CSA Attachment of earnings, bye bye job!

liney

Own up then - how much are the arrears and how many sleepless nights did you have about your Ex's 'financial hardship' when you weren't paying her?

An option, no one has suggested. Can you not get a loan with a lower monthly repayment than the monthly arrears figure they are asking of you, pay the lot off and start afresh? Or is the figure obscene...

alison1963

If your income is low, too low to pay rent, council tax, etc. - and until you hopefully sort out your CSA woes - there is always Housing and Council Tax benefit, as this is not just for those unemployed but also people on low income.

If you make yourself unemployed you won't get 'dole' money straight away, and the CSA will not 'make up' the payments to your ex, as they only pay what they receive - so if there's no money from the non-resident parent, then there's none to the resident one. If your ex is on income support, she'll only be receiving £10 a week from the CSA anyway, no matter how much you pay the CSA (to go up to £20p.w. in October), which has always been a laughable situation to me as it encourages nrp' s not to pay.

Whatever the reasons for the current arrears, etc. you should be entitled to Housing and C.T. Benefit, as you are beneath the minimum income to pay all of these in full.

SuziQ

Alison this thread was from last October so I expect the OP is well past all that!
Would have been nice to find out what happened (feeling nosy tonight!)

I notice he never came back on after this thread though.
I do wonder why his ex couldn't have given him some of the arrears back to live on after she recieved it (unless of course there was more to this and she had been on benefits,so that the money was going to the govt.)

purpleplumb

Roy,

I am with you on this.... My ex wife has done nothing than bring me down to the gutters and to add CSA stupid amounts.

At present I am still paying the mortgage on her house, 15 months after I left, £850.00 per month and CSA are still forcing me to pay her an extra £450.00 per month, I argued and chanllenged this and they would not have it. I have a thread going on what she has done etc...

I am now being forced to go Bankrupt due to the massive debts she did behind my back, I don't have the money to live on now with my new wife, things are hard and very difficult at the moment. But guess what, once I am declared bankrupt the Ex still gets her money...!!!! Even though I don't have it and will never be able to get a mortgage, finance again because of her.... Why should I still be paying CSA once I am forced to go bankrupt!?!

I fully understand where you're coming from.

I hardly see me kids, they are being used as a weapon all the time by her, communications only through solicitors.

Good Luck.

3onitsway

roywest wrote: »

Just another point, although I didn't want to have to make it, is that I begged and pleaded at the time to my ex-wife that we should stay together for the sake of our kids 8 years ago.

I was the one who wanted to work things out.

Having said that, my ex Wife is the best Mother any 2 children could ever hope to have and I salute her and think she's fantastic despite our differences.

I won't have a bad word said against her and she has been brilliant. She takes them trampolining, extra curricular studies and events and I wish I had half her energy!

Is your ex working or on IS?

I you and ex get on, and she's not on IS, could you not explain the situation to her, and that you've got no choice than to leave your job, then she'll only be getting £5 a week.
Then come to a private agreement between yourselves, ie; you pay her the 230 a month direct, she cancels the CSA claim and the arrears can be suspended (unless they're due to the Secretary of State).

Its what we did, ex was in the same situation - although it was through his own stupidity.

CSA were taking £30 weekly for current maintenance, then debt collectors wanted £70 a week for arrears as he'd been trying to avoid CSA (and kids) for 5 years.

He phoned me to tell me he was leaving his job as it wasn't worth him working. So I agreed to call off the CSA and he'd pay me direct £30 a week. I phoned CSA and told them we'd gone to direct pay and asked for them to suspend the arrears.

It seems to be working for us, as he knows if he f$$ks up again, CSA will be back onto him.

SuziQ

Guys, Roys post is a very old one resurrected by another member yesterday-he never came on again (not in this guise anyway) so this subject is rather dead and buried now!

trogen3

Hi I understand your point they should take it back at a more resonable amount. I an ex wife my son is 21 and we get £16 amonth off arrears owed it only started last year I have been divorced for 19 years. Why dont you try the cab or contact your MP they can be very helpfull good luck hope you dont have to give your job up!

ASH27_2

Hi all ,
I am new on here and this is my first post.

Im in the same boat as you but the only difference is i dont get on with my ex.
i have been devorced from her for nearly 14 years and she still gives me hell when it comes towards my 2 girls.
One is 16 and the other one is 14.


I have just got a DEO of 104 pound( sorry pound sign not on key board) which incudes arrears of nearly 2500 , and this is from Febuary.

Last year i split up with my second wife, but we didnt have any kids together and before the split i had made an arrangement with my ex to pay 240 a month.

But due to financial circumstances i was not able to pay my ex on time and some time not at all because i had no money left.
She then contatcted the CSA again and as she had closed the old account i was then put on the new system which i find TOTALLY UNFAIR.

They take 20% of your net income after tax and NI , and thats it.
When the calculation was worked out my net was on average 403 a week, to earn this i have to do 70 hours every week, which is toltally impossible,

Im a lorry driver and my hours are now down from on average 65 a week down to 50 - 55 a week some weeks down to a basic 48 hour week , because of my job my hours are different every week.

This week and a couple before i have taken home 247 pounds, out of this i pay the folowing :

RENT .............................120 pw
PETROL........................... 40 pw
FOOD ETC....................... 70 pw
PHONE TOPUP..................20pw

My new partner works but she only brings 700 a month which pays for the dd : electric, water, council tax, etc we have to use some of my money to put into her bank so nothing is returned.

I see my youngest at least 2 - 3 times a week, some time she stays some times she dont.
Last week she stayed for 6 nights, but because of DEO i still had to pay her mum, I still had to feed her and pick her up from various places, which meant more petrol and more food, but her mum never offered me some money for having her with us.

We cant afford to take her out or buy her anything, we live in a one bedroom house so when she comes and stays she has to sleep on a reclining chair.the council wont give us a place cause were not a priority, my eldest stays with here boyfriend most of the week, but i still have to pay for here,

Im not refusing to pay, after all they are my kids but surely the amounts the CSA say u can live on are rediculas . my protected earnings are 247 ponds.

sorry this is a long post, this has been brewing up for years and has come to a head , as my ex is now working fulltime her new husband works full time, they go on holiday and go out for days and here i am struggling to make ends meet with my new partner who also has two boys but they are older and still live with there father and still expected to live and pick my daughters up and take them out and buy them things with no money and NO HELP from anyone,

Us who just live as a couple with no kids from new relationships dont get any help what so ever but still have to pay towards our children but PWC get everything.
Something is not right about that.

sorry if post has affended anybody but i needed to get that of my chest.
The CSA should go after all the parents who DONT PAY and not the ones who want to but cant afford to.

kelloggs36

When you were assessed at 20% of your income was it based on your old or present job? If it was your old job you need to request a re-assessment so that they take 20% of your present income and not your old!!