Advice needed: buying new house with partner

yougotthatmilkmoney

Hi all,

I am currently in the process of buying a house, i currently live with my gf and my daughter in rented accomodation (for the last 6 years). During this time i have saved up a small deposit. My parents are also going to gift money towards the property to make the mortgage more managable. My gf will make no financial contribution to the mortgage or the deposit. The property will be in my sole name. She will effectively be living in the house with zero cost to her.

My questions are:
Is she entitled to half the property if we split and is there a way to prevent this?
Is she entitled to anything finacially?
Thanks

Murray87

My understanding is that she wouldn't be automatically entitled to anything as you are not married, but she would be able to challenge this (and likely successfully) if she wanted a share of the property if you were to split up.

She could very comfortably argue and be able to prove a common-law relationship as you have a child together. I would suggest that just because 'you' have saved up a small deposit, you probably wouldn't have been able to do that if you weren't together, so she has also contributed.

Assuming that she doesn't work, her 'financial' contribution is the care and upbringing of your child. If you were a single parent, could you also afford to pay a childminder/carer/housekeeper and have saved up the same level of deposit you have now? If the answer is no than I would strongly suggest that your girlfriend has contributed towards that deposit and could certainly demonstrate an entitlement.

marliepanda

Is she the mother of the child? (You say my daughter not our daughter). If so, yes, regardless.

If not, not unless she contributes to your mortgage.

yougotthatmilkmoney

She is the mother of my child, yes.

marliepanda

yougotthatmilkmoney wrote: »

She is the mother of my child, yes.

So may I ask why you want to prevent her owning a share of her and your daughters home?!

yougotthatmilkmoney

Its not her home, i am the one paying for it. I am protecting my daughters long term interests by ensuring she cannot take half of my money and !!!! it up the wall with somone else ( and someone elses kids). Its called protecting your own. I would be better off splitting up with her now then buying a house in six months time, at least that way the money is safe. mine and my parents hard earned money. The law is ridiculous.

marliepanda

yougotthatmilkmoney wrote: »

Its not her home, i am the one paying for it. I am protecting my daughters long term interests by ensuring she cannot take half of my money and !!!! it up the wall with somone else ( and someone elses kids). Its called protecting your own. I would be better off splitting up with her now then buying a house in six months time, at least that way the money is safe. mine and my parents hard earned money. The law is ridiculous.

I wish you were the father of my child.

You do realise having a child with someone is more of a financial tie that ANYTHING else.

Next time find someone you trust and want to build a life with before making a baby.

Anyway tough. If she lives in it with your baby, she's very likely to get a share of it, and for good reason.

Lokolo

And they say romance is dead.

yougotthatmilkmoney

That answers my question then, dont buy a house. Thanks.

goodwithsaving

Hi, may I ask - why attitude? This is a helpful forum, but you won't get help if you clearly don't want it - so why even ask!

Murray87

Wow, can't believe what I've just read! Do you not think she has already made a long term investment in having a child with you? What if you're the one that messes things up? Why should she lose out on that security?