📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

When things hit rock bottom the only answer is to fight the way back up...

16061636566310

Comments

  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Oh dear. I'm sure you'll sort it out - you always do. Have a good scream - I always find that helps.
    Have adventures. laugh a lot and always be kind.
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    He has lost his bonus and spent out of last weeks wages.
    He's only come 'clean' now because he knows I'll see tomorrow on the tax account what his wage will be.

    It's just so selfish! considering he's already got us struggling to find over £200 over the next 2 weeks on things he owes out :(

    I feel like one step forward and 10 back!

    He doesn't know I have the money coming from surveys but what if I didn't have that? :mad:
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I am so sorry, Hidden. Words fail me. I just don't know what to say.
    Have adventures. laugh a lot and always be kind.
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    I can think of lots of names to call your OH right now :mad::mad::mad: but it won't help you any
    You'll manage, as you always do...
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Honestly I don't even post half of what he actually spends on here. He has at least £20 a day. That isn't even in the budget. If he doesn't have the £20 he runs up the debt until payday/the following payday and so on.

    So every single week he's behind, so much so he owes to one over £400. Along side the £200+ I need to find in the next 2 weeks before things escalate to worse!

    Times like today makes me question why I even bother!
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    What on earth does he spend all that money on? And if he owes someone £400 why do they keep lending him more? Sorry, it's just a mystery to me. Hope you're OK.
    Have adventures. laugh a lot and always be kind.
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Honestly I don't even post half of what he actually spends on here. He has at least £20 a day. That isn't even in the budget. If he doesn't have the £20 he runs up the debt until payday/the following payday and so on.

    So every single week he's behind, so much so he owes to one over £400. Along side the £200+ I need to find in the next 2 weeks before things escalate to worse!

    Times like today makes me question why I even bother!

    I won't comment on what I think of him but this bit in bold stood out for me - is he borrowing from a loan shark as I can't imagine owing a friend would escalate to worse....,

    I'm assuming £20 is a pack of fags (£8) plus food and drink throughout the day???
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Oh no he still spends on fags £9.40 for 20 and his lunches 'I' pay for out the budget, £15 dinners, £15 bus pass :mad:

    Anyway nothing can be done about it now, he's done it again

    I've fed and bathed the kids, they are happily in bed now, and I'm going to join them :)
  • emmie26
    emmie26 Posts: 500 Forumite
    Part of the Furniture Combo Breaker
    Oh no, what a flipping pain, hope you feel better after a good nights sleep. I wonder what would happen if you left him to budget everything, I'd like to think he would be more careful but I don't think that would be the case, I think you would be bankrupt.
    Thank god you are on the ball, we all have faith that somehow you will manage to pay your debts, feed your kids and basically keep juggling all the balls.

    Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
    debt reduced by 32%
    Debt free date: May 2019
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Well he's home, he's also broke his phone and lost this weeks bonus and its only Monday, so no doubt next weeks wage will be just as **** as this week because he'll think oh I've lost my bonus anyway and be lazy!

    I can't sleep so up doing some jobs and just having a cuppa.

    £10 from Panelbase has hit my bank. £80 is available on PA and nearly £50 pending. I was trying to wait to £100 to cash out but might just cash out the £80 now and pay the council tax as soon as it clears and let it build up again ready for next months Council tax? Unsure though.

    Need to take DS for his haircut this week, and if the hot weather is going to stay around I need a t-shirt, I cannot cope in a sweater in this weather. I was dying on the school run this afternoon and I'm sure I looked just as stupid as I felt.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.