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A whole new world, for now
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Agree with milann on the tough love!Another one here who is riveted when watching Line of Duty. One of the best cop series ever.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”7 -
LIne of Duty is fabI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
I am a line of duty fan too although I've not watched the latest series yet...
Glad you got a bit of a break and that others have helped when needed.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/255 -
I also love Line of Duty
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6 -
Just popped out of lurkdom to say Line of duty is epic, but be warned you can't just watch one episode it becomes highly addictive. xx7
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Well, it’s been a mad few days. Just when I think things are settling the night shift needed covered night before last. So two of us shared with my shift starting at 3.30. I was then back in around 2 as work was needed on payroll. I got home around 9 last night. I should however be able to get it over the line today by visiting a second cheque signatory, doing a doorstep drop then picking up again.We have had a major staffing issue that will give rise to an ongoing issue and we have also had malicious actions most likely by a former staff member. This was through a third party who, when contacted, refused to take any responsibility. I am considering a report to the police and definitely to the ico.On the plus side, I got an email from the car company offering me £75 compensation for my trouble when the car was broken. That along with a free service from the local dealer and the offer of a free rental from the car hire people (which I am unlikely to use) is a reasonable response however the car company don’t appear able to see what they did that was wrong and are instead blaming the others.We finally got to watch the last killing eve series 2 episode. Some of that was gorey. Am now looking forward to series three. I am hoping to give myself the weekend off but that remains to be seen. The chef is in on Sunday so I may work around that.
on other news, the elderly man died and his wife is still a concern.
Right, need to get going.Today I am grateful for
a reliable car that allows me to get cheques signed inc one for me
compensation
knowing that an elderly ill man passed surrounded by his familyMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.10 -
I'm sorry to hear the older man has gone, though it's a blessing he was with his family. Hard times.
You sound to have had a heavy run of shifts, I do hope you can get your weekend off. I also hope that reporting of the malicious activity puts an end to it and is able to put right any damage. I know you have had a few 'tricky' members of staff but malicious actions are a stage beyond, and most unprofessional - and won't stand them in good stead if looking for other work.
Good news on the compensation.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/229 -
Good news on the car not so good about the staff issues.January spends - £587.588
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Your work sounds dire sad to say.
Could you pay things through bill payments through the bank?
That's how I pay 99% of things for 'my' charity now.
No more faffing around getting people to sign cheques!
Sorry to hear about the elderly manI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.9 -
Glad that family was with the person who passed away. Hope you get some more help at work soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/258
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