The NEW waiting to exchange thread...

crumblylancashire

Becksina said:

crumblylancashire said:

Becksina said:

Tried to switch off for most of the day but now found out nobody has heard from my solicitor since Monday despite multiple messages. I’ve also today found out that there’s no leave allowance for next month at work so from Thursday I won’t even be able to move as I’ll be working - so that’s great! At this point it’ll take a miracle to complete before Thursday considering that absolutely nothing has been achieved this week, another wasted week. 

Hope you had a nice small break.. but oh god, I'd be so cross 

I want to email the partners a complaint but no idea where to start, and honestly don’t want the extra stress. If we’ve not completed by Thursday we can’t move until 4th may at the earliest at which point I will have pulled out anyway. 

Are you all ready for go time tomorrow? So excited for you! Hope it’s a smooth day! 

How come May 4th?  Is that because of getting time off?  It's all a bit rubbish, the not knowing what the hell is going on is just the worst ever.

Tomorrow... I hope so, I emailed the solicitor today to ask what happens, and they said we just wait for the call to say it's done (I last bought in 2007, so just can't remember), but I'm working until 1pm, so hoping that's something of a distraction!!

Becksina

crumblylancashire said:

Becksina said:

crumblylancashire said:

Becksina said:

Tried to switch off for most of the day but now found out nobody has heard from my solicitor since Monday despite multiple messages. I’ve also today found out that there’s no leave allowance for next month at work so from Thursday I won’t even be able to move as I’ll be working - so that’s great! At this point it’ll take a miracle to complete before Thursday considering that absolutely nothing has been achieved this week, another wasted week. 

Hope you had a nice small break.. but oh god, I'd be so cross 

I want to email the partners a complaint but no idea where to start, and honestly don’t want the extra stress. If we’ve not completed by Thursday we can’t move until 4th may at the earliest at which point I will have pulled out anyway. 

Are you all ready for go time tomorrow? So excited for you! Hope it’s a smooth day! 

How come May 4th?  Is that because of getting time off?  It's all a bit rubbish, the not knowing what the hell is going on is just the worst ever.

Tomorrow... I hope so, I emailed the solicitor today to ask what happens, and they said we just wait for the call to say it's done (I last bought in 2007, so just can't remember), but I'm working until 1pm, so hoping that's something of a distraction!!

Yeah no leave allowed in April with school
holidays and Ramadan, then bank holidays on top of that as there’s a few over Easter and mayday. 

Yeah you’ll just get a call to go get the keys! Woohoo so excited for you!! 

crumblylancashire

BountyBlink said:

I’m so sorry to all you people I have never met that have been so lovely to reply to me these last weeks and especially this week and I haven’t got back to you! If not trying hold together our children, I’m depending the rest of my time on various estate agent calls, solicitor emails etc! But I know you lovely people in. My phone absolutely get the stress right now! 

So update, yesterday our agent came round and spent an hour discussing with us about what we do. He told us he thinks we should go back to the chain below and now say we cannot go in rented and we are holding out for our vendors to re find a house. He also said he had people looking for a house like ours in our price bracket. We said we didn’t want to go back in Rightmove yet in case our vendor sees we are back on market. 

So agent sent an email yesterday to agent below saying we were now no longer chain free as it getting too stressful not knowing when if this is happening etc. After then we heard nothing and our agent booked in viewings for buyers on our house for today. 

At 17:51pm last night our buyers agent sends what can only be an essay of an email, detailing everything. Confirming FTB does has a mortgage offer but it’s one form from lender that was sent twice this month that hasn’t been received. 

Then in the email they drop in the FTB has to either complete on 20 April or they will have to find a new rental for 6 months. 

So that’s where we are at. We either get this done and complete on 20 April or everything falls apart. Though we need to exchange so we can find something and with everything going on with no rentals and we have a dog, does this give us enough time??? 

Literally don’t know which way we will go, but at same time I for one just want the sale done so at least that’s half of the stress gone! 

So after weeks of “exchange is tomorrow’ we still don’t know when exchange will be but at least we are closer to something??! 

Good luck too all those today that will get things over the line!!! 

But, why would they have to find a new rental on the 20th.... doesn't it just keep rolling over month by month?  I'm in rental, and sort of in a similar boat - the landlord is selling, so last October, gave notice for us to move out so he could get it on the market in April... but, there is some flexibility and ultimately, if we were stubborn, I don't think he could actually force us out. 

Sounds like they're causing a lot of stress, and you have to look after you and your health first.  Finding a rental with a pet is tough (my friend really struggled with this), so sounds like maybe holding out until your chain is sorted is the most sensible thing for the good of you and your family?  Don't be pushed into something that will cause distress.  

Coopsy85

3or4magpies said:

I have NEWS!
We've only gone and exchanged! They admitted they'd mucked up with the certificate of title, got it sorted, funding confirmed by 2pm for tomorrow, completion done by 3:30pm and I've paid the balance. We complete on Monday. I'm praying that goes smoothly.

Huge Congratulations! We are completing on Monday as well. just trying to take a few quiet moments at work today before the crazy weekend begins. Good Luck for Monday. 

BountyBlink

Our buyers agent then goes on in the email...
It is usually seen as redundant to try and secure temporary accommodation until everyone in the chain is actually ready to exchange, but we have now come across an impasse on dates, unless you and your family are able to find some temporary accommodation that will allow you to complete before 23rd April, or our buyers commit to a new rental, (they’ll have to do this if it doesn’t complete by 23rd April anyway). If they are able to find one that will accept just a six month let, I shouldn’t imagine they’ll be in a financial position to complete until the end of that new term, meaning no-one moves for another six months.

