The NEW waiting to exchange thread...

hazyjo

london.cidade wrote: »

ps: if any of you happen to be in London area, I`d like to know your removal company cost details. Thank you

North/East London (E4) and using Inline Removals. Have used them 4 times before and happy to recommend.


Charging £1280-ish (VAT on top) to pack and move everything - around 40 miles. 3 bed house to another 3 bed house.

jarshay

I think this is the right place for me to post as we are currently waiting to exchange too.

26/7 - Offer accepted
26/7 - Solicitors Instructed
1/8 Initial meeting with Ipswich Building Society
After a lot of backing and forthing we decided to not proceed as the Ipswich were very slow in responding
29/8 DIP put in with Natwest via broker
29/8 All documents sent to broker
30/8 DIP approved
5/9 - Valuation booked for 21/9 (annoying delay)
7/9 Underwriting process started
20/9 Natwest requested draft accounts for current financial year
21/9 Valuation carried out (came back fine)
2/10 Accounts uploaded to Natwest
10/10 - MORTGAGE OFFER in post!
11/10 - Searches carried out
19/10 - Searches returned
20/10 - Enquries raised
25/10 - Enquries replied to
27/10 - Solicitors finally email to let me know they have reply to enquiries and will review shortly.....

I’m in a rental and told the solicitors I need to be our by the 6th November - not looking good at this rate!

Fingers crossed for everyone here!

Cluelessftb

We have our keys, now onto getting carpets cleaned and removals booked and all the exciting stuff! Thanks all for keeping me sane (well, slightly more sane than I would have been) over the last few weeks :beer: I will try and remember to post my full timeline at some point as they’re always good to see!

juniordoc

Congratulations all exchangers/completers and welcome Jarshay!
Annoying as it is having nothing happen over the weekend, at least it gives me a break from chasing/worrying, at least I know for certain there will be no progress.
Thinking we might exchange next week, am I right in thinking the solicitors will want the 10% in their bank account 24hrs before exchange? Do many banks have restrictions on transfers of large amounts of cash?

Jaglad111

My bank had a 10k daily limit on internet banking, I had to start transferring funds last saturday so everything was in place for yesterday, we exchanged and completed today.

Worst case is pop the bank and request a chaps transfer if time is tight.

Fiesto88

Thanks for the well wishes all and congratulations to everybody who completed today!

Everything ran like a dream. Completed before lunch. Nerves I had about the house turned out to be unfounded. I was wowed by it when we walked in. Unfortunately, having been unoccupied, unheated and no fresh air in it for months it smells stale. Have opened all the windows to let some air in and will be back tomorrow for some serious cleaning.

jarshay

Thanks for the welcome ..... hopefully, we all get the outcomes we desire by the end of next week (fingers crossed)

Roxannas

Hi all,

Can I join? we are currently waiting to exchange and hoping for it to happen on the 13th November!!

It has been a horrible, stressful, upsetting pprocess that I'm hoping we are finally coming to the end of. The original house we was buying our seller pulled out of just before exchange, as FTB this was a shock and a stress lol! But we have now hopefully found our new home. It's a new build that builders finishes the end of September!

The mortgage company have just done the new valuation so just waiting and hoping to get our new/updated mortgage offer through! We rang yesterday and they said it had all been agreed just waiting on the senior underwriter to finalise. Can't relax till we have the offer in black and white.

I'm praying we still are good to exchange on 13th November as we are currently in rented and have handed in our notice, so need to be out by 21st November!

Sorry feel like I have waffled a bit there, good luck to everyobe else, hoping for a nice easy exchange and completion x

Natbag

Well we did it! It was a long, hard, busy, exhausting day moving ten years of stuff from one house to another, and we’re now surrounded by boxes and flat pack furniture, but we’re so happy! Still can’t believe it’s ours or that we managed to complete on time!
Good luck to everyone else exchanging and completing. Will have a read back shortly and catch up on everyone’s updates

Ougat

Well done Natbag on actually doing it finally.. woohoo..


I wish you many many happy years in your home and hopefully the stress is all but a past flash in the past..


I guess you are off to the Mortgage free thread soon.. Hoping to see you there soon myself..