Land Registry questions

Land_Registry

Noneforit999 said:

Land_Registry said:

Noneforit999 said:

Land_Registry said:

Noneforit999 said:

Hi

Our solicitor has logged forms to remove a restriction from our title, think they were RX3 and ST5. He thinks he can get it expedited as our mortgage offer will expire in about 8 weeks but can't be sure how long it will take.

Are things like this done quicker than other requests or is every form given equal priority?

Thanks

Expedition, if approved, reduces the remaining wait time so that generally speaking it’s considered within 2 weeks of that approval. 

Everything then hinges on it being in order of course so expedition gets it looked at sooner but doesn’t guarantee it’s registered as well 

Thanks, our solicitor said assuming the expedite is granted, its going to be weeks rather than months but whether he is right remains to be seen. Thanks

Experiences count but an expedited RX3/ST5 on its own would usually be considered within 5-10 working days. Time will tell though 

Solicitor submitted Thursday lunchtime, restriction was removed this morning (Tuesday).  Mega quick turnaround!

It can and does happen but experiences will always vary as so many property transactions in play at any given time. 

Key thing to always remember is that if there is a genuine urgent need then share that and communicate it. 

Expedition is not a magic wand that solves everything but it does give you a chance. 

Land_Registry

DrickD said:

Land_Registry said:

DrickD said:

@Land_Registry good morning! 

How can I check whether our vendor's solicitors have successfully expedited an application to move a charge on from 'pending'?

We are now in week 21 of our attempt to buy a property with our mortgage deal set to expire imminently - the lower chain are in the same position. When we came to exchange two weeks ago, a new charge was found to have been added to the title in August, which the vendor solicitor said they knew about and were dealing with, but hadn't informed us.

Unfortunately, it was only this Friday just gone that they said they'd attempted to expedite and we've not heard back from them since.

The title number is BM14568, any help or advice you can give would be greatly appreciated!

Lodged 25th Aug and waiting to be processed. It’s not been expedited and I can’t see a request for that to happen as yet 
I’ll flag with colleagues and ask them to make it an expedite in circumstances 

Hello @Land_Registry - could I just double check BM14568 is now on the expedite list? I did call through yesterday evening to follow up but they didn't have a record of it. Every day now is so crucial so have everything crossed for some luck!

Thanks in advance!

It was completed at 5.30pm yesterday - crossing everything worked it seems 

angelcakes_3

Hoping for clarification, we are close to exchange purchaser solicitor has asked for original title deeds and registration all good we have a certified copy of first registration and it is held by Land Registry but unfortunately due to an error the copy is not coloured which is held by Land registry, solicitor is asking for a colour copy of not an indemnity policy for deeds. The deeds are not missing it has a TR1 form registered with LR this is the official copy jist not in colour. Do I really have to purchase a £300 indemnity policy, this was never brought to me attention when I purchased the property 

Land_Registry

angelcakes_3 said:

Hoping for clarification, we are close to exchange purchaser solicitor has asked for original title deeds and registration all good we have a certified copy of first registration and it is held by Land Registry but unfortunately due to an error the copy is not coloured which is held by Land registry, solicitor is asking for a colour copy of not an indemnity policy for deeds. The deeds are not missing it has a TR1 form registered with LR this is the official copy jist not in colour. Do I really have to purchase a £300 indemnity policy, this was never brought to me attention when I purchased the property 

Every conveyancer/mortgage product can differ in checks made and requirements thereafter. It’s all about how they view risk re such matters. The fact that it wasn’t raised when you bought has zero relevance now in my experience. 

If they see it as a risk then an indemnity policy is often the only way to go. It’s very unlikely a colour copy will turn up, we won’t have one otherwise you’d have one too, and trying to find one may invalidate any possible policy. 

Speak to your conveyancer for confirmation/advice 

Skint59

We discovered that a tiny strip of land between our house and our neighbours is not on either title deeds. As a result we decided to make adverse possession for the land on our side of the wall. We heard that it had gone to Land Registry in September, then we decided recently, on a whim, to sell and we had a buyer the next day. We had completely forgotten about the unregistered land. Our solicitor says he will see if he can expedite it. It is a different solicitor to the one who sent the information off originally. He then noticed that the lines on the plan weren't showing the correct boundary. The architect had got it wrong! It has been redrawn today and has gone to our solicitor who will ask for it to be expedited.
What I want to know is do I need to start afresh with a new application, and how long is it likely to take?

I did write this question in a different part of the forum and had queries about how I forgot. I feel I need to explain. We both have medical problems going on which are a lot to think about and I do have memory problems. The agents know, I presume the buyers know. I will ask tomorrow.

