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A whole new world, for now
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Silver grout sounds nice. I saw gold grout on black tiles too.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Silver grout! I can imagine that looks stunning and totally lifts the whole effect.
I hope all went well at work.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Yesterday was a long, long day. I got home around ten. Today I need to finish off a submission which has a deadline. A potential supplier was to provide input but may have let me down. This is not good. Fingers crossed I can dig up someone to get me out of a hole!
Trustees met last night and they have a plan of action. The best bit is that it doesn’t really involve me. There’s a wee bit of groundwork to be done but I then stand back.
I’m not sure if there was any progress on the kitchen yesterday but it’s nearly where it needs to be. Things are going back this weekend.
Today I am grateful for
Being able to help out a friend
A long overdue catch up with another friend
Dd’s Birthday parcel arriving on timeMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
Have a happy Friday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Glad you've made some progress"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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I have to break it to you that fingers of fudge and Percy Pigs are indeed widely available in England!
Am so pleased that the kitchen nightmare (does that sound too much like a TV programme?) is nearly at an end, and that work has found a solution that doesn't involve you overmuch. How are you coping with all those staff absences?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Hi inod - I've finally caught up with your diary! I'm sorry you have had some low times over the past month, but you're coming across more positive now in your recent posts.
Nice to read that things are starting to happen in a good way with 'that' client and your house is coming together.
The tiles sound lovely!
xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Certainly Percy pigs here!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Percy pigs and fingers of fudge sent by your Mum taste different. They are special Mum related items.
So glad you like the tiles! I hate having things done and then not liking them (kitchen tap in my case), every time you look in that direction part of you goes Ugh.
XXXNevertheless she persisted.1 -
in_need_of_direction wrote: »
I’m earning less than I did ten years ago, have no pension provision, am tired and less able to take time out from the clients. I finished up a job at after nine last night and have an 8.30 call to make today. There has to be more to life than this.
I must confess that this is my experience of self employment. You work harder for less money and more stress.
I like what Beanie said about what baby steps can you take about the things that are bothering you.
I'm glad you got the tiles sorted and that that manager is going to be sorted too (I hope).Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1
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