When things hit rock bottom the only answer is to fight the way back up...

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19091939596310

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  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    I decided I'm going to go to the trial week at the job. Will make the changes I want to make easier if it all works out!
  • Toni'sfriend
    Toni'sfriend Posts: 4,036 Forumite
    First Anniversary First Post
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    Hidden, I am so glad to hear from you.I have been checking all day to make sure you're ok. Hang on in there, keep positive. You're stronger than you think and you will get there. We're all rooting for you,
    Have adventures. laugh a lot and always be kind.
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,657 Forumite
    First Anniversary Name Dropper First Post
    edited 6 July 2017 at 9:10PM
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    HI I've not really replied much beyond the ironing bit (!) but wanted you to know I'm thinking of you. I was married to someone who is self employed and he would often work but not share his income resulting in me having to improve my job and try to be employed and self-employed in a bid to keep everything paid (and is the main reason for me having ended up with consolidation loans). There were other reasons too as to why we separated but It took me 5 years to get the strength to change the situation. It isn't easy but I know that life now is much better than the life I had been living. No one can tell you what to do or not do but I do understand how hard it is to make any changes and how it's almost futile to do so til you know that it is the right thing for you and the right time. Hope that makes sense.

    On a practical level is there any help you could get from income support or tax credits. Can you get advice from CAB? I'm just concerned for you about next week if your OH only has 1 day of wages...can you make enquiries about what help is available in such circumstances?
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • emmie26
    emmie26 Posts: 500 Forumite
    First Anniversary Combo Breaker
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    Sending hugs, you are doing so well to keep everything ticking over despite the situation, make sure you look after yourself x

    Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
    debt reduced by 32%
    Debt free date: May 2019
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    Thank you, The job is definitely something that makes moving forward easier if it can be fit in around youngest.

    Not sure about benefits tbh, I doubt it, I've only claimed when I was single and quite unwell and going through some treatment. So no idea. We'll manage somehow. I have some money from PA waiting to hit circle and I can manage without a grocery shop next week if needed etc.

    Cashed out £5 Amazon from Swagbucks and £5 Amazon from I-say.
  • Doobop
    Doobop Posts: 212 Forumite
    First Post Combo Breaker First Anniversary
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    A trial at the job sounds great, good to see what it's like and if you enjoy it. What job is it? Just checking - it's not the one where you thought your health would suffer?
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    edited 9 July 2017 at 1:41PM
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    Debt 07/07/17

    Council Tax [STRIKE]£2092.71[/STRIKE] £1785 (£30 paid)
    Fine 1 [STRIKE]£1250[/STRIKE] £1125 (£25 paid)
    Fine 2 [STRIKE]£200[/STRIKE] £50 (£5 paid)
    Aunt £1000
    Mum £340 + [STRIKE]£87[/STRIKE]
    Step Dad £1000
    Friend [STRIKE]£1379[/STRIKE] £1360

    Total [STRIKE]£7348.71[/STRIKE] £6660 (£688.71 paid)


    Rent arrears [STRIKE]£3381.28[/STRIKE] £3065 (£316.28 paid)

    Debt + Rent [STRIKE]£10722.99[/STRIKE] £9725 (£997.99 paid)
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    Surveys 07/07/2017
    Yougov 475 points. alot of points needed for £50 cash out.
    PanelBase £2.80 .. £7.20 needed to cash out
    Populus 32 points .. 18 needed to cash out
    Onepoll.. £16.05 ... £23.95 needed to cash out
    Answerpoints 125 points ... 500 points needed for £5 amazon
    Pureprofile £9.50
    I-say 15 points ..
    My survey 0 points .. 575 needed to cash out
    Valued Opinions £1.75 ...

    Prolific £4.60 available £24.30 pending


    So far for July cashed out
    £15 Panel base
    £5 Amazon Swagbucks (Received)
    £5 Amazon I-say (Received)
    £5 Amazon Swagbucks
    £73.88 PA
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,657 Forumite
    First Anniversary Name Dropper First Post
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    Well done HI. Those figures are reducing...you're doing really well.
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,657 Forumite
    First Anniversary Name Dropper First Post
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    Amazing how the surveys mount up...impressive & well done.
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
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