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A whole new world, for now
Comments
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Thanks for the input folks. For me, and I know logic would argue otherwise, taking ADs is basically an admission of failure with life in general. I avoid them to try and avoid the feeling of failure. You know, if the rest of the world can cope, why can’t I especially as I’m in a better position than a lot. On the plus side, it means that I’m not too bothered by an increase.Yesterday I had two of my three calls, the third will be this morning. A client also pressed the panic button with something new that will need addressed today. I also got contact from my admin person. There was no issue just mixed messages.
During the afternoon, a delivery arrived. It was flowers from dh just because. I was chuffed. They aren’t what I’d have chosen but are so much nicer than I’d have chosen.Need to get motoring. today I am grateful for
meals from stores and being able to avoid the shops. We do however need milk today
flowers
having access to admin support againMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.5 -
Lovely gift from DH!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Aw, that's so lovely! Lucky you!in_need_of_direction said:
During the afternoon, a delivery arrived. It was flowers from dh just because. I was chuffed. They aren’t what I’d have chosen but are so much nicer than I’d have chosen.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
How lovely to get flowers. Sniff.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Re ad’s it’s a chemical imbalance in the brain.Not a failure or anything we can control.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Beanie, you’re trying to convince me of scientific fact and logic. Unfortunately while I know this, I can’t apply it to me. But thank you. I’m hoping that if I hear it enough times, it will someday resonate.Yesterday was a bit of a wash out but got news of a family matter that’s finally progressing. The end may be imminent. We skipped dance class and had a lazy evening vegging and building castles. Tonight we are out at a play which is good. In between I want to get lots done so I better get started.
today I am grateful for
minimal guilt after a lazy day
a big matter finally moving forward
lunch from the freezer though I also freed up a wee bit of space decluttering a rafaello ice creamMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.6 -
Enjoy your day
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
We kinda enjoyed the play. It was so good but very thought provoking. We’ve followed this person for years and always try to see him when he’s here but he generally is more delivering his own material than acting. He’s now doing 2 weeks in London so I’ve just spoken to ds and recommended that he goes to see it.
yesterday, we /dh started working through his clothes. There’s one suit to go to charity shop and 3 to go on vinted for one week and then to the charity shop if they don’t sell. He “found” a suit that he didn’t know he had. With reduced office days, he has sufficient numbers to last. We have still to go through dress shirts but have identified current clothing needs.I also tried cleaning the oven door with a dishwasher tablet. While it did work eventually, it wasn’t the quick and easy approach though maybe the glass on the door was particularly bad. We also did a quick shop at Iceland as we had a £5 off a £25 spend thanks to our local store being refurbished. So far, I’ve used 3 of the 4 weeks and have managed to get some Christmas stuff plus some tins of tuna, etc all on multi buys.Mr wii advised that I’m up a pound but still on the same number. My bs were within range. Today laundry needs tackled before DD’s return tomorrow as she will no doubt commandeer the washing machine. I’m also meeting a friend for coffee.Today I am grateful for
finding a convenient free parking slot close to last night’s venue
finding a home for some unwanted items
a nice chat with ds yesterdayMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.3 -
Yesterday’s plans went askew when my friend cancelled coffee. We did get to Lidl to buy some items on offer on the app. Interestingly the discount wasn’t added to one item. I’ve asked dh to follow up as it’s on his phone. He probably won’t be bothered. I went to town to make use of the last date on a voucher which was £20 off an £80 spend. At least £30 were things I would have spent on while the other stuff can count towards Christmas presents. I managed to drop things to the charity shop inc two items added at the last minute, left some things to my sister’s house and by talking to a friend, have identified a home where plastic boxes can find a use. I was also able to give a former Colleague a lift home from work.Dinner was from the fridge and freezer and I took some stuff to defrost that will be for tonight and possibly tomorrow. I am making stew which is one of my all time favourite meals. This will be made in advance as I have a client meeting at six though hopefully it won’t last too long.Right, work needs done before a half two phone call. I still don’t know when dd gets back so could be interrupted with a request for a lift. Given how dire our weather is, I wouldn’t leave her to find her own way.Today I am grateful for
a free parking space in town
discounts
chats with friendsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.4 -
Stew sounds perfect in this weather.
Hope your day goes well.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222
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