CSA Attachment of earnings, bye bye job!

roywest

Just another point, although I didn't want to have to make it, is that I begged and pleaded at the time to my ex-wife that we should stay together for the sake of our kids 8 years ago.

I was the one who wanted to work things out.

Having said that, my ex Wife is the best Mother any 2 children could ever hope to have and I salute her and think she's fantastic despite our differences.

I won't have a bad word said against her and she has been brilliant. She takes them trampolining, extra curricular studies and events and I wish I had half her energy!

roywest

Daisy, my Tax and NI is £800 because my GROSS wage is around £1700-£1800 ish per month

rosysparkle

roywest wrote: »

Daisy, my Tax and NI is £800 because my GROSS wage is around £1700-£1800 ish per month

If your gross wage is £1800 you should be paying approximately £278 in tax and £150 in NI (total deductions £438), leaving you with around £1372 per month. Are you absolutely sure your employers are calculating your tax correctly?

kelloggs36

The CSA do NOT SELL the debt on. If the debt collectors are unable to get anywhere it is returned to the CSA to take alternative, enforcement action. This debt isn't sold, it is just passed on to free up time so that the CSA can deal with cases which cannot be dealt with in this way.

WHat negotiations have you undertaken with the debt company to get the amount reduced? Perhaps they have made a mistake in taking more than the max allowed - perhaps they are mistakingly taking the 40% not realising that you are paying the ongoing amount? Have you tried to speak to them? What was the outcome? Have you been to your MP?

roywest

I should have made clear that the sum included my child support! Basically my input to the treasury!

kelloggs36

Sorry Roy mate but your figures don't add up. If your GROSS income is 1800 per month, then you will NOT be paying 800 in Tax and National Insurancen that gross income, your National Insurance per month is about 147. What is your tax code?

roywest

Kellogg, I am not a debt or law expert.

If the CSA are taking money from me, I expect them or their agencies to work within the law and not to overburden me with overpayment!

It is for the CSA and their partners to ensure that they do not put their victims under hardship.

It is not for me to beg the CSA to treat me fairly, I expect them and their agencies to treat me fairly!

If they have used an outside company to extract arrears from me, the least they can do is to liaise with their paymasters and treat me in a fair way.

The CSA is a bankrupt organisation which is staffed by morons and run by idiots.

To expect them to do the job properly is laughable.

Csa, do YOUR JOB. I'm not an expert, all I know is that the CSA have now caused a hard working man to become a benefits claimant by sheer incompetence!

The CSA have now added to the unemployment statistic, deprived my children of my contribution and lost the Government my tax and NI contributions.

Well done !!:T

Sugarcubed

As someone who has recently just got involved with the CSA (because of my partner), they are the most unreasonable and non understanding people I have ever had the misfortune of coming across

Sorry roy, I know that is nothing to do with your original post - Just wanted to add in some thoughts.

dobbie82

Things dont have to be through the csa, you give then 200-odd quid a month but your ex doesnt get that, she would get whats left after csa's admin fees etc are deducted.

could you not make a private arrangement? so much easier if you are on good terms. we just pay direct to her through the bank. she's happy, we are happy, kids are happy.

I just had a baby recently so all my husband had to do was ring his ex to ask to defer his payment for a few weeks as he was off work (unpaid as no holidays to take) then we paid extra this month.

CSA payments are daft, they want up to 25% of income, for 3 kids I think they wanted something daft like £60 a week when take home pay was well under 300, (hubby had to work 7 days a week to earn that)our rent was 125, and we had a child of our own and i wasnt working but apparently i was not entitled to benefits whereas his ex and her husband sit at home on full benefits while we struggled to live!!

Mr_Green_Genes

dobbie82 wrote: »

Things dont have to be through the csa, you give then 200-odd quid a month but your ex doesnt get that, she would get whats left after csa's admin fees etc are deducted.

This is not the case at all. They DO NOT deduct any admin. fees (or any other kind of levy) from what the NRP pays. 100% goes to the PWC.

Mind you, I didn't say when that happened. History is littered with examples of where the NRP pays, the PWC gets nothing and the NRP then gets accused of not paying. The reality is that the CSA frequently hangs onto the money because it is an incompetent morally bankrupt organisation, but that's a different story.

PS I can't get roywest's numbers to add up either. My earnings are a lot more and my tax bill is a lot less. Is it an emergency tax code?