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The NEW waiting to exchange thread...
Comments
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Finally completed and got the keys today! The house needs more work than expected though, they’ve left it very dirty
just glad to have the keys after over 6 months waiting! 5 -
Ah, mixed blessings! I'm glad you're in, but it's rubbish that it's dirty. I hope it doesn't take too long to clean, and you feel at home very soon!heartofzinc said:Finally completed and got the keys today! The house needs more work than expected though, they’ve left it very dirty just glad to have the keys after over 6 months waiting! Signature down for maintenance :rotfl:1 -
Heard today that our buyer’s lender has said they can proceed to exchange and completion. We’ve had to wait a month for the lender to review the case and decide whether they perceive the PRoW on our property as detrimental to its value. So relieved right now! We’ve been to hell and back already. Hoping for a smoother journey ahead as our new onward purchase is chain free!!!2
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Congrats on completing!heartofzinc said:Finally completed and got the keys today! The house needs more work than expected though, they’ve left it very dirty just glad to have the keys after over 6 months waiting! 1 -
So finally get our report on title, contract for signing and additional documentation through. All have the original purchase price on and not the lower renegotiated price 😂1
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Congratulations 🥳Rincewindcl said:We've exchanged! All a bit lastminute.com dot com, but we got there in the end!1 -
A quick update from me, everything went like clockwork yesterday and we completed!!! 🥳 🏡 🔑
After the last few weeks I was expecting one final drama but nothing which was an amazing feeling 😁
We knew the place we were buying needed work but I expected the vendors to leave it clean and tidy - nope! So now surrounded by boxes whilst we deep clean 🧼 But….we’re in and that’s all that matters.
A big thank you to everyone on this thread for keeping me sane and providing advice - you are all fab! Good luck for everyone still waiting to exchange and complete 🤞🙏 🍀6 -
WorriedKirkels said:A quick update from me, everything went like clockwork yesterday and we completed!!! 🥳 🏡 🔑
After the last few weeks I was expecting one final drama but nothing which was an amazing feeling 😁
We knew the place we were buying needed work but I expected the vendors to leave it clean and tidy - nope! So now surrounded by boxes whilst we deep clean 🧼 But….we’re in and that’s all that matters.
A big thank you to everyone on this thread for keeping me sane and providing advice - you are all fab! Good luck for everyone still waiting to exchange and complete 🤞🙏 🍀
So delighted for you @WorriedKirkels! 🎉🍾📦🥳 Annoying about the cleaning but you can make sure it’s all done to your standard!
Wishing you all the best in your new home. Enjoy!Thanks for your advice and replies too.1 -
Congratulations! Glad you finally made it and can get started making it your home!WorriedKirkels said:A quick update from me, everything went like clockwork yesterday and we completed!!! 🥳 🏡 🔑
After the last few weeks I was expecting one final drama but nothing which was an amazing feeling 😁
We knew the place we were buying needed work but I expected the vendors to leave it clean and tidy - nope! So now surrounded by boxes whilst we deep clean 🧼 But….we’re in and that’s all that matters.
A big thank you to everyone on this thread for keeping me sane and providing advice - you are all fab! Good luck for everyone still waiting to exchange and complete 🤞🙏 🍀10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion1 -
If we are reducing our offer based on survey findings (see my previous comment re: spray foam-we have a had a roof quote and EA thinks we are in a good position to negotiate and the vendor will be open to this), do we have to re-apply for our mortgage, will it be straightforward and how long will it take please?19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer price
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer received
21/9: Mortgage redemption requested
22/9: Draft completion statements received
24/9: Exchanged contracts
30/9: Proposed completion0
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