Land_Registry

Skint59 said:

We discovered that a tiny strip of land between our house ando our neighbours is not on either title deeds. As a result we decided to make adverse possession for the land on our side of the wall. We heard that it had gone to Land Registry in September, then we decided recently, on a whim, to sell and we had a buyer the next day. We had completely forgotten about the unregistered land. Our solicitor says he will see if he can expedite it. It is a different solicitor to the one who sent the information off originally. He then noticed that the lines on the plan weren't showing the correct boundary. The architect had got it wrong! It has been redrawn today and has gone to our solicitor who will ask for it to be expedited.
What I want to know is do I need to start afresh with a new application, and how long is it likely to take?

I did write this question in a different part of the forum and had queries about how I forgot. I feel I need to explain. We both have medical problems going on which are a lot to think about and I do have memory problems. The agents know, I presume the buyers know. I will ask tomorrow.

If you’re relying on the existing application then you need the lodging solicitor to confirm the new one has taken over 
A request to expedite can be submitted to reduce the wait time. Expedition doesn’t wave the registration requirements though, it just gets it considered sooner. 

If claiming land then there are three key stages usually. 1. It’s in order and meets the legal requirements. 2. A survey to check on site and 3. Wider checks such as contacting neighbours to confirm no objections etc 
That all takes time, despite expedition, so you should still expect to wait several weeks even if all ok at each stage. 

‘Forgetting’ is irrelevant to the registration process. It’s all about meeting the legal and registration requirements

Skint59

Land_Registry said:

Skint59 said:

We discovered that a tiny strip of land between our house ando our neighbours is not on either title deeds. As a result we decided to make adverse possession for the land on our side of the wall. We heard that it had gone to Land Registry in September, then we decided recently, on a whim, to sell and we had a buyer the next day. We had completely forgotten about the unregistered land. Our solicitor says he will see if he can expedite it. It is a different solicitor to the one who sent the information off originally. He then noticed that the lines on the plan weren't showing the correct boundary. The architect had got it wrong! It has been redrawn today and has gone to our solicitor who will ask for it to be expedited.
What I want to know is do I need to start afresh with a new application, and how long is it likely to take?

I did write this question in a different part of the forum and had queries about how I forgot. I feel I need to explain. We both have medical problems going on which are a lot to think about and I do have memory problems. The agents know, I presume the buyers know. I will ask tomorrow.

If you’re relying on the existing application then you need the lodging solicitor to confirm the new one has taken over 
A request to expedite can be submitted to reduce the wait time. Expedition doesn’t wave the registration requirements though, it just gets it considered sooner. 

If claiming land then there are three key stages usually. 1. It’s in order and meets the legal requirements. 2. A survey to check on site and 3. Wider checks such as contacting neighbours to confirm no objections etc 
That all takes time, despite expedition, so you should still expect to wait several weeks even if all ok at each stage. 

‘Forgetting’ is irrelevant to the registration process. It’s all about meeting the legal and registration requirements

Thank you for your answer. I appreciate you taking the time to answer me. We expected all the relevant checks to be done at some stage. The last thing we would want to do is to upset our neighbours. We know they take time. I will talk to my solicitor on Monday  and will ask the original solicitor to let land registry know that we are making a new claim. It is all such a mess. It is within garden walls and has been maintained by us for 30 years without us knowing that it is unregistered.

If a neighbour disagrees does it just remain unregistered?

Land_Registry

Skint59 said:

Land_Registry said:

Skint59 said:

We discovered that a tiny strip of land between our house ando our neighbours is not on either title deeds. As a result we decided to make adverse possession for the land on our side of the wall. We heard that it had gone to Land Registry in September, then we decided recently, on a whim, to sell and we had a buyer the next day. We had completely forgotten about the unregistered land. Our solicitor says he will see if he can expedite it. It is a different solicitor to the one who sent the information off originally. He then noticed that the lines on the plan weren't showing the correct boundary. The architect had got it wrong! It has been redrawn today and has gone to our solicitor who will ask for it to be expedited.
What I want to know is do I need to start afresh with a new application, and how long is it likely to take?

I did write this question in a different part of the forum and had queries about how I forgot. I feel I need to explain. We both have medical problems going on which are a lot to think about and I do have memory problems. The agents know, I presume the buyers know. I will ask tomorrow.

If you’re relying on the existing application then you need the lodging solicitor to confirm the new one has taken over 
A request to expedite can be submitted to reduce the wait time. Expedition doesn’t wave the registration requirements though, it just gets it considered sooner. 

If claiming land then there are three key stages usually. 1. It’s in order and meets the legal requirements. 2. A survey to check on site and 3. Wider checks such as contacting neighbours to confirm no objections etc 
That all takes time, despite expedition, so you should still expect to wait several weeks even if all ok at each stage. 

‘Forgetting’ is irrelevant to the registration process. It’s all about meeting the legal and registration requirements

Thank you for your answer. I appreciate you taking the time to answer me. We expected all the relevant checks to be done at some stage. The last thing we would want to do is to upset our neighbours. We know they take time. I will talk to my solicitor on Monday  and will ask the original solicitor to let land registry know that we are making a new claim. It is all such a mess. It is within garden walls and has been maintained by us for 30 years without us knowing that it is unregistered.

