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Tales from The Shire

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  • Cheery_Daff
    Cheery_Daff Posts: 17,211 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eek, how did I forget the Premium Bonds!! 😮😮 Must go and check now! 

    Sorry to hear about the younger Fortunate. I do hope they're not too bad with it and recover soon. What a scary time 😕
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, PBs - off to look... I cleared all the indoor decs (mostly tree and lights) while DH did the outdoor ones - just got to find a sensible dry place to store them. It is too cold here in the east to tidy the cart-lodge yet, and the extension roof-space still has mice so can't be stuffed to the gunnels (yet)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh no, hope the younger Fortunate feels better soon!  Didn't win on the PB's this time but it was only our first month with some invested.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • badmemory said:
    The PB results were out this morning.  You don't have to go into your account to check if you have your holder number.  The results appear on there usually the day before & it tells you how soon they are due out. It's nsandi/prize checker.
    Your holder number is either 8 numbers followed by a letter or 9 numbers.

    Thanks for this BM - I hadn't realised I had a holder number in addition to the bond numbers and my id number 😁  That's going to be very useful.

    Fortune x

  • Eek, how did I forget the Premium Bonds!! 😮😮 Must go and check now! 

    Sorry to hear about the younger Fortunate. I do hope they're not too bad with it and recover soon. What a scary time 😕
    Ooh, PBs - off to look... I cleared all the indoor decs (mostly tree and lights) while DH did the outdoor ones - just got to find a sensible dry place to store them. It is too cold here in the east to tidy the cart-lodge yet, and the extension roof-space still has mice so can't be stuffed to the gunnels (yet)
    Oh no, hope the younger Fortunate feels better soon!  Didn't win on the PB's this time but it was only our first month with some invested.

    Thanks guys.  The Younger Fortunate is ok and feeling 'bored' so that has to be a good sign 😆  I did not win on the PBs which I am grumpy about 😠 We've won something every month since May (bar September) so I feel very deprived not to win this month - particularly as it's January the very longest month of the year 😆  Fingers cross for next month 🤞

    Fortune x

  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your relative is recovering.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Shame about the lack of PB win this month, that was a very good run you were on though.  You've got me hoping that I picked some sensible security questions for my account now though 😆  I started the 1p challenge last year and basically have been using to to treat myself to the things that have been on my wish list for a very long time like the new Le Crueset pan I bought in the pre-Christmas sale.  Currently saving for a necklace that I've wanted again for a very long time and then next it's on to a new handbag.  It's little bits of money that you don't really notice have gone from your account but it really does add up quickly.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • badmemory said:
    I keep telling myself I should try having my groceries delivered, just in case!  But then I read about people who have & wonder if I really should.  I am not very good at coping with stuff going wrong.  Then I think that people only write about their delivery if something is wrong & I'm over reacting.  So I will keep thinking about it & probably land up with the virus & absolutely no groceries, which sounds just about right for a major procrastinator.

    Usually everything is fine BM.  I might get one or two substitutions a week but that's not bad when I generally order over 50 items.  And, considering recent supply issues, T£$co have done really well.  I now get an email on the day of delivery so I can see if I have any substitutions/out of stock items and make a decision before the van arrives.  Usually the substitutions are fine but once in a while they are a bit odd.  You can send them back on the doorstep and get a refund and, if you end up missing items you need, you can still pop to the shops for them.  It means a trip but a much shorter one.  If there's a problem after the driver has left, a quick call to the help line sorts things out.

    I've had my groceries delivered for about 16 years and it has saved me so much time and stress.  I wouldn't go back to in-store shopping now.  If you decide to give T£$co a go and have any questions, just pm me.

    Fortune x

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