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A whole new world, for now
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Your lightbulb moment sounds like a thousand watt bulb has been lit! Long may it last... and is it possible to redirect some of that lovely shining light in my direction please? Your list of things you haven't done sounds very familiar...
X
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy5 -
Lots of light rays for everyone. Yesterday I got about 75% of the bedroom done. Music helped though dh did mention that it was so loud that he couldn’t be heard. The area left to be tackled is the fireplace and hearth. I just ran out of time and didn’t want to leave myself too tired for work stuff that was needed. That said, I then had a truly dreadful night’s sleep. I replaced an old pillow for each of us with a new one and it just didn’t work.This evening, after work, I will finish off what’s needed.DH had some ebay success a week ago so inspired by this, four more items have been listed. Two are gifts that he bought me at significant expense that have never been used but that are on sale for less than a quarter of what he paid. I hope that they go.Right, I need to get going. There’s lots to be done but there’s a bit of a path emerging.Today I am grateful for
a clearance, the first step towards a peaceful bedroom
accepting that even half done is better than not done
musicMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.6 -
Well done you. 😀I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Well well done 👍January spends - £587.584
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Rays of light very welcome! I'm tidying up before we have a visitor.
It sounds like great progress on your part and your DH's as well. Shame about the pillows (we've had the same problem - why are pillows so hard to get right?) but otherwise a good sort out and fresh bedding is lovely.
I've been looking up the blood sugar diet - have you seen the Michael Mosley programme where he is putting lockdown weight-gainers on 800 calories a day? I couldn't sustain such rapid weight loss so I'm plodding away with my focus on the next pound and celebrating each little loss as a real success, but it's an interesting programme.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Plodding through weight loss should make it more sustainable. It was the Michael Moseley programme that informed this latest plan. dh is male, considerably overweight, Asian and has really poor balance. He features heavily on those graphs used.There was no further progress on the bedroom yesterday. I was tired plus I had stuff to do for two other clients. One of them has already responded seeking more detail. It’s one of these who no matter what you do, they always want more. But it’s a good reference site.Today I have to get to two client sites and need to be presentable for the second. It’s still too warm!
right, need to just pull up those big girl pants and face the day.
today I am grateful for
a £5 win for dh on a lottery draw
hitting today’s sb goal already
enough work to keep the bills paidMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.7 -
in_need_of_direction said:Hello, I’ve just been visiting SSG’s page where there has been a lively discussion around weight loss. Next Saturday dh and I are starting the blood sugar diet again. I am regularly annoyed at being 2lbs within reach of overweight as opposed to obese and stalling. Even if I do half as well as last time, it will break a stone barrier and get me established as overweight. Am I the only one who wasted teenage years bemoaning being a size 12 and not a size 10?I have decided that I am fed up with my life and the only way to change it is to get off my a$$ and do something about it. Can people please remind me not to settle? I’m fed up limiting myself with my weight. I’m fed up driving a dirty car because I can’t be bothered to hoover it. Yesterday I deliberately didn’t change bedclothes as the bedroom is too cluttered so I’m stripping the bed and then sorting out the room before making the bed up with the new bed linen that I have had unused for more than a year. Really? What kind of a muppet am I?
yesterday I did some admin including paying myself. DH got a backdated pay increase at the end of July. So far, we have purchased new plates that are still to arrive. Yesterday I bought / ordered a new floor lamp for ds’s room, new sheets and pillowcases, a new omelette pan and a new steamer as my last was misappropriated by a friend. All items were on sale and all came with cash back. I also found a list making book that I had bought for the standby present box. I started using it last night to create today’s roadmap. I just need to get on with the execution.
today I am grateful for
a lightbulb moment
an informed plan
a below £60k mortgage"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I hear you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
On the window cleaner front, I was sat in my chair Facing the window attached to a 2 boob expressing machine when our window cleaner turned up, I sent my DH to pay him.Sealed pot challenge 822
Jan - £176.66 :j7 -
Well done for not settling. You inspired me to buy the BSD book but I have never done it. It looks so hard. I will revisit. My house is clear and tidy due to having EA's in to value. It feels so different waking up to order. I wish you well with the bedroom.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720256
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