CSA Attachment of earnings, bye bye job!

taxi97w

For those who think they should leave work and go on benefits, may I suggest you get your doc to sign you off sick with depression. Then leave work because of depression, then claim incapacity benefit.

Runs for cover.

Sensemaya

tigtag02 wrote: »

Have you even read this thread?
Of course I am aware they dont have to but if you read what the OP actual problem is he has 2 AOE's, one from the CSA and one from a 3rd party DCA!!

Of course I have read the entire thread.There is no need to be so patronising.

Thanks to Stripe for backing me up.

stripe_2

Sensemaya wrote: »

Of course I have read the entire thread.There is no need to be so patronising.

Thanks to Stripe for backing me up.

I think the dca deo is for arrears and the csa deo is for reg maintence. Chances he has alot of arrears and the fact that the nrp wont talk about how he got the arrears leads me to think he does have a large amount of arrears.

daisy_doughnut_2

tigtag - i was trying to explain everthing you said but yours sounded better..lol

a third party that has been passed on a debt CAN NOT just do a doe with out going to court or trying to reach an affordable amount first

roy from what you continue to post you are seeing to have ignored requests from the csa and the third party an also are either on the wrong tax code or are fibbing about your income so if you bury your head in the sand you have to expect it to come back an bite pretty hard which it has done so there for you are now on an unlivable income which you helped make an now refuse to try and seek advice over

nothing of your orriginal post makes sence any more maybe you are a troll

tigtag02

Sensemaya wrote: »

Of course I have read the entire thread.There is no need to be so patronising.

Thanks to Stripe for backing me up.

I was patronsing because you we're missing the point? Why point out that the csa dont have to appoint a 3rd party when its quite clear that they have Your posts directed at me were spoiling for a row and......

Anyhoo, I'm starting to think its all academic and that Daisy is right :rolleyes: :rolleyes:

Why do we always feed 'em

Sensemaya

tigtag02 wrote: »

I was patronsing because you we're missing the point? Why point out that the csa dont have to appoint a 3rd party when its quite clear that they have Your posts directed at me were spoiling for a row and......

Anyhoo, I'm starting to think its all academic and that Daisy is right :rolleyes: :rolleyes:

Why do we always feed 'em

I don't do rows with people, but at least you have admitted your post was patronising. End of subject.

Anyway, unless Roy has been busy today, it appears he is not replying since discussion of his tax and NI has been brought up.

Perhaps it was another troll post, perhaps not.:rolleyes:

kelloggs36

roywest wrote: »

Kellogg, I am not a debt or law expert.

If the CSA are taking money from me, I expect them or their agencies to work within the law and not to overburden me with overpayment!

It is for the CSA and their partners to ensure that they do not put their victims under hardship.

It is not for me to beg the CSA to treat me fairly, I expect them and their agencies to treat me fairly!

If they have used an outside company to extract arrears from me, the least they can do is to liaise with their paymasters and treat me in a fair way.

The CSA is a bankrupt organisation which is staffed by morons and run by idiots.

To expect them to do the job properly is laughable.

Csa, do YOUR JOB. I'm not an expert, all I know is that the CSA have now caused a hard working man to become a benefits claimant by sheer incompetence!

The CSA have now added to the unemployment statistic, deprived my children of my contribution and lost the Government my tax and NI contributions.

Well done !!:T

And? I advised that you are not being asked to pay 800 pounds per month in tax and national insurance as you say you are, on the income that you say you earn. I asked what your tax code is to verfiy how you are paying such vast sums on your quoted income. You have not answered those questions. This leads me to believe that you are not telling the truth here. If you are paying what you say you are in tax and NI then you have lied about your income per month - other posters have also pointed this out.

As for the CSA nobody denies that they make mistakes, however they do try and negotiate with NRPs first (even if it is a bit half hearted) and you have not answered the questions put to you regarding what action YOU have taken to try and sort this out with them. Also, it has been pointed out that the DCA would also try and come to arrangement with you but have put on a DEO which would indicate that you have not complied or tried to reach an agreement. I don't think that you have been completely honest here.

fanta_orange

There is a simple answer to this. The CSA and the Debt Company cannot both take an attachment of earnings order at the same time. It should be one or the other, you can only have 40% of your net income taken. Obviously there has been an error here

Calm down, ring them and explain it, they will stop one of the attachments and you can keep your job.

roywest

Everybody is saying my figures are wrong.

I'm not saying my tax and NI are £700-£800 PM, I'm saying that these are the deductions the Government are making from me as a WORKING man!

What I'm saying is that from a GROSS Income, after Tax, NI and CSA AND Arrears, I am left with an impossible amount to live on.

My GROSS is £1700

My Csa (deducted from my wages) is £230 (which I can afford)
My tax is £390 (which I can afford)
My NI is £150 (which I can afford)
My Arrears (deducted from my wages) are £450 (which pushes me into an inability to support myself)

So, For 50 Hours of work, I receive a wageslip showing that £480 has been paid into my bank account to live on - for a Month!

So Multiply that monthly by 12 then divide by 52 to get an average weekly income

So, maybe I did get it wrong. I get the princely income of - not a paltry £97 per week but a wonderful £110 per week!

But thats with no benefits paid, no tax credits to me, no nothing.

That £110 is supposed to cover all of my outgoings. Rent, food, travel, Council Tax etc! At 50 hrs per week thats £2.20 Per Hour.

So, what's better? Me as a taxpayer, contributor of CSA to my kids OR me as a benefits recipient?

I think you are all missing the point by a long way!

The point is that by effectively making me unable to support myself, albeit at a basic level, I become a burden rather than a contributor!

I'd rather be a taxpayer, worker, contributor and somebody with a quality of life, but the excessive demand of £450 from a debt-collector who have just 'dipped into' my wages have simply pushed my ability to support myself into a negative figure.

I really find it so hard to understand what it is you lot don't get about that?????

Sola

Probably your unwillingness to explain how the arrears built up so much and why the debt collector got involved - £230 child maintenance out of a gross £1700 isn't unreasonable. As it stands, it looks very much as if the situation is of your making; it's your choice whether or not to explain, but we can only go by what you actually post.