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A whole new world, for now
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Hooray to progress in the kitchen :beer:January spends - £587.581
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All looking good INOD XX I liking the sound of the scrambled eggs
Am weirdly hungry! have a good week XXNevertheless she persisted.1 -
Congrats on the weight loss :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Not really sure where yesterday went. I know I did very little around the house but I did clear one work thing totally and kicked off another. I visited my brother in law and spent a few hours there, the laundry is cleared up bar a duvet which I need to take to be cleaned. We have a meal plan for the start of the week which is good. Apart from that, I’m not too sure how things stand.
I did spend money yesterday. I left it as late as possible hoping it’ll fall in my next cc statement as today is the statement date. I bought a pair of trainers that were half price with a further 25% off. They are a replica of ones that I had previously that worked for me. At £45 they were still pricey but will hopefully be worth it. I was tempted to buy another item to reach the free delivery threshold but stopped myself. It was better to spend £4 on delivery than £18 on something I do not need.
Today I am dithering as to if I go into that client as it is a bank holiday here and dh is off work. I do have things to get underway there but have other work stuff to get done too. However I may not get anything done if I just spend the day with dh. I’m really not good with decisions.
Today I am grateful for
A catch up
Pizza from my own oven
Finding exactly what I wantedMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
Your grateful list sounds good today. Don’t forget to factor time off for yourself - I’d be tempted enjoy a least some of the bank holiday and go renewed to your other commitments after a bit of me time.January spends - £587.581
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Lots of positives today. I hope you’ve managed sometime time off – it is essential to just relax and have time together.
Elnora1 -
You don't seem to take much time off INOD so maybe a day to relax with DH would do you a world of good?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
I really hope that you had some time off today:)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I went in for 4 hours. I got something underway which is good. When I got home, I planted up 5 little plug plants that had arrived and cleared a bucket of weeds to the brown bin. While I was out, dh worked on two work things for me. We had what I call a proper dinner last night. Potatoes, meat and 4 veg followed by ice cream. My bs was high this morning so that needs to be addressed. Dinner was in expectation of the builder’s return today which may leave the kitchen out of action again.
DH unearthed one item for the dump so that’ll go today on our way to work. On other news, a potential work opportunity turned out to be a non runner but at least I saw that before it went anywhere.
Today I am grateful for
A call from dd
Engagement and progress
A proper dinnerMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
A good compromise. I am glad you relaxed for some of the time.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251
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