If a neighbour disagrees does it just remain unregistered?

That all depends on the specifics such as they object as it’s theirs for example. But it’s all about you proving legal ownership. A registered title then follows if all is ok 

Skint59

Land_Registry said:

Skint59 said:

Land_Registry said:

Skint59 said:

We discovered that a tiny strip of land between our house ando our neighbours is not on either title deeds. As a result we decided to make adverse possession for the land on our side of the wall. We heard that it had gone to Land Registry in September, then we decided recently, on a whim, to sell and we had a buyer the next day. We had completely forgotten about the unregistered land. Our solicitor says he will see if he can expedite it. It is a different solicitor to the one who sent the information off originally. He then noticed that the lines on the plan weren't showing the correct boundary. The architect had got it wrong! It has been redrawn today and has gone to our solicitor who will ask for it to be expedited.
What I want to know is do I need to start afresh with a new application, and how long is it likely to take?

I did write this question in a different part of the forum and had queries about how I forgot. I feel I need to explain. We both have medical problems going on which are a lot to think about and I do have memory problems. The agents know, I presume the buyers know. I will ask tomorrow.

If you’re relying on the existing application then you need the lodging solicitor to confirm the new one has taken over 
A request to expedite can be submitted to reduce the wait time. Expedition doesn’t wave the registration requirements though, it just gets it considered sooner. 

If claiming land then there are three key stages usually. 1. It’s in order and meets the legal requirements. 2. A survey to check on site and 3. Wider checks such as contacting neighbours to confirm no objections etc 
That all takes time, despite expedition, so you should still expect to wait several weeks even if all ok at each stage. 

‘Forgetting’ is irrelevant to the registration process. It’s all about meeting the legal and registration requirements

Thank you for your answer. I appreciate you taking the time to answer me. We expected all the relevant checks to be done at some stage. The last thing we would want to do is to upset our neighbours. We know they take time. I will talk to my solicitor on Monday  and will ask the original solicitor to let land registry know that we are making a new claim. It is all such a mess. It is within garden walls and has been maintained by us for 30 years without us knowing that it is unregistered.

If a neighbour disagrees does it just remain unregistered?

That all depends on the specifics such as they object as it’s theirs for example. But it’s all about you proving legal ownership. A registered title then follows if all is ok 

It isn't on our title plan or the neighbour's. It is a very odd situation. We have maintained it, as it is within the walls of our garden, for 30 years, without realising it wasn't on our deeds. 

Land_Registry

Skint59 said:

Land_Registry said:

Skint59 said:

Land_Registry said:

Skint59 said:

We discovered that a tiny strip of land between our house ando our neighbours is not on either title deeds. As a result we decided to make adverse possession for the land on our side of the wall. We heard that it had gone to Land Registry in September, then we decided recently, on a whim, to sell and we had a buyer the next day. We had completely forgotten about the unregistered land. Our solicitor says he will see if he can expedite it. It is a different solicitor to the one who sent the information off originally. He then noticed that the lines on the plan weren't showing the correct boundary. The architect had got it wrong! It has been redrawn today and has gone to our solicitor who will ask for it to be expedited.
What I want to know is do I need to start afresh with a new application, and how long is it likely to take?

I did write this question in a different part of the forum and had queries about how I forgot. I feel I need to explain. We both have medical problems going on which are a lot to think about and I do have memory problems. The agents know, I presume the buyers know. I will ask tomorrow.

If you’re relying on the existing application then you need the lodging solicitor to confirm the new one has taken over 
A request to expedite can be submitted to reduce the wait time. Expedition doesn’t wave the registration requirements though, it just gets it considered sooner. 

If claiming land then there are three key stages usually. 1. It’s in order and meets the legal requirements. 2. A survey to check on site and 3. Wider checks such as contacting neighbours to confirm no objections etc 
That all takes time, despite expedition, so you should still expect to wait several weeks even if all ok at each stage. 

‘Forgetting’ is irrelevant to the registration process. It’s all about meeting the legal and registration requirements

Thank you for your answer. I appreciate you taking the time to answer me. We expected all the relevant checks to be done at some stage. The last thing we would want to do is to upset our neighbours. We know they take time. I will talk to my solicitor on Monday  and will ask the original solicitor to let land registry know that we are making a new claim. It is all such a mess. It is within garden walls and has been maintained by us for 30 years without us knowing that it is unregistered.

If a neighbour disagrees does it just remain unregistered?

That all depends on the specifics such as they object as it’s theirs for example. But it’s all about you proving legal ownership. A registered title then follows if all is ok 

It isn't on our title plan or the neighbour's. It is a very odd situation. We have maintained it, as it is within the walls of our garden, for 30 years, without realising it wasn't on our deeds. 

If it’s enclosed within a walled garden then the third stage may not be necessary. There’s little point thinking about what if’s until the expedition has been approved and the case considered. 

Best case scenario is all ok and no survey or wider checks needed but that won’t be known until the above has happened