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When things hit rock bottom the only answer is to fight the way back up...
Comments
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1st-31st July
Council tax £260 Minimum - £30/£260
OH £175 (asap) - £70/£175
Groceries (4 weeks) £37/£160
Make £5 a day £103.88/£1550 -
Morning, Thank you honeysucklelou. Slowly going the right way!
Also paid
£15 Electric
£10 Gas
£6.25 for next weeks school dinners
£6 Tv license (on time)
Have £15 out for OH bus fare but not sure if he'll collect it.
Just waiting for PA and panelbase to hit the bank then I can pay the £75 I owe to council tax, then I will finally have caught up on both the arrangement and the monthly payments.0 -
You are doing really well in reducing that debt HI. More than 10% paid now in spite of your OH and tax credits reducing.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Well done, Hidden. Hope things take a turn for the better today.Have adventures. laugh a lot and always be kind.0
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Hi Hidden, I think its a great idea to go for the week's trial at the potential new job. If it all works out with care for your youngest it would be brilliant for you to have that control over your income
I'll keep my fingers crossed
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It's only term time, contract 10 hours but will be 24 hours term time.
Not sure how it works out wage wise as when I was last there I didn't take much notice
It would fit in around my kids school other than and 1 week in May where the school holidays are different.
It's walking distance to home and to my kids school should I be needed for them.
Another plus is I already know the staff there and are 'friends' with most because I've already worked there before.0 -
That sounds ideal then!
With all your financial savvy now you would definitely be on top of the wages now
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I have to say Hidden I really like you. Your determination and guts through all this is amazing. You are strong and I can tell your kids are your everything. Big well done and catch up soon xxLet's be happy!!0
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I think that sounds good about the job HI. Hopefully a bit of extra help financially and confidence wise and getting out and keeping busy. You can hopefully then put down roots and feelers for something better paid when your kids are older.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Afternoon HI,
Wow the job sounds ideal, fingers crossed it works out for you xx
Mummytogirls x0
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