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  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I'm sure if you were fundamentally lazy, you wouldn't be successfully self-employed. Is there a voice from your past criticising you for not getting as much done as the voice wanted, despite your best efforts?
    Agree with this. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You’re not lazy. You’re self employed and still getting over a massive loss. Be kind to yourself 👍 Things are getting done little by little. But they’re getting done 👍
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds ouchy. 
    Glad you are ok. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are ok and people helped you after your fall.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Glad you only hurt your hand and your pride. You don’t want injuries just before Christmas. 
    Pleased the councillor is helping. It’s worth every penny if it helps. If it helps it’ll free your mind up to tackle the things you want to do. I paid for a course of hypnotherapy last January and she tackled much more than I’d originally gone for. The weightloss part has been partly successful but the other stuff she tackled has been brilliant. Changed my outlook to certain things and some habits. I need to get back to listening to the tapes she provided then the suggestions concerning food might happen. She was totally right in saying some of the things she tackled needed sorting first before the eating fell into place. 
    January spends - £587.58
  • Thanks for all the input and support.  Cherry, I get exactly what you’re saying but, at this time, most of the shoulds are down to work related decisions I made.  I’ve already jettisoned some of the others e.g. Christmas cards I didn’t send.

    yesterday, the tree was procured and is currently at the side of the house. I can only guess when it might be decorated.  Decorations are down from the loft and suitcases are up there which is good.  DH and I spent last night sorting out a photo book diary that should be here for the new year.  I also accepted a parcel that I was able to hide without dh seeing.  

    Dinner was a takeaway which will also cover most of today’s meals.  Dh had a 15% discount, £5 cash back and free delivery.  Little to no work was done which isn’t good as it feels like it’s hanging over me.  I need to make life easier for myself in the ny.

    today I am grateful for 
    a reliable car that meant dd was able to see her bestie on a big day for her
    a nice dinner 
    Christmas trees still being available 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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