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Rambling on...
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Happy MSE-versary US _party_
Here's to the next year :beer:
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
What a year it has beenI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
UncannyScot wrote: »...and what a year it has been!
Thanks to everyone on here who has popped in and read, commented, advised, supported and kicked me up the backside when needed. :beer:
I have gone from being stressed out with worry over my debts to learning to deal with them and building a better and more stable financial future.
I am going through the process of sequestration (bankruptcy in Scotland) and will be debt free in September 2021.
I am much more in control of my finances and usually have a wee bit left over at months end, which goes to EF and savings. Plans are afoot to improve on my EF and savings and to build them up.
There have been more positives than negatives this year... though the negatives were pretty traumatic...
I am still single... :cool:
I am living frugally and contentedly with my wee furry pal
:A
What a lovely reflective post :beer:
:cool:
I have always loved the fact that you are so positive. :T
The right person will come along and until then you have us lot.
:kisses:
Sam :iloveyou:Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
Happy anniversary!
Hope you and the pup managed to make the most of the summer this weekend... :rotfl:26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Here's to year two.
Onwards................
And, for all the support you've shown everyone you encounter and help and make smile. Thank you.
PS cute dug photos on insta sure do help too!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
I echo what everyone else has said, thank you for your support and encouragement and for allowing me to stalk you on Instagram
:rotfl:
Here's to the next 12 monthsxx
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Happy MSEversary US.
I notice the 'Thursday Next' books are 99p on Kindle if that helps anyone...My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
^^ and they're so good. I've read them a couple of times now and I really enjoy them. I tried the Colour series that he wrote but I don't seem to be able to get on with them.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
Happy MSE-versary! You've come a long way in a year :beer:2019 Aim: Save £10,000
Don't sacrifice what you want most for what you want now0 -
Deleted_User wrote: »I echo what everyone else has said, thank you for your support and encouragement and for allowing me to stalk you on Instagram
:rotfl:
Here's to the next 12 monthsxx
From me too!
Thank you for all your help, listening until daft times in the morning and everything else.
You are an amazing person
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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