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Tales from The Shire

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Comments

  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's nice you have been able to tuck into Xmas food already. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eek to the blinds Fortune,that was both quick and presumptuous! Good to hear you're nearly at the end of the annex though, hooray!
  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Another one glad to hear you’ve nearly got the annex sorted - it will be such a relief for you to put that debacle behind you.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • badmemory
    badmemory Posts: 9,708 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Getting the annex sorted will clear a lot of mind space I'm sure.  These things just sit there in your head.
  • It's nice you have been able to tuck into Xmas food already. 
    It was lovely SH but not something I want to start too early - I always eat far too much over Christmas itself 😆
    Eek to the blinds Fortune,that was both quick and presumptuous! Good to hear you're nearly at the end of the annex though, hooray!
    themadvix said:
    Another one glad to hear you’ve nearly got the annex sorted - it will be such a relief for you to put that debacle behind you.
    badmemory said:
    Getting the annex sorted will clear a lot of mind space I'm sure.  These things just sit there in your head.

    You're absolutely right guys.  I feel as though a great weight has lifted and I've got closure on the whole episode.  Plus no more nasty surprises lurking.  It will be nice for the Younger Fortunates to be in the space as I know they'll look after things and it will create a different connotation for me.  I've just got to tittivate and add some Christmas touches to the place now - but that's the fun bit 😁

    Fortune x

  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Decorating your house for Xmas sounds fun. I am sure there will be loads of home made touches
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • rtandon27
    rtandon27 Posts: 5,727 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done on closure Fortune - I admire the methodical way you set it all straight a chunk at a time!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Decorating your house for Xmas sounds fun. I am sure there will be loads of home made touches

    Very few actually SH - I mainly make things for others.  But you've made me think and I might plan to make some things for myself next year.

    Fortune x

  • rtandon27 said:
    Well done on closure Fortune - I admire the methodical way you set it all straight a chunk at a time!

    I just couldn't face it all at once RT 😆

    Fortune x

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