The NEW waiting to exchange thread...

WorriedKirkels

Cookie211 said:

Good luck everyone today, I hope u all have some positive news, going to keep myself busy this morning then email my solicitor lunch time to see if she’s received the mortgage funds ready for tomorrow but then I’m thinking what if she haven’t, I will then be stressing lol 😆 

Good luck today @Cookie211 - got everything crossed for you🤞 😁 x

Cookie211

WorriedKirkels said:

Cookie211 said:

Good luck everyone today, I hope u all have some positive news, going to keep myself busy this morning then email my solicitor lunch time to see if she’s received the mortgage funds ready for tomorrow but then I’m thinking what if she haven’t, I will then be stressing lol 😆 

Good luck today @Cookie211 - got everything crossed for you🤞 😁 x

Thank u, I really hope u have some news  today 🤞🤞🤞 

E_D_FTB

scottie21 said:

So our mortgage went through really quickly, just waiting on the legal stuff now. Our solicitor initially said 2 months when we instructed at the end of the July so we got our hopes up for the SDLT holiday deadline, but 3 weeks in and it doesn’t feel like much has happened despite EAs and all parties in the chain being willing & optimistic (we are the only link). Reading this thread and seeing how long some have waited I’m less optimistic. This is our timeline so far: 

19/7: Property on market
28/7: Accepted offer from FTB
29/7: Offer accepted on forward purchase, no onward chain, probate granted
30/7: Solicitor instructed
11/8: Mortgage application submitted directly
12/8: All forms and initial payment returned to solicitors, ID confirmed
16/8: Sale valued at price offered
17/8: Purchase valued at price offered 
18/8: Mortgage offer received

Radio silence since. We have our full survey on our purchase today and our buyers coming for a second viewing. 

My solicitors don’t have an online tracking service or anything, so it’s just sit and wait. It’s so frustrating feeling like nothing is happening!! I know we’ve been quite quick so far, and we were initially told by EA’s that it would be 4months for conveyancing, but we did get our hopes up with our solicitors initial optimism.

We are moving out of an urban area of Liverpool to a more rural area north of the city and I just want to enjoy some of the greenery before the dark evenings hit (and save the SDLT money lol). 

I really do hope we can be moving but 5 weeks today seems far too optimistic. 

Welcome! 

If everything goes smoothly, then there's every chance you can complete in 5 weeks. My sister bought in hers last year and it was a 12 week turn-around from offer to completion - so it does happen!

As others have said, communication is key - keep checking in with everyone to keep things moving, and maybe try to find out how long local searches are taking where your moving, as well as your current area to get an idea of if delays are likely on that front. Aside from the mortgage that's what can really slow things down. 

Fingers crossed for you, it would be lovely to have someone on here have a nice smooth process for once!

Oscarboi76

Cookie211 said:

Good luck everyone today, I hope u all have some positive news, going to keep myself busy this morning then email my solicitor lunch time to see if she’s received the mortgage funds ready for tomorrow but then I’m thinking what if she haven’t, I will then be stressing lol 😆 

Good luck for today, have followed your story on here so really hoping you get past the finishing line tomorrow, and really hoping we will be right behind you next Friday... our solicitor back fro holiday today so hoping she can confirm next Friday as completion date

greensalad

Finally got all our forms back, it seems it was taking a while to get the draft contract pack because so many people were on holiday.

Anyway, we instructed our solicitor to begin searches two days ago and they say they should be back within 3-4 weeks. And then enquiries too, ugh. No discussion of possible moving times yet, I just hope we're in before Christmas.

We've also arranged to go for a second viewing just so we can start measuring up and thinking about furniture. We have never had a floorplan for the house we're buying, and I think some of the measurements given are wrong, so we're keen to get in and measure ourselves!

[Deleted User]

Get one of those electronic ones to measure makes it so
much easier

greensalad

DeletedUser said:

Get one of those electronic ones to measure makes it so
much easier

Yes my friends had one of these laser guides so I think that's what we're gonna go with!

I really want to measure every single nook. I know it makes me seem mad, but I want to know everything, especially as we're going to be doing up the house. Just hope we can move quickly enough so as not to impact the vendors! 

heartofzinc

DeletedUser said:

Evening all
so what else needs to happen to exchange 
I know my buyers searches are due back and they can raise queries and they will need answering
Our queries are with sellers solicitors (new build)
what else needs to happen?
some signing of things? And then exchange is possible?
 

Have you both signed title deeds and mortgage deeds? Can’t think of any other stuff that needs signing! 

Cookie211

Oscarboi76 said:

Cookie211 said:

Good luck everyone today, I hope u all have some positive news, going to keep myself busy this morning then email my solicitor lunch time to see if she’s received the mortgage funds ready for tomorrow but then I’m thinking what if she haven’t, I will then be stressing lol 😆 

Good luck for today, have followed your story on here so really hoping you get past the finishing line tomorrow, and really hoping we will be right behind you next Friday... our solicitor back fro holiday today so hoping she can confirm next Friday as completion date

Thank you good luck for next Friday 🤞🤞🤞 just emailed solicitor mortgage company have released the funds so she’s trying to exchange now 😀 then completion tomorrow 🤞🤞🤞 

WorriedKirkels

Cookie211 said:

Oscarboi76 said:

Cookie211 said:

Good luck everyone today, I hope u all have some positive news, going to keep myself busy this morning then email my solicitor lunch time to see if she’s received the mortgage funds ready for tomorrow but then I’m thinking what if she haven’t, I will then be stressing lol 😆 

Good luck for today, have followed your story on here so really hoping you get past the finishing line tomorrow, and really hoping we will be right behind you next Friday... our solicitor back fro holiday today so hoping she can confirm next Friday as completion date

Thank you good luck for next Friday 🤞🤞🤞 just emailed solicitor mortgage company have released the funds so she’s trying to exchange now 😀 then completion tomorrow 🤞🤞🤞 

Fantastic news 😁 x