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A whole new world, for now
Comments
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Nice to have the cruise to look forward to"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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The cruise sounds really interesting. I've only once been away on holiday for so long: it took some planning but it was worth it.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Enjoy the cruise. My maw is going on one next week.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I'm off on one in 4 weeks 😊2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐2 -
I love the cruise concept, if it’s done well. There is one cruise line we’ve tried previously that we will never return to. I like knowing in advance the costs per day and the standard of accommodation. I like being able to sample new places and love only unpacking and packing once. I love having all details taken care off by someone else. It’s a holiday I come home from feeling refreshed.
yesterday, I finished up earlier than expected at a client. I treated dh and I to a takeaway from a social enterprise based cafe. I then went to bed as it had been a heavy week. Dinner was a reheat of the other half of my takeaway lunch and whoopsied chicken and stir fry veg picked up from Aldi on my Dublin trip on Thursday.
today I need to go to makro and am hoping to persuade dh to drop some stuff to a consignment shop as it’s too big.Today I am grateful for
a reliable car taking me to work sites this week
whoopsied items with a spread of dates
a warm, mainly dry homeMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4 -
You've been working hard! I hope you have a restful weekend.
Should we be concerned about the 'mainly dry' home?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
I don’t like to tempt fate Cherry. In a house this age, there’s always something damp related to be concerned about. Currently it’s guttering that needs cleared out at the front of the house, a questionable internal window sill and some flashing that needs replaced on a return roof. The person we’ve spoken to about doing it is reasonable, takes great pride in his work but is a nightmare to pin down.Yesterday we did the makro run so have stocked up again. We also benefited from the butcher reducing steaks that are dated today and getting some free packets of pancakes and a free loaf. We did however forget to bring items to the consignment store.Today I had my conversation with mr wii who advises that I’m down 3 lbs over the past fortnight. I’ll happily take that. DH was down 2.Yesterday we transferred DD’s share of the cash from the sale of mum’s house so anything that needed to leave our account now has. According to my son, he just likes seeing zeroes in his account.Today I’m unsure about coffee with my friend but am determined to sort out some work and home stuff. I’ve been intermittently re reading Dilly Carter’s decluttering book and some bits are resonating.Right, need to get underway after a second cup of tea. Today I am grateful for
weightloss
free bread
enthusiasm however long it lastsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
Great loss. 😊🌼I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Well done on the 3 lb 👍 Your cruise sounds amazing.January spends - £587.582
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Thank you all, I believe this is my recurring plus or minus three pounds around which I believe my weight has settled. I didn’t do coffee but instead had a few phone chats. We also watched the 3 outstanding episodes of a prime show called lol Ireland. This was much more DD’s taste than ours. Three things went to the charity shop bag which is good. I’ve decided that I’m not going to aim for items leaving the house this year but rather zones to be cleared. For example, the space in front of my work wardrobe is populated by bags in need of repair. The space in front of my bedroom radiator has two smallish boxes both filled with random things.
right, have a 9 o’clock call so need to go.
today I am grateful for
plants getting planted
contact from an associate
dh managing a reduced carb meal from reduced itemsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.3
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