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When things hit rock bottom the only answer is to fight the way back up...
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November goals
Money
£100 to council tax - £/£100
£100 Groceries - £/£100
£200 to other debt £310/£200
Extra income £50* Done
Extra £75
Money outstanding to Mum now [STRIKE]£575[/STRIKE] £275
Aim to pay £75 - £300/£75
Plans
Two bigger smalls to get 100% attendanceWell that's a fail not even a week into November
[STRIKE]Post Nephews Birthday card[/STRIKE]
DD School trip
DS School trip
Parents evening Need to rearrange I missed as was sick
List of things I need to sort in October.
DD's clothes - just tights
Youngest - leggings and socks
School trip £6
School trip £3
BIL Birthday card
Buy Christmas Jumpers x 3
Unbudgeted spends
Need to post some money to someone
Need to post School photos
Will add the debt from this week onto November.
It's definitely likely to rise tomorrow £££Follow up on 16th will know more then.
This will grow as the appointments come in for the month.
Must squeeze in my own appointment and chase a referral I've been waiting too long for.0 -
Hi Hidden
Sounds as though your household is returning to better health.
Have you managed to sort your referral and appointment? I am just worried you will put yourself at the end of the list again.
Nag over.
Did the children manage the scrapbook whilst on holiday?
Take care honey
PaulineDon't get it perfect - Get it goingBetter Than Before0 -
Things are fitting back into place, slowly. Still struggling with thoughts and things :cool: seems to be lingering longer than I'd like this time.
I haven't chased the referral or made myself an appointment yetI keep forgetting. I will get round to it though. It's still on my list.
The kids did make a scrapbook, it's brilliant and thank you so much for the idea. We've decided to do one over Xmas too and are cutting Xmas related things out of all the junk mail and leaflets that we find so they can reuse/make pictures from them.
Thank you x0 -
I'm glad you and the children enjoyed doing the scrapbook. I think it helps to build imagination as well as time consuming. Doing the Christmas one could be a good way to run up to the big day itself.
It's also a great way of keeping them away from screens too. There's lots of ideas of activities. You mentioned doing an activity a day?
We will keep on reminding you about the appointments etc. You need people on your side and we are it.
PaulineDon't get it perfect - Get it goingBetter Than Before0 -
Yeah we have a activity a day through December, Most are just simple free things
Make christmas cards/make gingerbread houses/make christmas decorations etc along with one or two that involve going out like visit santa (free). We also have a few things on over December I've agreed to helping at, charity events and similar. So I think we will take pictures while doing activities/when things are made and use these in the scrapbook.
I don't want to have to spend but also want to keep it fun for the smalls0 -
And... I have actually started Xmas shopping :eek:
Cashed out £20 of Mr T vouchers on VO. Purchased DS more school shoes :cool: This is becoming a monthly thing! Going to start charging him :rotfl: Along with school tights for DD and school t-shirts for youngest. £21.50 - £20 voucher = £1.50 spend
Used some Amazon vouchers for Two playdough sets for youngest on offerZero from bank
Cashed out £10 Prepaid card on I-say - Use on Cla!res with voucher code and offer and got DD 2 beauty sets for £11.50 del - £10 card = £1.50 SpendThese aren't on her Xmas want list,
might but a side for her birthday but couldn't pass on £28 worth for £1.50
All for £3 spend out the bank0 -
Brilliant savvy purchases there HI :money: xxMummytogirls x0
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So pleased you're all feeling better and that you are almost back to normal with the lists and stuff - good sign xx
I've started my Christmas shopping too, ideally want it all done by end November.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I don't usually shop until the very last minute as what I actually buy is a really small list
But because there's only me this year and everyone else is away now I think I might get a few 'extras' from vouchers if I canNothing over board but a few small things maybe. I don't know yet
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I got my timing wrong when I had DS just before Christmas (20th) and DD beginning of January. So has always been a doubly expensive time for me. However, not got that many presents to buy compared to most people. I've given up on buying extras food wise as no one eats them. It's nice to have something a bit different as a treat though.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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