The NEW waiting to exchange thread...

tgirl

Finally exchanged contracts today - completion next Friday. So relieved!!

Ougat

raiyar wrote: »

Any first time buyers who have exchanged this week and completing this month?

We are FTB and this week and this month we exchanged and will complete.. all very exciting

Ougat

tgirl wrote: »

Finally exchanged contracts today - completion next Friday. So relieved!!

Fantastic feeling Nicely done and congratulations..

Flutterbat17

Update, for searches back today! Yey.

However it has thrown up a few potential issues. Possible land contamination due to the garage behind the property that might have previously used the property land for a workshop. Also high risk for surface eater flooding, although ther hasn’t been any flooding in that area as yet. Possible risk of national land subsidence/moment in the area!

Run a mile? Hummm...

Ougat

Purplepenguin70 wrote: »

I exchanged last Tuesday and completing tomorrow....middle of packing chaos!

So excited for you.. I bet you are besides yourself with joy.. are you moving tomorrow?

Flutterbat17

Sorry typing on my phone and can’t edit so above isn’t written too well. *water *there *natural not national!

dancing_star

juniordoc wrote: »

Does anyone have a mortgage and NOT have life insurance? Ours doesn't seem to stipulate we must have it....

I had life insurance with last mortgage, because I thought I had to. Didn't really give it much thought.

I sold my place earlier this year, and for my new mortgage I'm ditching the life insurance and getting income protection insurance only.

I'm single, no dependants, and couldn't care less what happens if I kick the bucket. I'll be dead. However, if I'm unable to work for a while, I'll be in the doo doo. So income protection is the option.

Cheery_Daff

Ooh, a flurry of excitement in here, yay! :j :j

Some excitement for us too - we have been in and signed everything, including the mortgage deeds :T Our mortgage took SO long and was SUCH a fiasco I honestly thought this day would never come

Solicitor spent an hour and a half going over everything, and I was incredibly pleased that the searches threw up pretty much NOTHING (surprised too, as the rest of the process has been one palaver after another, and the house has land with it too)

So just the final visit on Monday (we've only visited once... and we're taking a plumber with us this time to just check the heating as it was working and now isn't and the house is empty), solicitor needs to ask one more question about a potential wayleave for maintenance on a telegraph pole, we need to shut the gates to keep the neighbours cows out (!) and that's it! :j

Nobody else seems to have given dates yet so we've got ours in first and he's hopeful that we'll have a date for exchange and completion next week :j

Ougat

Congrats on finally getting your mortgage Cheery Daff, maybe if the neighbours cows are the milk producing kind you can let one of them in every now and then..

Fresh milk straight out of the cow..haha

Monrava

Hi everyone, I've been lurking around here for quite some time, patiently waiting for updates on my own.
We have made an offer on a vacant property, no chain on 30/09 ( i will post the full timeline later).
Baiscally everything is ready, valuation, searches, queries back, the only thing we are still waiting for os a mortgage offer. It takes so long because my partner is in transition from agency worker to the company full yime.employment and Nationwide needs his contract of employment, which is delayed as some relevant people are on holidays. The waiting drives me mad, as we were supposed to exchange on 29 Nov, hoping to move in a first week of December as i am 30 weeks pregnant, so time is of essence.
But long story short: today I got a message from Nationwide that our mortgage application has been cancelled as requested. But we didn't reqest it! Our MA was off today, the lady covering for him couldn't give me amy information, except to wait till morning for them to try and sort it out and not to worry. Easier said than done...anyone has any expierience in a situation like that?