We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
When things hit rock bottom the only answer is to fight the way back up...
Comments
-
Hate to say it but it was like summer here today, really warm and sunny.
I've learned through past experience that it's best to take it one day at a time. If I can go to bed and say today was ok then all is well. Tomorrow is another day.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I agree it was cold here this morning HI but it did brighten up mid morning. Autumn on its way up North tho :rotfl: xxMummytogirls x0
-
Youngest was so confused by the fog! She's never been out in it before! She wasn't happy it made her knees cold :rotfl:
I don't think we will hold out on having no heating on if that's how it plans on stayingI've been so tempted to turn the thermostat up a little
I'm happy with hot water bottles for now and the kids are warm while in their bedrooms. It's coming down in a morning at 5am when it hits :rotfl:
Going to have to countdown to when it starts warming up again.
Have upped youngests steroids a little in the hope it keeps her going good. We are back at her respiratory team on Monday and I've heard down the line they agree we should keep the med mix as it is until winter's overWill have to wait until Monday to confirm but will be happy they have seen sense that now is possibly the worst time to try and mess with things. The weathers changing and all the new germs at school!
We are two staff down in work this week and no cover in place. That along with the two who hate each other makes the air awkward to say the least.0 -
Great news on littlest's meds Hidden - it did seem a rather mad idea to mess with things just when she was vulnerable to all sorts!
As for 5am :eek: not surprised it's a bit nippy - do you really need to get up that early or is it just when you wake? If the latter can you just stay in bed with a book for an hour rather than feeling you have to get up? Even allowing for having to get the smalls ready for school that does seem awful early to be getting up!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
5am allows me to shower and have a cuppa in peace, do the cleaning without smalls under feet :rotfl:
Tomorrow is non-uniform day. Outfits sorted, ironed and ready for morning. Not exactly to what we had planned, but no way I'm spending money on it
Need to get milk tomorrow, we should manage tonight. Probably some juice too unless they take water in school lunches :cool: Will speak to them.
Loads of casserole to portion off and freeze, it went down well though! Considering the weather is so miserable! Chilli will be going in the slowcooker for tomorrow.
I really need to get on eBay for a bundle of clothes for the girls! I tried at least 10 items on between them earlier and none fit! I was in a bit of a panicBut I will sort it. They need to slow down with the growing
Youngest came home with a letter from school, they now need an all in one puddle suit, hat, gloves and spare socks. Forest school commences in 2 weeks and will be every Monday! She will love this.
Nothing much else to report, still surveying as much as possible, have another Focus group in October should get £50 for this.
Have wrote Christmas plans and will switch surveys onto this after half term.0 -
Hi Hidden
Thanks for stopping over today, forest school sounds lovely for your little one!
Have a good night
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
I don't know what forest school is but it sounds amazing, I want to go :rotfl:.
You're so organised HI, I don't know how you do it!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Alot of years and failing has led to this organised :rotfl: Still a long way of where I'd like to be
Think I need 40 hours in a day to achieve what I want
Thank you for stopping in
Hey Bob lovely to 'hear' from you x0 -
Hi Hidden, all sounding good your end. :beer:
Your meal planning always makes me give myself a kick, as it really is helpful when watching the food budget & making sure things are used and not binned or thrown into the freezer & forgotten about.I'm really needing to do this now as SMP has reduced my wage by two thirds. :eek:
I agree with the others, forest school sounds like great fun.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
Well done on focus group
xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards