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Tales from The Shire

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 18,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh Fortune that is another lovely list! Love your categories, as always. And excellent to have a pj day! 
  • rtandon27
    rtandon27 Posts: 6,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fortune_Smiles said:
    ...we have rather a lot of cheese left as I ordered some by mistake 🤭...

    Is cheese ever a mistake?!  :wink:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Suffolk_lass
    Suffolk_lass Posts: 10,798 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Open prosecco? a magnum? Have you tried prosecco jellies? just saying...
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • rtandon27
    rtandon27 Posts: 6,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 30 December 2021 at 9:41AM
    Fortune - in the past we've successfully frozen slightly flat prosecco in individual servings and used it in place of white wine when cooking up a sauce or stew!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Open prosecco? a magnum? Have you tried prosecco jellies? just saying...
    rtandon27 said:
    Fortune - in the past we've successfully frozen slightly flat prosecco in individual servings and used it in place of white wine when cooking up a sauce or stew!

    Excellent ideas guys - don't want to waste any 😉

    Fortune x

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,196 Forumite
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    edited 30 December 2021 at 1:53PM
    Ooh Fortune that is another lovely list! Love your categories, as always. And excellent to have a pj day! 
    rtandon27 said:
    Fortune_Smiles said:
    ...we have rather a lot of cheese left as I ordered some by mistake 🤭...

    Is cheese ever a mistake?!  :wink:

    Thank you Cheery - I rarely have a pj day these days so it was a nice treat.  You're right RT - cheese is never a mistake.  What was I thinking 😆

    Fortune x

  • rtandon27
    rtandon27 Posts: 6,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ...So - does the toilet repair make up for the lost keys? 😆  Or does Mr F need to win some Brownie points now?...

    OH & I are having an animated discussion - it's the best one we've had in weeks!!!  I'll come back to you with our votes once the fun has died down!  :smiley::smiley::smiley:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • savingholmes
    savingholmes Posts: 29,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    rtandon27 said:
    ...So - does the toilet repair make up for the lost keys? 😆  Or does Mr F need to win some Brownie points now?...

    OH & I are having an animated discussion - it's the best one we've had in weeks!!!  I'll come back to you with our votes once the fun has died down!  :smiley::smiley::smiley:
    Love it!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Mr F is insisting that the keys were not lost - they were temporarily mislaid 😂

    Fortune x

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