind me asking?E_D_FTB said:So turns out the outstanding info from the bank for the top link is still outstanding - despite being told this had been resolved on Thursday. Feeling very concerned that the top of the chain is going to ruin this
10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
Hoping for some positive action in the next few days. From what I understand there is now just one new enquiry waiting to be answered. Seller's solicitor was away end of last week so hopefully this will be answered today/ tomorrow. I have repeatedly asked what the enquires are but just don't get a straight answer to my question. Very stressed out that it could be something serious. The solicitors said it was needed to confirm the title is adequate security.FTB
23/6 - Offer accepted
7/7 - Application for mortage
8/7 - Searches ordered21/7 - Mortage Offer issued30/7 - Contract pack received. Enquiries raised.
9/8 - Mortgage Deed signed and witnessed.
11/8 - Searches returned.12/8 - Survey completed. Nothing major.
23/8 - Home buyers report received.
6/9 - Enquiries response received.
15/9 - LISA deposit paid to solicitors
5/10 - Contract signed27/10- Seller pulled out at exchange15/11- Exchanged0 -
So, just phoned my estate agent to try and find out what is going on - she just said that as far as she knows completion is still down for 29th, but can't give me any further information and I need to contact my solicitors. When I try to contact solicitors, I either can't get through or I get even more vague replies!
Exchange still not taken place - anxiety levels are high!0
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