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Tales from The Shire

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Comments

  • Thank you so much for posting the poem. It’s so appropriate for what’s happening in the world at present
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • savingholmes
    savingholmes Posts: 29,218 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic poem. Thank you. Happy New Year
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
    3) 44.5/82K = 54.26% AVC Goal by mid 2028
  • SandyShores
    SandyShores Posts: 2,118 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Love the poem - my 2022 resolution is to be positive and see the positive.  Happy New Year Fortune!
    "Think of many things, do one"
    Mortgage end July £181,000 £309,749 2020 (ends June 2036 -was 2038- aim for 2031)
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • Cheery_Daff
    Cheery_Daff Posts: 18,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear about your wash put day Fortune. Hope you're feeling better today though xx
  • SandyShores
    SandyShores Posts: 2,118 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Echo what Cheery_Daff says.  Glad you feel a bit better. You have been so busy, so hopefully you are recharged now.  

    Its great that your overpayment allowance shows.  I would have to work ours at, although we will be nowhere near to that anytime soon.
    "Think of many things, do one"
    Mortgage end July £181,000 £309,749 2020 (ends June 2036 -was 2038- aim for 2031)
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • themadvix
    themadvix Posts: 9,625 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hope you’re feeling better today Fortune.

     Thanks for the reminder to check our OP allowance!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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