My big financial challenge to mortgage freedom
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[STRIKE]I've been really busy[/STRIKE]I’ve had a lazy day today-apart from cooking lunch.
Back to getting stuff done tomorrow.
I’ve already done meal plans for the week.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
[STRIKE]I've been really busy[/STRIKE]I’ve had a lazy day today-apart from cooking lunch.
Back to getting stuff done tomorrow.
I’ve already done meal plans for the week.
At least you have done your meal plans :T [STRIKE]I've been really busy[/STRIKE]I’ve had a lazy day today-apart from [STRIKE]cooking lunch[/STRIKE] eating lunch/dinner.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Thanks for the ZipZero tip :T - I already use HuYu, ReceiptHog and Shoppix - may as well make every receipt work as hard as possible! I plan on using any rewards towards our water bill - I already have the bank details, so figure that makes it a little easier (plus the supplier doesn't change, and I'm always changing energy suppliers )
I've just downloaded these, thank you. I already use Shopmium and CheckoutSmart, but you can only buy what's on offer and claim back the money. Or you can get freebies. Love the idea that just scanning your receipt gives you money back.
Happy new year.OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Happy New Year Good luck with the goals"If you can dream it, you can do it". Walt Disney0
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Loving your diary tattycath, you’ve inspired me to get back to eBaying all the unwanted things that have been building up. X0
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Octobergirl wrote: »Loving your diary tattycath, you’ve inspired me to get back to eBaying all the unwanted things that have been building up. X
Thank you. I’m so pleased you’re feeling inspired.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
So today I’ve:
Posted out an order
Took Christmas decs down and put them back in loft.
Started sorting kitchen and lounge-it’s a work in progress
Started looking for inspiration for a side hustle. I’m open to suggestions-I’ve considered looking for a part time job to fit in around my full time employment-between 6 and 8 hours a week.
Alternatively I could devote an extra 6-8 hours a week to growing my business and or getting rid of more stuff I don’t need or want.
Decisions decisionsGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Oh and I’ve had a no spend day today! :jGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
So today I’ve:
Posted out an order
Took Christmas decs down and put them back in loft.
Started sorting kitchen and lounge-it’s a work in progress
Started looking for inspiration for a side hustle. I’m open to suggestions-I’ve considered looking for a part time job to fit in around my full time employment-between 6 and 8 hours a week.
Alternatively I could devote an extra 6-8 hours a week to growing my business and or getting rid of more stuff I don’t need or want.
Decisions decisions
I have to wait until tomorrow to post - as PO doesn't open until then.
Decs NOT down - yet - had such a nice afternoon, now just lazing about.
I would concentrate on growing your business, and getting rid of more stuff you don't need or want, I had a spell just before Christmas and listed a few unwanted things and they sold - I now have an empty box under the bed :j - Long way to go yet, but I was getting cash for "stash" and gaining space at the same time as decluttering. Win, Win for me. Wasn't tied to strict hours and could list at my leisure.
I actually left the rest of my listings on thinking nobody would be looking at this time of year, but Yes :j - they have - and buying as well.
I'm joining Bexster in the no buy year, so going to be very mindful of that when shopping, only buying what is needed. I do NOT need that !!! I need to tell myself.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »I have to wait until tomorrow to post - as PO doesn't open until then.
Decs NOT down - yet - had such a nice afternoon, now just lazing about.
I would concentrate on growing your business, and getting rid of more stuff you don't need or want, I had a spell just before Christmas and listed a few unwanted things and they sold - I now have an empty box under the bed :j - Long way to go yet, but I was getting cash for "stash" and gaining space at the same time as decluttering. Win, Win for me. Wasn't tied to strict hours and could list at my leisure.
I actually left the rest of my listings on thinking nobody would be looking at this time of year, but Yes :j - they have - and buying as well.
I'm joining Bexster in the no buy year, so going to be very mindful of that when shopping, only buying what is needed. I do NOT need that !!! I need to tell myself.
Sage advice-thank you.
Yes I am leaning towards growing my business. I need to check my listings and sort the wheat from the chaff, make it more profitable. If I make myself available a couple of hours a night, 3 or 4 nights a week I should soon have it done.
I’m also determined to get rid of a lot of stuff I no longer have a need or use for.
I’m working on growing my EF and then build it up to Equivalent of 6 months bills.
:j exciting times ahead :jGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0
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