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Dancing through the rain with a smile and good cheer

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  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hello one and all ! 

    It's Friday - and I have met my first assignment deadline yah! 

    I have just paid myself - yah! 

    I have paid off the make up ! 

    Yah I have a plan for next week. Debt busting for the next few weeks, I have identified the following: 

    It@nes debt £ 115.41 - this mostly covers two app, subscriptions - I have now cancelled both, one was good and I need to find a free alternative ( scanner) 

    Plan of action, next week, I am paying off one bill of music £14.99 and one craft from a garden centre £30.44

    We are eating out the freezer and store cupboard........ main meals all planned, need to look at light lunches/suppers 

    really tired today, but as a good friend says keep plodding on....





    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am really tired too!!
    You are awesome  :)  
    Keep plodding  ;) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon one and all 

    Its been a mixed time since I posted - used it as a bit of a holiday, and now I am trying to get motivated and back into working especially on coursework... I am struggling. 

    What has been achieved? 

    Read 4 books, 2 free on Amazon Prime subscription:

    Wakenhyrst - Michelle Parver  - fab book Edwardian Gothic 

    The Body in the Dales - J R Ellis - fab new crime  detective in Yorkshire kind of Vera but male! 

     1 bought in celebration of assignment, - The Garden House - Marcia Willett - gentle yarn of her usual standard, dogs, Devon and romance 
    and 1 is the Samartans book club - The Lido - Libby Page - Brixton, Friendships and an outdoor swimming pool 

    I enjoyed all four, and would like to read more from these new to me authors - so I am busy doing surveys to get an Amazon voucher 

    Garden Shed 

    Nearly emptied it and lots gone on freecycle - not many items taken yet .... I live in hope that I don't have to do a tip run......

    Tidy house and washing - sort off ! 

    Crafting and TV watching - a lot off ! 

    Admin - not a lot but picking up the threads..... 

    Money - forgot I had a mobile bill to pay last month, so the garden centre debt of £30.44 didn't get paid off, and I couldn't think how I could raise the money ( I have nothing left to see on Eb@y).

    So this is my target for this week.... 
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I loved the Lido  :)
    Hope that you can find something to sell  :)
    Keep plodding  ;)  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 June 2020 at 9:48AM
    Morning all 

    So Friday is the day I have "pocket money" paid into a separate account. So I have paid off - 

    The garden centre £30.44!!! plus A Crochet hook (3.99), a contribution to church (5.00), a contribution to historic royal palaces (5.00), to watch an online talk with Lucy Wolsey and the Ravenmaster; Prime video (ITV hub) - need to cancel this x 2 (7.98), iTunes (6.96) Amazon unknown ( 5.84) Apple Storage 2.49 

    Things I ned to look at:
    Another crochet hook!!! 
    Itunes - not a debt, so not necessary 
    Prime Video - ITV hub - need to cancel  - DONE 

    I have had an up and down week, I think the two days at the beginning of the week where OH was on holiday took its toll. Its only today I have felt better. 

    I also drunk at the beginning, not a lot a bottle of bubbles over two nights ..... wedding anniversary but in my heart I know alcohol takes is toll. 

    In other news the missing pieces for my birthday present last year, ( a wooden seated arbour ) for the garden has arrived. So thats the project for tomorrow. 

    The freecycling bits are beginning to go. 

    We have sunshine today - makes me feel better 

    Onwards and upwards 

    Remember Fake it to you make it!!!


    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a lovely weekend. 😊🌈
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 23,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good idea to give yourself a bit of pocket money.  Enjoy the weekend.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good idea to give yourself a bit of pocket money.  Enjoy the weekend.
     Thanks, we have always had a pocket money accounts since we got together as we have one main account which has all income and outgoings. 

    Pocket money should be for all person spending on hobbies, personal charity contributions ( like church) and presents etc to OH so we have a little bit of privacy. 

    However I have put far far too much on the credit card and then not paid it off with my Pocket money.  Which is why I am trying to hold myself to account on here. Paying Credit card off and only very thoughtful spending of weekly PM i.e aiming for in the next few weeks:

    1. Present for my Bestie who was sending me things every week in lockdown. 

    2. Weekly church contributions 

    3. Monthly phone bill 

    4. 100club for sailing charity that I met my OH through 

    5. Sponsorship of a child in Mexico. 

    6. Samaritans book club fundraiser 
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning 

    I have gone back to list making as it does motivate me, this was yesterday's 

    1. Make bed -  completed ! 

    2. Mixed Wash - in machine and on the line - completed ( before the rain came!) 

    3. Complete putting current identified items on freecycle - completed! 

    4. Words4 Water - scan old poems ( started) send email with next zoom get-together - now on todays list..... 

    5.  Yesterdays Action for happiness challenge was "Rediscover a fun childhood activity that can enjoy today" so i started colouring in some bookmarks I bought from the cathedral shop for my fellow students on my course as a kind of farewell gift, as I am moving onto a different course in september - Yet to finish the first one lol - now on todays list..... 

    6. Complete 2 Christian bible study days ( daily and a catch up one ) 9th June completed 

    7. Finish the book Excellant women by Barbara Pym - completed 

    8. Finish reading and taking notes from Gross & Bandura text book for assignment 

    9. Tidy Kitchen - completed 

    10. Clean bathroom - completed by OH 

    11. Flea fur babies - now on todays list..... 

    Finished the day, knitting and watching West Wing - so a good day - fruitul. With a whisper that I did buy some textbooks - which was budgeted spending 

    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's some list!
    Keep plodding ;)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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