PLEASE READ BEFORE POSTING

Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Garden Fence - proper Old Style support and chat!

Options
1141314141416141814191496

Comments

  • betony
    betony Posts: 176 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Delurking briefly to send condolences to Mothernerd and also congratulations on the secret. One door closes, eh?
  • Suffolksue
    Suffolksue Posts: 1,745 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Why can’t you sell the lodgers house ,give the money to your brother and have the bungalow for you ?
    did your mother leave a will ?
  • VJsmum
    VJsmum Posts: 6,999 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Apologies Mothernerd, i'd missed your bereavement.  So sorry for your loss.
    I wanna be in the room where it happens
  • Floss
    Floss Posts: 9,021 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Why can’t you sell the lodgers house ,give the money to your brother and have the bungalow for you ?
    did your mother leave a will ?
    Sounds like a plan - properties may need to be valued for probate so there may be a solution to enable you to keep the bungalow. 

    And what a lovely secret to keep 😊
    2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
    2023 Decluttering Awards: 🥇 🏅🏅🥇
    2024 Decluttering Awards: 🥇⭐
    2025 Decluttering Awards: ⭐⭐
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    edited 14 January 2022 at 11:41PM
    Yes mum did leave a will (I wrote it). Basically everything is split between the two of us and I put bits in to say that if I predeceased my mother, my half was to be split between my 3 sons and if my brother predeceased mum, his half would be split between his 2 girls. Mum didn't think he had written a will and I said that what I'd written would partially cover that - it shows intent of how we all thought any money should be split (brother also had a copy after it had been signed). The problem is the disparity in value between the 2 properties. 

    I did a back of the envelope calculation some time ago. I was using theoretical values for the properties - what mum paid for the bungalow (me really because I bought it from the sale of my big 4 bed house which mum lent me part of the purchase price). It sold for less than I bought it for and I took all the loss from my share house. So say the small terrace was worth 60K and the bungalow 89K, the 60K and all the money in the bank didn't equal the 89K. I was trying to work out how much I could save over five years so that I could give my brother enough money so that our shares were equal and it looked doable. But events have overtaken us and I have nothing saved (getting rubbish taken away- furniture that has broken over the years and a printer that has spent the last 7 years in the bottom of a wardrobe) and having cleaners go through the house (and do a bit of gentle decluttering - 100 bin bags worth) cost quite a lot of money.

    I'm quite happy to take on the lodger and it was always going to be a new phase of my life, so will carry on plodding, give myself time to let things settle and then see where we go from there. My house is going to have to have another cull because I need to accommodate a fridge-freezer, a tall bookshelf, a large footstool given to me by DS2 when he moved in with his gf. the one he gave me is much better than mum's (which will need to be found a home or go to charity or to the charity for people who are without means) and mine at home.

    I will have enough money (once everything is sorted) to have my kitchen replaced. It's 17 and a 1/2 years old and lots of it doesn't work anymore - arthritis in my shoulder means I can only put plates away one at a time and stooping to the cupboards is quite difficult so they are left empty. Mum has one set of pan drawers and they glide in and out so easily - several sets of those with proper spacers to hold all the pans and plates would make life so much easier. You can buy a metal thing with a lever so you can lower the whole shelf of a top cupboard but they're about £100 per cupboard. I have also seen things for retrofitting base cupboards but they seemed a lot more available in America. Most people leave it too late to have a adapted kitchen and then are too old to cope with the mess. 

    The kitchen I have now was put together by me, building one or two units a day after coming in from working from 6 am to 7 pm with a few hours in the middle working on my dad's house. The plumber came a few days before I was due to have a hysterectomy and said it looked like I needed a few more bits doing. Scribing out the back of the worktop and wall cabinets attaching - luckily his cousin's bf could do the work (but he told me not to pay him, he would inspect the work to see that it was up to scratch and the pay him). So I went into hospital with my sink still not plumbed in, and they swapped the positions of the dishwasher and washing machine (but wouldn't tell me while I was in hospital. The cousin's only did the bare minimum - I ended up doing the door and drawer handles one at a time during my recovery.

    So being able to decide exactly what is right and then for someone else to do all the hard work would be a real luxury for me. The last kitchen I did was at the 4 bed house. I had to have a damp course installed and all the old units were rotted away. I assembled various second hand bits, only had to buy 2 new units and me and Mr and Mrs Builder installed it over a weekend - think that was the last time I did any serious climbing - I got onto the worktop and took down all the wall cupboards whilst I was waiting for them to arrive on the Sunday morning. Total cost £400.

    Ps I was trying to clear some working space before bringing out the paperwork but needed some on Monday when my niece was here. I lifted the first file box down (mine as it happened) and it had a chocolate orange and a twin pack of hobnobs inside - I hid them so I didn't eat them until Christmas. later DS2 packed them in one of the food boxes and he doesn't know which one, so I still have Christmas to come. but you can drink my share of the baileys.

    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • MrsCD
    MrsCD Posts: 1,926 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    edited 14 January 2022 at 11:51PM
    Sending millions of (((hugs))) to mothernerd and polly. You both need lots of support at the moment so as I can't be with you in person, I will send virtual hugs instead and keep you in my thoughts and prayers. xx
    2025 Fashion on the ration
    150g sock yarn = 3 coupons
    Lined trousers = 6 coupons ...total 9/66 used
    2 t-shirts = 8 coupons
    Trousers = 6 coupons ... total 23/66
    2 cardigans = 10 coupons
    Sandals = 5 coupons ... total 38/66
    Nightie = 6 coupons
    Sandals = 5 coupons ... total 49/66
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.