Caz_Mnaz

For what it's worth we were in the same boat as those buyers.... Notice of eviction so decided to buy (we'd been thinking about it for ages). Our purchase turned out NOT to be chain free....(surpriiiiise) so we were running out of time. My solicitor said 'they can't make you leave, just don't open the door' so we effectively squatted for about 6 weeks until our purchase was ready.... I felt bad BUT the landlord was pretty shocking anyway (lots of damp, didn't fix the front door after it was smashed during a break in for weeks....)

But they probably won't be comfortable doing that if there is no end in sight re completion. Also not endorsing such behaviour just saying!!! 

Tiglet2

BountyBlink said:

crumblylancashire said:

BountyBlink said:

I’m so sorry to all you people I have never met that have been so lovely to reply to me these last weeks and especially this week and I haven’t got back to you! If not trying hold together our children, I’m depending the rest of my time on various estate agent calls, solicitor emails etc! But I know you lovely people in. My phone absolutely get the stress right now! 

So update, yesterday our agent came round and spent an hour discussing with us about what we do. He told us he thinks we should go back to the chain below and now say we cannot go in rented and we are holding out for our vendors to re find a house. He also said he had people looking for a house like ours in our price bracket. We said we didn’t want to go back in Rightmove yet in case our vendor sees we are back on market. 

So agent sent an email yesterday to agent below saying we were now no longer chain free as it getting too stressful not knowing when if this is happening etc. After then we heard nothing and our agent booked in viewings for buyers on our house for today. 

At 17:51pm last night our buyers agent sends what can only be an essay of an email, detailing everything. Confirming FTB does has a mortgage offer but it’s one form from lender that was sent twice this month that hasn’t been received. 

Then in the email they drop in the FTB has to either complete on 20 April or they will have to find a new rental for 6 months. 

So that’s where we are at. We either get this done and complete on 20 April or everything falls apart. Though we need to exchange so we can find something and with everything going on with no rentals and we have a dog, does this give us enough time??? 

Literally don’t know which way we will go, but at same time I for one just want the sale done so at least that’s half of the stress gone! 

So after weeks of “exchange is tomorrow’ we still don’t know when exchange will be but at least we are closer to something??! 

Good luck too all those today that will get things over the line!!! 

But, why would they have to find a new rental on the 20th.... doesn't it just keep rolling over month by month?  I'm in rental, and sort of in a similar boat - the landlord is selling, so last October, gave notice for us to move out so he could get it on the market in April... but, there is some flexibility and ultimately, if we were stubborn, I don't think he could actually force us out. 

Sounds like they're causing a lot of stress, and you have to look after you and your health first.  Finding a rental with a pet is tough (my friend really struggled with this), so sounds like maybe holding out until your chain is sorted is the most sensible thing for the good of you and your family?  Don't be pushed into something that will cause distress.  

Oh thank you it’s so stressful. This is what that part of email said... 
A further quote from my buyers’ email; “Just to confirm in writing: the whole point of our purchase was because we were given six months notice by our landlords which is why we decided to take the plunge and buy a house. The landlords were reluctant to renegotiate the exit date from end of March to 20th April in the first place. They have booked in builders to commence work (refurb of the flat) the next working day after we leave so there isn't any possibility of moving another time. On top of that, we cannot move into alternative family accommodation as there simply is not enough room for us, especially as we both are required to work from home.”

I'm sorry you're in the middle of this, but this email from the agent/buyer is rubbish.

The only way a tenant is forced to vacate a property is if they choose to go or they are evicted by the courts.  A landlord cannot evict a tenant and, even though the landlord has given notice, the tenant does not have to leave then, unless by mutual agreement (and a wad of cash).  Otherwise the landlord will have to go through the eviction process through the courts - which could take a year or so.

There are some "sticky's" at the top of the House, Selling, Renting & Buying thread.  Please read these and you will learn that what the agent/buyer has written to you is absolute rubbish.  The agent wants the commission.  The buyer wants to move in to yours no matter how inconvenient it is for you.  End of.

3or4magpies

Coopsy85 said:

3or4magpies said:

I have NEWS!
We've only gone and exchanged! They admitted they'd mucked up with the certificate of title, got it sorted, funding confirmed by 2pm for tomorrow, completion done by 3:30pm and I've paid the balance. We complete on Monday. I'm praying that goes smoothly.

Huge Congratulations! We are completing on Monday as well. just trying to take a few quiet moments at work today before the crazy weekend begins. Good Luck for Monday. 

Thanks @Coopsy85 good luck to you too!

Becksina

Congrats to those completing today!! 

Update for us came in at 10pm last night to say the parent company have FINALLY reported to our mortgage company. So accord just need to give the green light that funds can be released and then we ca exchange! We still only have next week to do it all, but surely it cannot be much longer. 

Natbag

Congrats to all those who have exchanged, or are just about to - I'm so envious! Hope the moves go smoothly
Absolutely FA going on here. Both buyers' searches are all back, think our solicitor has some new enquiries to deal with off the back of the most recent searches, and we are still waiting for our vendor to get an updated building regs certificate to satisfy our final enquiry and so our solicitor can report to us. So bored of waiting. I think with lockdown, the lack of anything else to do or think about means this is driving me insane.