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  • jwil
    jwil Posts: 22,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you got what you wanted done whilst the family were out walking. It’s a great feeling when you can make a meal from fridge contents…..I managed a buffet style nibble for 3 of us from fridge contents last night whilst we had a games night too….plans had changed and it was a lovely relaxed day and evening for us 😁
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year inod and all good wishes to you and your family for 2024!😀👍
    I've given up with formal lists of New Year resolutions as I rarely fulfil them. I'm just going to try to keep to a routine of achievable things as the months go on. My first is to keep up with my diary on this board without disappearing for months!  I do find regularly writing my diary does keep me accountable on some things! 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Happy new year inod :smiley:
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Perhaps stock up on some freezable YS and general frozen bits in order to reach the £25 spend. Shame not to lose it. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Cherryfudge
    Cherryfudge Posts: 13,332 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I struggle with the £5 off £25 sort of offers - if I felt I could do it without waste, I'd buy tins, dry goods, the sort of thing that can be in the cupboard a day or a year but will definitely be used. If that's not feasible, I just don't spend it - it's £20 in my bank not the supermarket's.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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