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We did our class and returned home with soda, wheaten and potato bread. The class wasn’t great. It was more than half an hour shorter than advertised, the person taking it was not as advertised as she was apparently “worn out”. She was not a good demonstrator but it was an enjoyable time. I’m still irritated that the total cost among all present was £440 and feel decidedly short changed.
we did make it to the farm shop and sourced the ginger cordial and some tray bakes, etc. we also went to sainsbugs and got their nectar baileys offer, dd found the preferred advent calendar that she hadn’t known existed and I got some jusrol croissants and pastries with dates beyond Christmas. I think we may need to think garage fridge clean out and switch on.
We also remembered to send off the vinted parcel
today I spoke to mr wii and have crept up a pound. This needs addressed.
today I will get an assignment cleared but first breakfast. Can anyone guess what I might be having?
today I am grateful for
nice time spent with dd
bread that turned out well
A HP movieMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4 -
That class must have been a disappointing experience - will you be contacting them to give your views on the changes to what you'd signed up for?2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐2 -
Sorry that the class was disappointing."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Floss, I checked the online reviews and it averages over four with 99 reviews. I think I will send an email as even the emailed recipes were forwarded from another email that wasn’t relevant to us. It looks unprofessional.Well yesterday I was heading to meet my friend for our usual coffee date and I pranged the car damaging the one beside me in the car park. The owner was very understanding but I felt so bad. I phoned home and dh’s first thing was to ask if anyone was hurt. Once I said no, the response was well, it’s only money. DD then texted to ask if I wanted her to come over in a cab and drive home. I didn’t as I was afraid that if I were to do so, I’d struggle to get behind the wheel again.It turns out ds won’t make it home for Christmas due to on call arrangements but flights are booked for Boxing Day morning. Not sure what the eating arrangements are yet. Right, work is required so I better get started.
today I am grateful for
a no injury car issue
dd’s offer of help and dh’s attitude
dd starting to declutterMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.5 -
Glad you are ok & a good idea to get behind the wheel.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hope that the kissing cars episode hasn't shook you up too much x2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐2 -
Glad no one got hurt. These things happen and it sounds as though you did all the right things.
It's a shame your DS can't be there for Christmas Day but I'm sure you'll be in touch and see him soon after. My youngest has worked quite a few Christmases and sends a photo of himself and colleagues in uniform and Christmas hats - a tradition in itself.He's currently doing a day job so we may see him this year.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Sorry to hear about the bump in the car. You did well getting straight back in and driving. Glad nobody was hurt and hopefully the car won’t be too damaged.January spends - £587.582
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Sorry to hear about the bump. Glad no one was injured."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Yesterday was a busy day. Was on the road from eight and got home from final meeting around eight in the evening. I’m clear on what’s needed for two of the clients, not so much the third. I got a quote through from the other car owner. £780! I haven’t even considered what mine will cost.Between my first and second clients I was able to nip to a nearby Aldi - we don’t have any in NI. Close to €90 was spent but primarily on staples that should last.I also got emails from the solicitor, it looks like sorting out my mum’s affairs is close to concluding and may even happen before her first anniversary which is next month.Today I am grateful for
money in the emergency fund
progress on legal matters
managing yesterday’s driving without incidentMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.6
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