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When things hit rock bottom the only answer is to fight the way back up...

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  • charlies_tribe
    charlies_tribe Posts: 1,612 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I cannot wait to go away in October! I confess I tried to get a few days at the caravan over the summer holidays but I think it's pretty much booked for 90% of them and don't want to gate crash the weekends they are spending there :( Hopefully mum will offer :p :rotfl: If not October half term is booked in for me and the kids for 8 nights. Youngest keeps asking if its 'tomorrow' we go on holiday :rotfl:

    I'm off in 2 weeks, for 2 weeks. DH couldn't get the holidays but i'm still tempted to book a mon-fri holiday. I know it's a cost but I cant help wanting to go away. If your mum does offer, snap up the offer, you deserve it (or just ask if it's free for a couple of nights and they might ask you to tag along).
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    db2016 wrote: »
    no problem, i knew i was a couple of pages behind in reading but just wanted to dive in and let you know asap!
    Theres definitely a guide on the main MSE site, but i've used that one for years. i think you can also download app to your phone and you have the "free or better priced" number there to click and it should ring that up direct from the app so not even any dialling needed.

    agree with what everyone says, the system is their to help and whilst you've done amazing on surveys etc, they should be "extra" income, not the ones to sustain rent. i recently found out i was entitled to housing help, and as soon as i told them i was using DLA to pay rent currently, they even said themselves "DLA is for costs arising from disabilities, not for housing, we have extra help for that" and now i am a lot better off, and will be starting a small emergency fund.

    and having had to go from a lifetime "award" of dla to pip, i lost a fair bit (nothing changed in me medically, but they deem me less disabled, but hey the rebranding excercise / government money saving is a rant for another day lol)

    and also depending on hours you WILL be working (note not currently!) theres rules on how many your allowed before benefits affected, and speaking from myself, the rules are less tight if you have disabilities or care for someone with, or kids, so you may get a wage and not see as much of a reduction in any benefits when you do work vs someone who didnt have kids or other needs etc.

    oh and you spurred me to join PA survey site, in 4 days ish im just under £5, but i havent been "eligible" for a survey for the past 2 days so maybe i don't "fit" lol. not bad for less than an hours work,

    Thank you for your help, all help is appreciated.

    PA is usually quite on a weekend, I hardly see a study on a sat/sun unless its one I'm already on. Plus its the end of term so a little quieter too. It will pick up again I'm sure ;)
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Surprise surprise :rotfl:

    House lovely and clean :D it makes me happy knowing it's done including the extra bits like windows and skirtings etc.

    Curry in the slow cooker pot so just need to lift it out the fridge in the morning and turn it on. Sorted the bag to take to my sister's and filled the drinks bottles etc. Determined not to spend.

    Now I'm gonna have a quick shower then read for a bit in bed. Hoping I drop off before 3am! Youngest seems to be our alarm clock at 6am despite when I need her to be up she refuses to get out of bed :cool:
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Hope you all have a lovely day, Hidden, Have a bit of rest.
    Have adventures. laugh a lot and always be kind.
  • Have a lovely day today x
  • Have a great day.x.
  • Hidden, I don't know where you get your energy. :D

    Hope you have a lovely day today. x
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
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    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Thank you we are out and at my sisters, kids are watching a movie with popcorn and treats. They have some games to play and some stuff to keep them busy, they just want to sit and watch movies with her partner to be honest :rotfl:

    The curry is in the slowcooker and I have a letter I need to reply too but nothing much else, I'm tired :o def feeling it! So just having a coffee and 10 mins to myself

    Hope everyone has a good day x
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Have a great day missus.
    Your sleep pattern will return to whatever is normal for you once things have settled for you to relax again.
    So, please, chill ok? You've got this and then some :D
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Returned the favour and read your whole diary............and what a difference in the person you are now to the person you were at the start of the diary......keep it up :T

    Hopefully you won't wait to open long for the income support claim coming through xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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