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A whole new world, for now
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Whoo hoo to being able to turn off your phone at night at last!👍😃Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
Brilliant news about on call!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Well, the on call theory was great. So far there’s a zero uptake. More importantly, look at my signature. We transferred just over 1500 from a non interest bearing account to get into the 40s. I persuaded dh by not paying myself for last month yet and showing that we could survive!I now have a mortgage within 7k of the house’s original purchase price.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4
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Posted too soon. Today I am grateful for
my mortgage overpayment
funds available to pay for the furry one’s 4 weekly jab
unexpected but lovely contact from a friendMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.5 -
Fantastic! Sometimes husbands take some convincing (in my experience!) but you got there. Great result.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
That's fantastic news I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
That's brilliant news!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Brilliant news INOD. BRILLIANT XXXXXXXXXXXXNevertheless she persisted.5
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You’re on a roll 👏👏 fantastic news.January spends - £587.584
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Had my weekly conversation with mr wii. Crept into one pound lower with a half pound weight loss. Currently on the 13 st button. There are more than seven weeks between now and Christmas. I’d love to be half a stone down by then. Tbh, I’d settle for half of that to build a buffer between me and the 13s.Very little was done yesterday but a last minute dash to the shops netted some whoopsied items some of which were used for last night’s tea.
today I have a dilemma. So far dh has worked for 4 days decorating our bedroom and it’s not great and nowhere near finished. How can I tactfully suggest we get someone in to finish it? I have work he could do that would generate more than a painter would cost but I’ve pointed this out before.
right, need to get going to deal with my first world problems. Today I am grateful for
weightloss, however small
getting to my sb target
overseas sister managing to find a key part of DD’s Christmas presentMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4
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