CSA Attachment of earnings, bye bye job!

astonsmummy

And you still havent said what YOU have done to try and get the arreers payment reduced
Have you contacted the CAB, a solicitor?

Mr_Green_Genes

roywest wrote: »

Everybody is saying my figures are wrong.

I'm not saying my tax and NI are £700-£800 PM, I'm saying that these are the deductions the Government are making from me as a WORKING man!

What I'm saying is that from a GROSS Income, after Tax, NI and CSA AND Arrears, I am left with an impossible amount to live on.

My GROSS is £1700

My Csa (deducted from my wages) is £230 (which I can afford)
My tax is £390 (which I can afford)
My NI is £150 (which I can afford)
My Arrears (deducted from my wages) are £450 (which pushes me into an inability to support myself)

...

I really find it so hard to understand what it is you lot don't get about that?????

This is the problem.

Taken from your own post (#15 on this thread):-

Simply I'm saying that as of last week I was paying Maintenance AND contributing Tax to the government.

£230 was going to the CSA
£700-800 was going to the exchequer in Tax and NI

So there you have it - the reason we all took your tax and NI bill to be £700 - £800 IS BECAUSE YOU TOLD US IT WAS!!!

daisy_doughnut_2

we do all get the point
you dont want to take any advice given

as already pointed out you cant have 2 doe by the same people even though one is now a debt collector its still the csa when it exceeds 40% of your wage which by the figures you have given would be around 500 pm maybe the collectors dont know the csa are also taking?!?!

did you recieve letters from csa?
did you reply to these letters?
did you try to reach a compromise?
did you receive letters from the debt collectors?
did you reply to them?

did you recieve any letters threatening court and a possible doe?
did you act upon these letters?

have you rang the csa ATALL?
have you rang cab?
have you contacted the mp?

i have a feeling that your about to say no to all if you do then you need to stop winging about your prob an do something like listen to what people are saying an before you say i dont get the point i do an it isnt fair on what there taking an if i was in your shoes and ide tried all advice given an still couldnt change the outcome i would be concidering giving up work and being a bum to but you cant complain when its looking obvious you created this situation but its not totaly to late to do something about it maybe if you put all your enery into finding a realistic solution rather than in to posting on here you may get somewhere now come back tomorrow with some possative news like i made some calls an am now in the process of sorting this out

Cozworth806

Sorry but I haven't gone through the 5 pages of this thread in full but Legal and Trade should not have put a DEO on you while the CSA already had a DEO in place.
As far as I can remember there was something setup so employers wouldn't have both DEO's collected for two parts of the same thing, and it begs the question why the CSA didn't just increase the 1st DEO to a higher amount in the first place.
You have to be left with either your exempt income figure (old rules) or 60% of your net income (new rules) so check that has also been done correctly.

owensmum75

My partner has just had a phone call from the CSA demanding £1600 in arrears for his daughter. Now when he got divorced his ex made said she didn't want any money from him at any point. Apparently she changed her mind and put the CSA in motion. They claim to have sent letters to him over the last three years but we've had nothing. They've now decided that they're going to take £300 a month from his £900 a month wages. Now we have no problem with contributing towards his daughter but it's the way the CSA go about it. We have a two year old son but because we didn't tell them about the change of circumstances they won't include him into the allowance. WE DIDN'T KNOW SHE'D SET THE CSA ON HIM!!!!!! Otherwise we would have told them everything they need to know. They work to their own set of ethics and have a very blinkered view of how people can live. The woman he was unfortunate enough to speak repeated the phrase "How are you going to pay?" 7 times in the same conversation. They're a bunch of blood sucking w ankers and I would love to know how they can sleep at night knowing that they are bankrupting people and even contributing to serious depression and even in extreme cases, suicide. I don't care how good the wages are I couldn't work for them. I have a conscience.

RoxieW

as far as i can gather, roy was including csa payments in the tax figure of £800.
sorry but i dont think you'll get much sympathy about having to pay tax and NI - most people pay it. The £600 taken from my hubbys wage (plus half of any o/t or bonus) makes me sick but its a necessary evil that everyone has to put up with. its got nothing to do with csa payments for your children.
whilst i agree that the situation you have described is unlivable, you are seeming to imply that this is of your own making through non-payment, non-cooperation. this is why people have so little sympathy for you.
get professional advice but going on benefits will not be the answer. as a single man you'll have a paltry amount to live on and you'll be depriving your kids not only of material security but also visits as you wont be able to afford the trips - also day trips, holidays and opportunities to spend quality time with you. do you want your ex to struggle, your kids to struggle and to know that you didn't contribute to their upbringing?
also, you dont say how much the arrears are in total but the repayment situation must not be permanent? unless you haven't paid for years and have thousands racked up then could you not get an extra job/sell something/get a loan that you can pay back at a more reasonable amount, to clear these arrears? planning on living a miserable existence on benefits to escape your responsibilities while your kids need you is cowardly and foolish.

mute_posting

I think one of the points that OP is trying to make (which has been grasped by some but not by others) is that paying Tax and NI is a GOOD thing in the sense that he is contibuting to society... I think half the people have assumed he is complaining when he says he's paid CSA AND Tax/NI.

His point is (I think) if the DEO was amore reasonable ammount, it would be a win-win situation, thus:

1) PWC gets paid by the CSA's DEO
2) Society gets paid though his TAX/NI
3) Arrears are paid off through 3rd Party DEO

However....

By effectively charging him out of his job by leaving him less income than required to even pay his rent, his only option is to loose his job in some way (26 weeks yada yada) and the end result is :

1) PWC gets a drop in support (which surprise surprise is a bad thing for the kids)
2) OP become a net liability to society as society is now paying him
3) arrears aren't being paid off at all

kelloggs36

And by packing in his job deliberatley he lands himself in the poo by not being able to support himself OR his children due to his choice and the CSA won't reduce his liability due to him leaving his job. Not a good decision all round.

stressed_eric_4

owensmum75, i think you should start a new thread for your query there are plenty on here who can give good advice (kellogs, mr gg and nacsa to name a few). i would suggest you get your dpa files and see what address these forms have been sent to, if you can prove they sent them to the wrong address then thats a start, and may be you could argue that they should only be going from the first date they contacted you at the correct address. but as i say there are a lot more on here that know the inns/outs of csa.

good luck (you could always check the nacsa website as well - they're impartial but very knowledgable)

stressed_eric_4

should also have said that there are many at the csa whose "hands are tied" by buerocracy (spelt wrongly i know, my brains not at its best at this time of night!!!!!), that think some aspects of it are wrong, but i am a fair believer as well in that how you treat someone is how you wanted to be treated, and as much as i despise the csa (agency) i have not let this spill over to the staff, and as such i have always found them to be pleasant, even though i havent agreed by some of their actions, its law - 13 week loophole, ctc etc