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Tales from The Shire
Comments
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You are very talented. That looks beautifulAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Emerging from Lurksville (Tennessee) That wreath is lovely and sets off your front door very well (which is also very lovely)Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Thanks guys. I used to buy a wreath but the ones I liked were always super expensive so I learned how to make them. It's really easy but I don't always get the time to do it.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Woooosh!
That's the sound of time rushing by 😆 The days are just going at the moment.
Some further things were ticked off the list yesterday:- any presents that needed to be delivered have been delivered
- all presents that I need to wrap have been wrapped (I think Mr F might still have wrapping to do 😉)
- made a second bread for our soup lunch during Twixmas
- cleaned the dining room
- cleaned the back door mats (Mr F came in from digging the veg patch in his muddy boots 😠)
- the Christmas cheeses were delivered so I've put them in the fridge in the Annexe
- made Kale & Goat's Cheese Frittata for lunch using kale from the veg patch
- made Beetroot, Halloumi & Cashew Curry for supper using beetroot from the veg patch.
Two sleeps to go before our guests arrive. The closer we get to Christmas without a positive LFT, the more likely it seems that we'll get to celebrate together. Keeping my fingers tightly crossed.
More cleaning and cooking to do today. I'm going to be exhausted by the time they get here 🥱
Hope your preparations are going well.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living7 -
Woooosh!
Another day has rushed by! I spent the morning doing some final bits of cleaning/tittervating in the Annexe and this afternoon cleaning the living room. Also managed to make one of the two Garlic Mash Potato Bakes needed for a Twixmas dinner and wash the second guest room bed linen. If anyone tests positive whilst they're here we might need a means of quaranting 🙄
Just waiting for T£sc0 to deliver the groceries now and then I need to cook Cauliflower Cheese Soup for supper, have a shower and file my nails ready for painting. Oh and sort through some paperwork that's accumulated on the coffee table if I get time. My job list doesn't seem to be getting any shorter 😆
Mr F has been busy too, tidying up outside and putting lights up.
Oooh - T£sc0 has just arrived. Better go.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living6 -
Whoosh is a good description.
Glad you are nearly done. Garlic mash sounds yummy never had that...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
savingholmes said:Whoosh is a good description.
Glad you are nearly done. Garlic mash sounds yummy never had that...
It's a go to recipe of mine SH because it can be made ahead and popped in the oven when required. Also freezes well if you put plenty of butter, cream or full fat milk in 🤭
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living3 -
Something had to give...
Only two sleeps to go! So I'm rapidly running out of time to get everything done.
Today I cleaned the second guest room, gave the kitchen a quick spruce up, made the second Garlic Mash Potato Bake for a Twixmas dinner and made the red cabbage for Christmas lunch. Oh and did a couple of hours ironing.
Mr F picked up the turkey 🦃 and ran a few other chores for me.
Something had to give though so Mr F volunteered to go for fish and chips so that I could have a shower and paint my nails. Bless him 👼 It cost just under £10 which I'll meet from this month's fun money. We had leftover cauliflower cheese soup for lunch.
I've still a long list of things to get through tomorrow. I might have to drop the remaining three cooking chores on there. They are only small things so won't take too long if I have to make them on the day instead.
A friend sent me some brownies through the post so I've been using those to give me the energy to keep going 😆
Onwards and upwards...
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Postal care packages are the best - especially of the chocolaty kind!
We've just broken into a box of chocolates that arrived from across the pond earlier this week!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!4 -
Glad you got to enjoy some treatsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254
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